SGQK 009FZ04426 NA 2191070848, 2191070849 CCR 1 09-10-2025 09:19:32 10 0E Mrs. sudhadevi Mrs. sudhadevi W/O devasharan H Chilla Teonther jila reewa Mp MP 486220 Chilla Teonther jila reewa Mp MP 486220 7000039245 M 1978-10-08 1 XXXXXXXXXXXX 7000039245 101 101 SUDHADEVI 1983-01-01 Female 42 24000 2025-08-15 FMP1544980 29 GRAM DHEDHARREWAMADHYAPRADESH MP 486223 N/A 7000039245 M001 -1 24000 5250 1 0 28745.00 1936.00 1 0 28745.00 Microfinance - Personal Loan on 25-01-2025 1936.00 0.00 1 40000 40000 Microfinance - Personal Loan on 25-01-2025 0.00 0 1 Spandana Sphoorty Financial Ltd 2025-04-24 16:15 3E 45000 Spandana Sphoorty Financial Ltd 2025-04-04 08:20 3E 45000 Spandana Sphoorty Financial Ltd 2025-03-17 17:35 3E 45000 Spandana Sphoorty Financial Ltd 2025-02-24 16:50 3E 45000 SUDHADEVI 01-01-1983 Female FMP1544980 29 GRAM DHEDHARREWAMADHYAPRADESH MP 486223 7000039245 7000039245 3736909704 24000 LO25025DLL9L25 28745 CREDITACCESS GRAMEEN LIMITED 40000 JLG Individual AGRICULTURE 40000 2025-09-26 2025-09-30 2025-01-25 1 2025-01-25 2025-01-25 40000 104 Weekly 484 DEVASHARAN Husband DEVASHARAN Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010912 21927100 0 C The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 794 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2191070848_2191070849.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   09-10-2025
REPORT ORDER NO.:   2191070848, 2191070849TIME:   09:19:32
REFERENCE NUMBER:   NA
 

Consumer Name: SUDHADEVI
Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1983
Age:   42   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.24,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   FMP1544980
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  7000039245
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   29 GRAM DHEDHARREWAMADHYAPRADESH   MP   486223   15-08-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

794

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 28,745
Total Installment Amount: 1936.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 28,745
Recent Account: on Microfinance - Personal Loan on 25-01-2025 Installment Amount: Rs. 1,936 Total Past Due Amount: 0
Total Accounts:1 Total Sanction Amount: Rs. 40,000 Total High Credit: Rs. 40,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 25-01-2025 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: SUDHADEVI
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: FMP1544980
OtherID:
Address: 29 GRAM DHEDHARREWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.24,000
Acct # LO25025DLL9L25
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : AGRICULTURE
DaysPastDue : 0		Current Balance : Rs.28,745
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.40,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 25-01-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : DEVASHARAN
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.484
Key Person Relationship : Husband
Branch Id : IN0010912
Kendra ID : 21927100		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : DEVASHARAN		Date Sanctioned : 25-01-2025
Date Applied : 25-01-2025
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000NEW
Days Past Due :000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
Spandana Sphoorty Financial Ltd 24-04-2025 16:15  SHG Group   Rs. 45,000 
Spandana Sphoorty Financial Ltd 04-04-2025 08:20  SHG Group   Rs. 45,000 
Spandana Sphoorty Financial Ltd 17-03-2025 17:35  SHG Group   Rs. 45,000 
Spandana Sphoorty Financial Ltd 24-02-2025 16:50  SHG Group   Rs. 45,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. sudhadevi
Consumer's First Name:   Mrs. sudhadevi
Husband :  W/O devasharan
DOB:   08-10-1978
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7000039245
Other Phone : 
Contact Details
Address Information 1 :
Address: Chilla Teonther jila reewa Mp
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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