SGQK 009FZ04426 NA 2193545421, 2193545422 CCR 1 10-10-2025 12:35:20 10 0E Mr. vimala sonkar Mr. vimala sonkar S/O sitasharan sonkar F Patharauda jawa jila reewa Mp MP 486223 Patharauda jawa jila reewa Mp MP 486223 9340812940 M 1982-10-10 1 XXXXXXXXXXXX 9340812940 101 101 VIMALA SONKAR SEETASHARAN SONKAR D_O SEETASHARAN SONKA 1982-01-01 Female 43 21000 2025-08-15 FMP1770585 50049504021914 W/O SITASHARAN SONKAR 223 PATHDAURA PATHADAURA POST JAWA JAWA REWA MADHYA PRADESH,NEAR HAND PUMP 486223 MP 486223 Primary 134 PATHDAORA GRAM REWAMADHYAPRADESH MP 486223 N/A 9340812940 9340812940 21000 4400 21000 4400 2 0 64348.00 3804.00 0 0.00 0 0.00 2 0.00 Consumer Loan on 15-02-2025 0.00 0.00 Consumer Loan on 15-02-2025 0.00 0 0 2 0 64348.00 Microfinance - Personal Loan on 08-08-2025 3804.00 0.00 2 79000 79000 Microfinance - Personal Loan on 08-02-2025 0.00 0 2 ********** FINANCE Consumer Loan Individual 0 0 No 999 2025-08-02 2025-09-30 2025-02-15 2025-08-03 Closed Account 6 167 Monthly Closed Account CLSD 0 * * CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 ********** FINANCE Consumer Loan Individual 0 0 No 11999 2025-08-02 2025-09-15 2025-02-15 2025-08-03 Closed Account 17.33 9 1378 Monthly Closed Account CLSD 0 * * CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 VIMALA SONKAR 01-01-1982 Female FMP1770585 134 PATHDAORA GRAM REWAMADHYAPRADESH MP 486223 9340812940 9340812940 3795719517 21000 LO25039F410L5K 36701 CREDITACCESS GRAMEEN LIMITED 50000 JLG Individual PETTY.SHOP 50000 2025-09-26 2025-09-30 2025-02-08 1 2025-02-08 2025-02-08 50000 104 Weekly 600 SEETASHARAN Husband SEETASHARAN Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21675597 0 C VIMALA SONKAR 01-01-1982 Female FMP1770585 134 PATHDAORA GRAM REWAMADHYAPRADESH MP 486223 9340812940 9340812940 4051210552 21000 LO252204Q3GC0R 27647 CREDITACCESS GRAMEEN LIMITED 29000 JLG Individual VEGETABLE SELLING 29000 2025-09-26 2025-09-30 2025-08-08 1 2025-08-08 2025-08-08 29000 104 Weekly 351 Current Account 000 0 NEW 0 IN0010897 21675597 0 C The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 789 103 Sanction Amount 106 Max cycle across all MFIs RTL.ERS4.0 4.0 ERS 828 704 Credit Card Utilization 702 Total Credit Exposure 703 Total Utilization XML/HTML2193545421_2193545422.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   10-10-2025
REPORT ORDER NO.:   2193545421, 2193545422TIME:   12:35:20
REFERENCE NUMBER:   NA
 

Consumer Name: VIMALA SEETASHARAN SONKAR D_O SEETASHARAN SONKA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1982
Age:   43   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.21,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   FMP1770585
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   50049504021914
Contact Details
Home:  9340812940
Office: 
Mobile:  9340812940
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   W/O SITASHARAN SONKAR 223 PATHDAURA PATHADAURA POST JAWA JAWA REWA MAD HYA PRADESH NEAR HAND PUMP 486223   MP   486223   31-08-2025  
N/A   134 PATHDAORA GRAM REWAMADHYAPRADES H   MP   486223   15-08-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

789

1 . Sanction Amount
2 . Max cycle across all MFIs
Equifax Risk Score 4.0

828

1 . Credit Card Utilization
2 . Total Credit Exposure
3 . Total Utilization
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 64,348
Total Installment Amount: 3804.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Accounts:2 Total Past Due Amount: 0 Recent Account: on Consumer Loan on 15-02-2025
Total Sanction Amount: 0.00 Total High Credit: 0 Oldest Account: on Consumer Loan on 15-02-2025
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
Installment Amount: 0.00 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 64,348
Recent Account: on Microfinance - Personal Loan on 08-08-2025 Installment Amount: Rs. 3,804 Total Past Due Amount: 0
Total Accounts:2 Total Sanction Amount: Rs. 79,000 Total High Credit: Rs. 79,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 08-02-2025 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 02-08-2025
Sanction Amount : Rs.999
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 15-02-2025
Date Closed : 03-08-2025
Reason : Closed Account
Repayment Tenure : 6
Dispute Code : 		Payment Amount : Rs.167
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSD000000000000000NEW
Asset Classification :********
Suit Filed Status :********
Days Past Due :000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate : 17.33
Last Payment Date : 02-08-2025
Sanction Amount : Rs.11,999
FirstDaysPastDueDate : 		Date Reported : 15-09-2025
Date Opened : 15-02-2025
Date Closed : 03-08-2025
Reason : Closed Account
Repayment Tenure : 9
Dispute Code : 		Payment Amount : Rs.1,378
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSD000000000000000NEW
Asset Classification :********
Suit Filed Status :********
Days Past Due :000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 25
MICROFINANCE
Name: VIMALA SONKAR
Ration Card: 		DOB: 01-01-1982
UID: 		Gender: Female
PAN: 		VoterID: FMP1770585
OtherID:
Address: 134 PATHDAORA GRAM REWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.21,000
Acct # LO25039F410L5K
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : PETTY.SHOP
DaysPastDue : 0		Current Balance : Rs.36,701
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 08-02-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : SEETASHARAN
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21675597		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : SEETASHARAN		Date Sanctioned : 08-02-2025
Date Applied : 08-02-2025
Nominee Relationship : Husband
History 24 Months : 000000000000000000000NEW
Days Past Due :000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 25
MICROFINANCE
Name: VIMALA SONKAR
Ration Card: 		DOB: 01-01-1982
UID: 		Gender: Female
PAN: 		VoterID: FMP1770585
OtherID:
Address: 134 PATHDAORA GRAM REWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.21,000
Acct # LO252204Q3GC0R
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : VEGETABLE SELLING
DaysPastDue : 0		Current Balance : Rs.27,647
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.29,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 08-08-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name :
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.351
Key Person Relationship :
Branch Id : IN0010897
Kendra ID : 21675597		Sanction Amount : Rs.29,000
Applied Amount : Rs.29,000
Nominee Name : 		Date Sanctioned : 08-08-2025
Date Applied : 08-08-2025
Nominee Relationship :
History 24 Months : 000NEW
Days Past Due :000000
09 - 2508 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. vimala sonkar
Consumer's First Name:   Mr. vimala sonkar
Father :  S/O sitasharan sonkar
DOB:   10-10-1982
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9340812940
Other Phone : 
Contact Details
Address Information 1 :
Address: Patharauda jawa jila reewa Mp
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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