SGQK 009FZ04426 NA 2153450306, 2153450307 CCR 1 17-09-2025 10:20:54 10 0E Mrs. munni Mrs. munni W/O lavakush kumar H Patharauda MP 486220 Patharauda MP 486220 7725858362 M 1980-09-16 1 XXXXXXXXXXXX 7725858362 101 101 MUNNI 1981-11-09 Female 43 XXXXXXXXXXXX 237449586717 FMP0966796 VILL-PATHRAUDA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 N/A PATHRAUDA REEWA UTTAR PRADESH UP 229103 N/A PATHRAUDA REEWA UTTAR PRADESH UP N/A M001 -1 N 0 0 0.00 0.00 0 0 0.00 Microfinance - Personal Loan on 08-02-2017 0.00 0.00 2 Microfinance - Personal Loan on 18-06-2014 0.00 0 0 MUNNI 09-11-1981 Female 237449586717 XXXXXXXXXXXX VILL-PATHRAUDA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 1011348979 3084868-SONATA 0 Indusind Bank Limited 0 28540 JLG Individual BAIND BAJA 28540 2017-11-02 2020-07-31 2017-02-08 2017-11-07 3 2017-01-23 2017-01-23 28540 53 Bi-weekly GANGARAM Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 INDUSIND-SONATA-REW:CIT:04 002311_024000015 0 14 MUNNI LAVKUSH Female PATHRAUDA REEWA UTTAR PRADESH UP 229103 491381190 1172395 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 8180 Individual BANGLE TRADING 8180 2015-01-14 2018-07-27 2014-06-18 2015-01-14 1 2014-06-03 2014-06-01 8180 Weekly LAVKUSH Husband Closed Account CLSD 0 * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * 263 27595 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 841 106 Max cycle across all MFIs 102 Number of Loans in Cycle1 XML/HTML2153450306_2153450307.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   17-09-2025
REPORT ORDER NO.:   2153450306, 2153450307TIME:   10:20:54
REFERENCE NUMBER:   NA
 

Consumer Name: MUNNI
Personal Information
Previous Name:  
Alias Name:  
DOB:   09-11-1981
Age:   43   Years   10   Months
Gender:   Female
Monthly Family Income :
Income - Reported Date :
Occupation:  
Identification
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   237449586717
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   FMP0966796
Contact Details
Home: 
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   VILL-PATHRAUDA JAWA REEWA MADHYA PR ADESHJAWAREWA486223   MP   486223   30-04-2020  
N/A   PATHRAUDA REEWA UTTAR PRADESH   UP   229103   27-07-2018  
N/A   PATHRAUDA REEWA UTTAR PRADESH   UP     23-06-2014  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

841

1 . Max cycle across all MFIs
2 . Number of Loans in Cycle1
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Installment Amount: 0.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Recent Account: on Microfinance - Personal Loan on 08-02-2017 Installment Amount: 0.00 Total Past Due Amount: 0
Total Accounts:2 Total Sanction Amount:  Total High Credit:  
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 18-06-2014 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: MUNNI
Ration Card: 237449586717		DOB: 09-11-1981
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: VILL-PATHRAUDA JAWA REEWA MADHYA PRADESH JAWAREWA486223State: MPPostal: 486223
Monthly Family Income:
Acct # 3084868-SONATA
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : BAIND BAJA
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.28,540
Last Payment Date : 02-11-2017
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2020
Date Opened : 08-02-2017
Date Closed : 07-11-2017
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 53
Key Person Name : GANGARAM
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Father
Branch Id : INDUSIND-SONATA-REW:CIT:04
Kendra ID : 002311_024000015		Sanction Amount : Rs.28,540
Applied Amount : Rs.28,540
Nominee Name : 		Date Sanctioned : 23-01-2017
Date Applied : 23-01-2017
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSD
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
07 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 18
MICROFINANCE
Name: MUNNI LAVKUSH
Ration Card: 		DOB:
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: PATHRAUDA REEWA UTTAR PRADESHState: UPPostal: 229103
Monthly Family Income:
Acct # 1172395 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : BANGLE TRADING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.8,180
Last Payment Date : 14-01-2015
Reason :
FirstDaysPastDueDate : 		Date Reported : 27-07-2018
Date Opened : 18-06-2014
Date Closed : 14-01-2015
Date Written Off :
Loan Cycle ID : 1
No. of Installments :
Key Person Name : LAVKUSH
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27595		Sanction Amount : Rs.8,180
Applied Amount : Rs.8,180
Nominee Name : 		Date Sanctioned : 03-06-2014
Date Applied : 01-06-2014
Nominee Relationship :
History 24 Months : CLSD***********************
Days Past Due :000*********************************************************************
07 - 1806 - 1805 - 1804 - 1803 - 1802 - 1801 - 1812 - 1711 - 1710 - 1709 - 1708 - 1707 - 1706 - 1705 - 1704 - 1703 - 1702 - 1701 - 1712 - 1611 - 1610 - 1609 - 1608 - 16
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. munni
Consumer's First Name:   Mrs. munni
Husband :  W/O lavakush kumar
DOB:   16-09-1980
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7725858362
Other Phone : 
Contact Details
Address Information 1 :
Address: Patharauda
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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