SGQK 009FZ04426 NA 2176704151, 2176704152 CCR 1 29-09-2025 10:06:08 10 0E Mrs. rajkumari kol Mrs. rajkumari kol W/O dashrath prasad kol H Sohawal khurd panwar rewa mp MP 486556 Sohawal khurd panwar rewa mp MP 486556 7015492017 M 1993-09-28 1 XXXXXXXXXXXX 7015492017 101 101 RAJKUMARI KOL 1993-01-01 Female 32 PLUMBER WORK 22500 2025-01-31 XCI3699881 XXXXXXXXXXXX 735188037632 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA MP 486556 N/A 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA MP 486556 N/A SOHAWAL KHURD RIVA 24309DABHAURA 437REWA0000000000 MP 486556 N/A SOHAWAL KHURD RIVA 24309DABHAURA 437REWA0000000000 MP 486556 N/A SOHAWAL KHURD RIVA 24309DABHAURA 437REWA MP 486556 N/A 8602038340 9157797583 8602038340 M001 -1 PLUMBER WORK 22500 6500 Y PLUMBER WORK 22500 6500 Y PLUMBER WORK 22500 6500 Y 0 0 0.00 0.00 0 0 0.00 Microfinance - Personal Loan on 15-01-2024 0.00 0.00 3 Microfinance - Personal Loan on 26-05-2022 0.00 132 0 Midland Microfin Limited 2024-01-15 17:16 0E Midland Microfin Limited 2023-12-30 19:17 0E Midland Microfin Limited 2023-12-30 14:19 0E RAJKUMARI KOL 01-01-1993 Female XCI3699881 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA MP 486556 9157797583 3067813238 22500 61256887 0 Midland Microfin Limited 0 45000 JLG Individual RETAIL 45000 2025-09-16 2025-09-16 2024-01-01 2025-09-16 2 2023-12-30 2023-12-30 60000 25 Others 2290 DASHRATH PRASAD KOL Husband DASHRATH PRASAD KOL Husband Closed Account CLSD 0 120+ 132 90+ 101 60+ 70 30+ 40 01+ 9 30+ 35 01+ 4 01+ 4 01+ 1 000 0 01+ 24 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 179 017900186 0 C 45000 25 0 RAJKUMARI KOL 01-01-1993 Female XCI3699881 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA MP 486556 9157797583 3097507928 22500 61370301 0 Midland Microfin Limited 0 1530 JLG Individual CPP LOANS 1530 2024-04-23 2024-06-30 2024-01-15 2024-04-23 3 2024-01-13 2024-01-13 1530 3 Others 530 DASHRATH PRASAD KOL Husband DASHRATH PRASAD KOL Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 NEW 0 179 017900186 0 C 1530 3 0 RAJKUMARI KOL 01-01-1993 Female XCI3699881 735188037632 XXXXXXXXXXXX 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA MP 486556 9157797583 8602038340 8602038340 2306825867 22500 017918900004769 0 Midland Microfin Limited 0 40000 JLG Individual 20 RETAIL TRADING 40000 2024-01-01 2024-02-29 2022-05-26 2024-01-01 1 2022-05-24 2022-05-24 40000 26 Others 2030 DASHRATH PRASAD KOL Husband DASHRATH PRASAD KOL Husband Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 NEW 0 179 017900186 0 C 40000 26 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 568 102 Open Accounts XML/HTML2176704151_2176704152.html
 

CONSUMER CREDIT REPORT V2.0

 
CLIENT ID:   009FZ04426DATE:   29-09-2025
REPORT ORDER NO.:   2176704151, 2176704152TIME:   10:06:08
REFERENCE NUMBER:   NA
 

Consumer Name: RAJKUMARI

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1993
Age:   32   Years   8   Months
Gender:   Female
Monthly Family Income : Rs.22,500
Income - Reported Date : 2025-01-31
Occupation:   PLUMBER WORK
Identification
PAN:  
Voter ID:   XCI3699881
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   735188037632
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  8602038340
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  9157797583 , 8602038340
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA   MP   486556   31-01-2025  
N/A   76 GRAM SOHAWAL KHURD SOHAWAL KHURD 24309DABHAURA 437REWA   MP   486556   31-12-2024  
N/A   SOHAWAL KHURD RIVA 24309DABHAURA 43 7REWA0000000000   MP   486556   31-10-2023  
N/A   SOHAWAL KHURD RIVA 24309DABHAURA 43 7REWA0000000000   MP   486556   31-10-2023  
N/A   SOHAWAL KHURD RIVA 24309DABHAURA 43 7REWA   MP   486556   31-10-2023  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1

 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

568

1 . Open Accounts
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Installment Amount: 0.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Recent Account: on Microfinance - Personal Loan on 15-01-2024 Installment Amount: 0.00 Total Past Due Amount: 0
Total Accounts:3 Total Sanction Amount:  Total High Credit:  
Max Days Past Due: 132 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 26-05-2022 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: RAJKUMARI KOL
Ration Card:
DOB: 01-01-1993
UID:
Gender: Female
PAN:
VoterID: XCI3699881
OtherID:
Address: 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 2430 9DABHAURA 437REWAState: MPPostal: 486556
Monthly Family Income: Rs.22,500
Acct # 61256887
Institution : Midland Microfin Limited
Loan Category : JLG Individual
Loan Purpose : RETAIL
DaysPastDue : 0
Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 132
Status : Closed Account
Disbursed Amount : Rs.45,000
Last Payment Date : 16-09-2025
Reason :
FirstDaysPastDueDate :
Date Reported : 16-09-2025
Date Opened : 01-01-2024
Date Closed : 16-09-2025
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 25
Key Person Name : DASHRATH PRASAD KOL
Dispute Code :
Repayment Frequency : Others
Installment Amount : Rs.2,290
Key Person Relationship : Husband
Branch Id : 179
Kendra ID : 017900186
Sanction Amount : Rs.45,000
Applied Amount : Rs.60,000
Nominee Name : DASHRATH PRASAD KOL
Date Sanctioned : 30-12-2023
Date Applied : 30-12-2023
Nominee Relationship : Husband
History 24 Months : CLSD120+90+60+30+01+30+01+01+01+00001+000000000000000000000000NEW
Days Past Due :000132101070040009035004004001000024000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 24
MICROFINANCE
Name: RAJKUMARI KOL
Ration Card:
DOB: 01-01-1993
UID:
Gender: Female
PAN:
VoterID: XCI3699881
OtherID:
Address: 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 2430 9DABHAURA 437REWAState: MPPostal: 486556
Monthly Family Income: Rs.22,500
Acct # 61370301
Institution : Midland Microfin Limited
Loan Category : JLG Individual
Loan Purpose : CPP LOANS
DaysPastDue : 0
Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0
Status : Closed Account
Disbursed Amount : Rs.1,530
Last Payment Date : 23-04-2024
Reason :
FirstDaysPastDueDate :
Date Reported : 30-06-2024
Date Opened : 15-01-2024
Date Closed : 23-04-2024
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 3
Key Person Name : DASHRATH PRASAD KOL
Dispute Code :
Repayment Frequency : Others
Installment Amount : Rs.530
Key Person Relationship : Husband
Branch Id : 179
Kendra ID : 017900186
Sanction Amount : Rs.1,530
Applied Amount : Rs.1,530
Nominee Name : DASHRATH PRASAD KOL
Date Sanctioned : 13-01-2024
Date Applied : 13-01-2024
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000NEW
Days Past Due :000000000000000000
06 - 2405 - 2404 - 2403 - 2402 - 2401 - 24
MICROFINANCE
Name: RAJKUMARI KOL
Ration Card: 735188037632
DOB: 01-01-1993
UID: XXXXXXXXXXXX
Gender: Female
PAN:
VoterID: XCI3699881
OtherID:
Address: 76 GRAM SOHAWAL KHURD SOHAWAL KHURD 2430 9DABHAURA 437REWAState: MPPostal: 486556
Monthly Family Income: Rs.22,500
Acct # 017918900004769
Institution : Midland Microfin Limited
Loan Category : JLG Individual
Loan Purpose : 20 RETAIL TRADING
DaysPastDue : 0
Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0
Status : Closed Account
Disbursed Amount : Rs.40,000
Last Payment Date : 01-01-2024
Reason :
FirstDaysPastDueDate :
Date Reported : 29-02-2024
Date Opened : 26-05-2022
Date Closed : 01-01-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 26
Key Person Name : DASHRATH PRASAD KOL
Dispute Code :
Repayment Frequency : Others
Installment Amount : Rs.2,030
Key Person Relationship : Husband
Branch Id : 179
Kendra ID : 017900186
Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : DASHRATH PRASAD KOL
Date Sanctioned : 24-05-2022
Date Applied : 24-05-2022
Nominee Relationship : Husband
History 24 Months : CLSDCLSD000000000000000000000000000000000000000000000000000000NEWNEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000
02 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 22
 

Enquiries :

InstitutionDateTimePurposeAmount
Midland Microfin Limited 15-01-2024 17:16  JLG Group    
Midland Microfin Limited 30-12-2023 19:17  JLG Group    
Midland Microfin Limited 30-12-2023 14:19  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. rajkumari kol
Consumer's First Name:   Mrs. rajkumari kol
Husband :  W/O dashrath prasad kol
DOB:   28-09-1993
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7015492017
Other Phone : 
Contact Details
Address Information 1 :
Address: Sohawal khurd panwar rewa mp
State: MP
Postal: 486556
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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