009FZ04426 NA 2167227305, 2167227304 CCR 1 23-09-2025 17:50:48 10 0E Mrs. rajendra kumar Mrs. rajendra kumar W/O devi dayal H Chilla post teonther jila reewa Mp MP 486220 Chilla post teonther jila reewa Mp MP 486220 7974162517 M 1993-09-23 2 XXXXXXXXXXXX 7974162517 101 101 RAJENDRA KUMAR KUMAR VISHWAKARMA 1992-02-01 Male 33 ANDPV2032R SJZ2274231 XXXXXXXXXXXX 60085772594357 H NO 201 WARD,NO 14 VILL CHILLA POST TEO NTHAR REWA REWA REWA MADHYA PRADESH MP 486220 Permanent S/O DEVI DAYAL VISHWAKARMA 201 GRAM CHILLA POST TEONTHAR TAHASEEL TEONT TEONTHAR REWA MADHYA PRADESH 486220 MP 486220 Primary H NO 201 WARD,NO 14 VILL CHILLA POST TEONTHAR REWA REWA MADHYA PRADESH MP 486220 Primary H NO 201 WARD,NO 14 VILL CHILLA POST TEONTHAR REWA REWA MADHYA PRADESH MP 486220 Primary VILL CHILLA POST TEONTHAR TEH TEONTHAR D ISST REWA,NR SHIV MANDIR REWA MP 486001 N/A 7974162517 7974162517 8815829596 M001 -1 4 0 289170.00 15000.00 4 15000.00 0 289170.00 10 0.00 Consumer Loan on 19-06-2025 405099.00 0.00 Two-Wheeler Loan on 07-02-2019 0.00 29 4 FINANCE 2025-03-08 11:47 0E 50000 FINANCE 2024-02-06 03:02 0E FINANCE 2024-01-02 00:25 0E FINANCE 2023-11-29 00:17 0E FINANCE 2023-10-26 23:39 0E FINANCE 2023-10-11 18:38 0E ********** BANK Business Loan - Priority Sector - Small Business Individual 85714 0 Yes 180000 2025-09-15 2021-12-18 9.25 84 2143 Monthly 200000 Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * STD 0 * STD 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD * * * * STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD * * * * STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD * * * * NEW 0 * STD 0 ********** FINANCE Consumer Loan Individual 825 0 Yes 1099 2025-08-02 2025-08-31 2025-06-19 8 137 Monthly Current Account 000 0 * * 000 0 * * NEW 0 * * 0 ********** FINANCE Consumer Loan Individual 18000 0 Yes 24000 2025-08-02 2025-08-31 2025-06-19 8 3000 Monthly Current Account 000 0 * * 000 0 * * NEW 0 * * 0 ********** FINANCE Business Loan - General Joint Account 184631 Yes 200000 2025-04-09 2025-04-15 2025-01-31 24 52 4860 Bi-weekly Standard Standard STD 0 * STD STD 0 * STD NEW 0 * STD NEW 0 * STD 0 ********** FINANCE Business Loan - General Joint Account 0 No 100000 2025-01-25 2025-02-28 2024-01-25 2025-01-25 Closed Account 24 26 4340 Bi-weekly Closed Account Standard CLSD 0 * STD CLSD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD 000 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD 0 ********** FINANCE Consumer Loan Individual 0 0 No 37000 2024-10-02 2024-12-15 2024-02-06 2024-10-05 Closed Account 12 3084 Monthly Closed Account CLSD 0 * * CLSD 0 * * CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 0 ********** FINANCE Consumer Loan Individual 0 0 No 1499 2024-10-31 2024-02-06 2024-10-05 Closed Account 8 188 Monthly Closed Account CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 ********** FINANCE Consumer Loan Individual 0 0 No 13500 2024-07-02 2024-09-30 2024-02-06 2024-08-06 Closed Account 8 1688 Monthly Closed Account CLSD 0 * * CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 0 ********** BANK Business Loan - Secured Individual 0 0 3675 No 80000 2024-04-28 2024-04-30 2022-05-02 2024-04-29 Closed Account 12.95 2 3675 Monthly Closed Account Standard CLSD 0 * STD * * * * STD 0 * STD * * * * STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD * * * * * * * * STD 0 * STD STD 0 * STD STD 0 * STD 01+ 5 * SPM STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD NEW 0 * STD 0 ********** FINANCE Two-Wheeler Loan Individual 0 0 No 60500 2021-01-12 2021-04-02 2019-02-07 2021-01-13 Closed Account Closed Account CLSD 0 * * CLSD 0 * * CLSD 0 * * 01+ 27 * * 01+ 29 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 01+ 6 * * 000 0 * * 000 0 * * 000 0 * * * * * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * * * * * 000 0 * * 000 0 * * * * * * * * * * NEW 0 * * 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. RTL.ERS4.0 4.0 ERS 803 703 Total Utilization 704 Credit Card Utilization 702 Total Credit Exposure XML/HTML2167227305_2167227304.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   23-09-2025
REPORT ORDER NO.:   2167227305, 2167227304TIME:   17:50:48
REFERENCE NUMBER:   NA
 

Consumer Name: RAJENDRA KUMAR VISHWAKARMA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-02-1992
Age:   33   Years   7   Months
Gender:   Male
Monthly Family Income :
Income - Reported Date :
Occupation:  
Identification
PAN:   ANDPV2032R
Voter ID:   SJZ2274231
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  7974162517
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  7974162517 , 8815829596
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   H NO 201 WARD NO 14 VILL CHILLA PO ST TEO NTHAR REWA REWA REWA MADHYA PRADESH   MP   486220   15-09-2025  
N/A   S/O DEVI DAYAL VISHWAKARMA 201 GRAM CHILLA POST TEONTHAR TAHASEEL TEON T TEONTHAR REWA MADHYA PRADESH 4862 20   MP   486220   30-06-2025  
N/A   H NO 201 WARD NO 14 VILL CHILLA PO ST TEONTHAR REWA REWA MADHYA PRADES H   MP   486220   31-01-2025  
N/A   H NO 201 WARD NO 14 VILL CHILLA PO ST TEONTHAR REWA REWA MADHYA PRADES H   MP   486220   15-01-2025  
N/A   VILL CHILLA POST TEONTHAR TEH TEONT HAR D ISST REWA NR SHIV MANDIR REW A   MP   486001   03-03-2019  
 

Equifax Score(s):

Score NameScoreScoring Factors
Microfinance Risk Score

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
Equifax Risk Score 4.0

803

1 . Total Utilization
2 . Credit Card Utilization
3 . Total Credit Exposure
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 4 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 2,89,170
Total Installment Amount: 15000.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts: 4 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 2,89,170
Total Accounts:10 Total Past Due Amount: 0 Recent Account: on Consumer Loan on 19-06-2025
Total Sanction Amount: Rs. 4,05,099 Total High Credit: 0 Oldest Account: on Two-Wheeler Loan on 07-02-2019
Max Days Past Due: 29 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 4
Installment Amount: Rs. 15,000 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Recent Account:  Installment Amount:  Total Past Due Amount:  
Total Accounts: Total Sanction Amount:  Total High Credit:  
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account:  No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Priority Sector - Small Business
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.85,714
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 9.25
Last Payment Date :
Sanction Amount : Rs.1,80,000
FirstDaysPastDueDate : 		Date Reported : 15-09-2025
Date Opened : 18-12-2021
Date Closed :
Reason :
Repayment Tenure : 84
Dispute Code : 		Payment Amount : Rs.2,143
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value : Rs.2,00,000
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000000STD000000000000000000000000000000000STDSTDSTDSTDSTD
Asset Classification :*******STD***********STDSTDSTDSTDSTD
Suit Filed Status :************************
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
 
STDSTD*STDSTDSTDSTDSTDSTDSTDSTDSTD*STDSTDSTDSTDSTDSTDSTD*NEW
  STDSTD*STDSTDSTDSTDSTDSTDSTDSTDSTD*STDSTDSTDSTDSTDSTDSTD*STD
  **********************
  000000***000000000000000000000000000***000000000000000000000***000
09 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 21
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.825
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate :
Last Payment Date : 02-08-2025
Sanction Amount : Rs.1,099
FirstDaysPastDueDate : 		Date Reported : 31-08-2025
Date Opened : 19-06-2025
Date Closed :
Reason :
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.137
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000NEW
Asset Classification :***
Suit Filed Status :***
Days Past Due :000000000
08 - 2507 - 2506 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.18,000
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate :
Last Payment Date : 02-08-2025
Sanction Amount : Rs.24,000
FirstDaysPastDueDate : 		Date Reported : 31-08-2025
Date Opened : 19-06-2025
Date Closed :
Reason :
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.3,000
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000NEW
Asset Classification :***
Suit Filed Status :***
Days Past Due :000000000
08 - 2507 - 2506 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Business Loan - General
Ownership Type : Joint Account
DaysPastDue : 0		Balance : Rs.1,84,631
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 24
Last Payment Date : 09-04-2025
Sanction Amount : Rs.2,00,000
FirstDaysPastDueDate : 		Date Reported : 15-04-2025
Date Opened : 31-01-2025
Date Closed :
Reason :
Repayment Tenure : 52
Dispute Code : 		Payment Amount : Rs.4,860
Term Frequency : Bi-weekly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Standard
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : STDSTDNEWNEW
Asset Classification :STDSTDSTDSTD
Suit Filed Status :****
Days Past Due :000000000000
04 - 2503 - 2502 - 2501 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Business Loan - General
Ownership Type : Joint Account
DaysPastDue : 0		Balance : 0
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate : 24
Last Payment Date : 25-01-2025
Sanction Amount : Rs.1,00,000
FirstDaysPastDueDate : 		Date Reported : 28-02-2025
Date Opened : 25-01-2024
Date Closed : 25-01-2025
Reason : Closed Account
Repayment Tenure : 26
Dispute Code : 		Payment Amount : Rs.4,340
Term Frequency : Bi-weekly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSDSTDSTDSTD000STDSTDSTDSTDSTDSTDSTD
Asset Classification :STDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTD
Suit Filed Status :*************
Days Past Due :000000000000000000000000000000000000000
02 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 02-10-2024
Sanction Amount : Rs.37,000
FirstDaysPastDueDate : 		Date Reported : 15-12-2024
Date Opened : 06-02-2024
Date Closed : 05-10-2024
Reason : Closed Account
Repayment Tenure : 12
Dispute Code : 		Payment Amount : Rs.3,084
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSDCLSD000000000000000000
Asset Classification :*********
Suit Filed Status :*********
Days Past Due :000000000000000000000000000
12 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 24
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date :
Sanction Amount : Rs.1,499
FirstDaysPastDueDate : 		Date Reported : 31-10-2024
Date Opened : 06-02-2024
Date Closed : 05-10-2024
Reason : Closed Account
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.188
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSD000000000000000000000NEW
Asset Classification :*********
Suit Filed Status :*********
Days Past Due :000000000000000000000000000
10 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 02-07-2024
Sanction Amount : Rs.13,500
FirstDaysPastDueDate : 		Date Reported : 30-09-2024
Date Opened : 06-02-2024
Date Closed : 06-08-2024
Reason : Closed Account
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.1,688
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSD000000000000
Asset Classification :******
Suit Filed Status :******
Days Past Due :000000000000000000
09 - 2408 - 2407 - 2406 - 2405 - 2404 - 24
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Secured
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment : Rs.3,675
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate : 12.95
Last Payment Date : 28-04-2024
Sanction Amount : Rs.80,000
FirstDaysPastDueDate : 		Date Reported : 30-04-2024
Date Opened : 02-05-2022
Date Closed : 29-04-2024
Reason : Closed Account
Repayment Tenure : 2
Dispute Code : 		Payment Amount : Rs.3,675
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : CLSD*STD*STDSTDSTDSTDSTDSTDSTDSTDSTD**STDSTDSTD01+STDSTDSTDSTDNEW
Asset Classification :STD*STD*STDSTDSTDSTDSTDSTDSTDSTDSTD**STDSTDSTDSPMSTDSTDSTDSTDSTD
Suit Filed Status :************************
Days Past Due :000***000***000000000000000000000000000******000000000005000000000000000
04 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 22
RETAIL
Acct # **********
Institution : FINANCE
Type : Two-Wheeler Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 12-01-2021
Sanction Amount : Rs.60,500
FirstDaysPastDueDate : 		Date Reported : 02-04-2021
Date Opened : 07-02-2019
Date Closed : 13-01-2021
Reason : Closed Account
Repayment Tenure :
Dispute Code : 		Payment Amount :
Term Frequency : 		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSDCLSD01+01+00000000000000000001+000000000*000000000000*000000*
Asset Classification :************************
Suit Filed Status :************************
Days Past Due :000000000027029000000000000000000006000000000***000000000000***000000***
04 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 19
 
*NEW
  **
  **
  ***000
04 - 1903 - 19
 

Enquiries :

InstitutionDateTimePurposeAmount
FINANCE 08-03-2025 11:47  JLG Group   Rs. 50,000 
FINANCE 06-02-2024 03:02  JLG Group    
FINANCE 02-01-2024 00:25  JLG Group    
FINANCE 29-11-2023 00:17  JLG Group    
FINANCE 26-10-2023 23:39  JLG Group    
FINANCE 11-10-2023 18:38  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. rajendra kumar
Consumer's First Name:   Mrs. rajendra kumar
Husband :  W/O devi dayal
DOB:   23-09-1993
Gender:   Male
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7974162517
Other Phone : 
Contact Details
Address Information 1 :
Address: Chilla post teonther jila reewa Mp
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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