SGQK 009FZ04426 NA 2191068927, 2191068928 CCR 1 09-10-2025 09:18:21 10 0E Mr. guddi Mr. guddi S/O jagjivan F Dekahai tola baraili jawa MP 486223 Dekahai tola baraili jawa MP 486223 9238404467 M 1990-10-08 1 XXXXXXXXXXXX 9238404467 101 101 GUDDI 1989-03-12 Female 36 25000 2025-08-15 XCI2775377 160 JAWA H N 1 TO 281 GRAM JAWA MP 486223 N/A 9238404467 M001 -1 25000 3900 1 0 43641.00 2420.00 1 0 43641.00 Microfinance - Personal Loan on 31-05-2025 2420.00 0.00 1 50000 50000 Microfinance - Personal Loan on 31-05-2025 0.00 0 1 GUDDI 12-03-1989 Female XCI2775377 160 JAWA H N 1 TO 281 GRAM JAWA MP 486223 9238404467 9238404467 3931650372 25000 LO2515184D174R 43641 CREDITACCESS GRAMEEN LIMITED 50000 JLG Individual BUFFALO.PURCHASE 50000 2025-09-26 2025-09-30 2025-05-31 1 2025-05-31 2025-05-31 50000 104 Weekly 605 JAGJIVAN Husband JAGJIVAN Husband Current Account 000 0 000 0 000 0 NEW 0 NEW 0 IN0010897 21860428 0 C The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 4 Low Vintage on Credit Bureau XML/HTML2191068927_2191068928.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   09-10-2025
REPORT ORDER NO.:   2191068927, 2191068928TIME:   09:18:21
REFERENCE NUMBER:   NA
 

Consumer Name: GUDDI
Personal Information
Previous Name:  
Alias Name:  
DOB:   12-03-1989
Age:   36   Years   7   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   XCI2775377
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  9238404467
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   160 JAWA H N 1 TO 281 GRAM JAWA   MP   486223   15-08-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

4

1 . Low Vintage on Credit Bureau
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 43,641
Total Installment Amount: 2420.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 43,641
Recent Account: on Microfinance - Personal Loan on 31-05-2025 Installment Amount: Rs. 2,420 Total Past Due Amount: 0
Total Accounts:1 Total Sanction Amount: Rs. 50,000 Total High Credit: Rs. 50,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 31-05-2025 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: GUDDI
Ration Card: 		DOB: 12-03-1989
UID: 		Gender: Female
PAN: 		VoterID: XCI2775377
OtherID:
Address: 160 JAWA H N 1 TO 281 GRAM JAWAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO2515184D174R
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : BUFFALO.PURCHASE
DaysPastDue : 0		Current Balance : Rs.43,641
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 31-05-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : JAGJIVAN
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.605
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21860428		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : JAGJIVAN		Date Sanctioned : 31-05-2025
Date Applied : 31-05-2025
Nominee Relationship : Husband
History 24 Months : 000000000NEWNEW
Days Past Due :000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. guddi
Consumer's First Name:   Mr. guddi
Father :  S/O jagjivan
DOB:   08-10-1990
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9238404467
Other Phone : 
Contact Details
Address Information 1 :
Address: Dekahai tola baraili jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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