SGQK 009FZ04426 NA 2188213001, 2188213002 CCR 1 07-10-2025 13:06:09 10 0E Mrs. Geeta Manjhi Mrs. Geeta Manjhi W/O Shiv Shankar Manjhi H Chilla Teonther MP 486220 Chilla Teonther MP 486220 6265945170 M 1976-01-01 1 XXXXXXXXXXXX 6265945170 101 101 GEETA MANJHI 1979-01-01 Female 46 Z06 24000 2025-09-26 SJZ2572717 XXXXXXXXXXXX 2110077654393 CHILLA REWA MP 486220 N/A W/O SHIV SHANKAR MANJHI CHILLA TEONTHAR TE ONTHAR REWARREWA MP 486220 N/A CHILLA TEONTHAR REWA MADHYA PRADESH 486220 REWA MP 486220 N/A CHILLA CHILLA NAIGARHI REWA MP 486220 N/A CHILLA CHILLA NAIGARHI REWA MP 486220 N/A 8962377947 916232131347 916232131347 M001 -1 Z06 24000 HOUSEWIFE 15000 0 AGRICULTURE 20000 6000 2 0 95355.00 4810.00 2 0 95355.00 Microfinance - Personal Loan on 26-09-2025 4810.00 0.00 3 97000 97000 Microfinance - Personal Loan on 21-08-2022 0.00 0 2 SINDHUJA MICROCREDIT PRIVATE LIMITED 2025-08-02 13:37 0E 51000 Spandana Sphoorty Financial Ltd 2025-06-20 15:40 3E 42000 GEETA MANJHI 01-01-1979 Female SJZ2572717 2110077654393 CHILLA REWA MP 486220 8962377947 4141758690 24000 66250000165039 46000 Arohan Financial Service limited 0 46000 JLG Individual AGRICULTURE & ALLIED 46000 2025-09-30 2025-09-26 1 2025-09-26 46000 31 Monthly 2060 SHIV SHANKAR MANJHI New Account NEW 0 31935 3193500005 0 46000 GEETA MANJHI 01-01-1976 Female XXXXXXXXXXXX W/O SHIV SHANKAR MANJHI CHILLA TEONTHAR TE ONTHAR REWARREWA MP 486220 916232131347 916232131347 4042978419 15000 75057707779377 49355 Federal Bank Limited 0 51000 JLG Individual NON FARM 51000 2025-09-04 2025-09-15 2025-07-22 2025-07-22 51000 24 Monthly 2750 RAJAKALI Mother Current Account 000 0 000 0 NEW 0 7505 7505 0 GEETA MANJHI 01-01-1976 Female SJZ2572717 XXXXXXXXXXXX CHILLA CHILLA NAIGARHI REWA MP 486220 6263592320 2415067594 20000 1125553525 0 Fusion Micro Finance Limited 0 30000 JLG Individual GENERAL STORE 30000 2024-10-26 2025-01-15 2022-08-21 2024-10-26 1 2022-08-21 2022-08-20 30000 53 Bi-weekly 710 SHIVSHANKAR MANJHI Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 926 481287 0 30000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 740 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2188213001_2188213002.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   07-10-2025
REPORT ORDER NO.:   2188213001, 2188213002TIME:   13:06:09
REFERENCE NUMBER:   NA
 

Consumer Name: GEETA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1979
Age:   46   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.24,000
Income - Reported Date : 2025-09-26
Occupation:   Z06
Identification
PAN:  
Voter ID:   SJZ2572717
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   2110077654393
Contact Details
Home:  8962377947
Office: 
Mobile: 
Alt. Home/Other No.:  916232131347
Alt. Office: 
Alt. Mobile:  916232131347
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   CHILLA REWA   MP   486220   26-09-2025  
N/A   W/O SHIV SHANKAR MANJHI CHILLA TEON THAR TE ONTHAR REWARREWA   MP   486220   31-07-2025  
N/A   CHILLA TEONTHAR REWA MADHYA PRADESH 486220 REWA   MP   486220   31-07-2025  
N/A   CHILLA CHILLA NAIGARHI REWA   MP   486220   15-01-2025  
N/A   CHILLA CHILLA NAIGARHI REWA   MP   486220   15-01-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

740

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 95,355
Total Installment Amount: 4810.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 95,355
Recent Account: on Microfinance - Personal Loan on 26-09-2025 Installment Amount: Rs. 4,810 Total Past Due Amount: 0
Total Accounts:3 Total Sanction Amount: Rs. 97,000 Total High Credit: Rs. 97,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 21-08-2022 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: GEETA MANJHI
Ration Card: 		DOB: 01-01-1979
UID: 		Gender: Female
PAN: 		VoterID: SJZ2572717
OtherID: 2110077654393
Address: CHILLA REWAState: MPPostal: 486220
Monthly Family Income: Rs.24,000
Acct # 66250000165039
Institution : Arohan Financial Service limited
Loan Category : JLG Individual
Loan Purpose : AGRICULTURE & ALLIED
DaysPastDue : 0		Current Balance : Rs.46,000
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 		Status : New Account
Disbursed Amount : Rs.46,000
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 26-09-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 31
Key Person Name :
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,060
Key Person Relationship :
Branch Id : 31935
Kendra ID : 3193500005		Sanction Amount : Rs.46,000
Applied Amount : Rs.46,000
Nominee Name : SHIV SHANKAR MANJHI		Date Sanctioned :
Date Applied : 26-09-2025
Nominee Relationship :
History 24 Months : NEW
Days Past Due :000
09 - 25
MICROFINANCE
Name: GEETA MANJHI
Ration Card: 		DOB: 01-01-1976
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: W/O SHIV SHANKAR MANJHI CHILLA TEONTHAR TE ONTHAR REWARREWAState: MPPostal: 486220
Monthly Family Income: Rs.15,000
Acct # 75057707779377
Institution : Federal Bank Limited
Loan Category : JLG Individual
Loan Purpose : NON FARM
DaysPastDue : 0		Current Balance : Rs.49,355
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.51,000
Last Payment Date : 04-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-09-2025
Date Opened : 22-07-2025
Date Closed :
Date Written Off :
Loan Cycle ID :
No. of Installments : 24
Key Person Name : RAJAKALI
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,750
Key Person Relationship : Mother
Branch Id : 7505
Kendra ID : 7505		Sanction Amount : Rs.51,000
Applied Amount : Rs.51,000
Nominee Name : 		Date Sanctioned : 22-07-2025
Date Applied :
Nominee Relationship :
History 24 Months : 000000NEW
Days Past Due :000000000
09 - 2508 - 2507 - 25
MICROFINANCE
Name: GEETA MANJHI
Ration Card: 		DOB: 01-01-1976
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: SJZ2572717
OtherID:
Address: CHILLA CHILLA NAIGARHI REWAState: MPPostal: 486220
Monthly Family Income: Rs.20,000
Acct # 1125553525
Institution : Fusion Micro Finance Limited
Loan Category : JLG Individual
Loan Purpose : GENERAL STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 26-10-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-01-2025
Date Opened : 21-08-2022
Date Closed : 26-10-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 53
Key Person Name : SHIVSHANKAR MANJHI
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.710
Key Person Relationship : Husband
Branch Id : 926
Kendra ID : 481287		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : 		Date Sanctioned : 21-08-2022
Date Applied : 20-08-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
01 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
SINDHUJA MICROCREDIT PRIVATE LIMITED 02-08-2025 13:37  JLG Group   Rs. 51,000 
Spandana Sphoorty Financial Ltd 20-06-2025 15:40  SHG Group   Rs. 42,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. Geeta Manjhi
Consumer's First Name:   Mrs. Geeta Manjhi
Husband :  W/O Shiv Shankar Manjhi
DOB:   01-01-1976
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  6265945170
Other Phone : 
Contact Details
Address Information 1 :
Address: Chilla Teonther
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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