SGQK 009FZ04426 NA 2194884722, 2194884721 CCR 1 11-10-2025 09:13:17 10 0E Mr. kavita devi Mr. kavita devi S/O rajesh kumar F Bhakta tola MP 486223 Bhakta tola MP 486223 7869122642 M 1993-10-10 1 XXXXXXXXXXXX 7869122642 101 101 KAVITADEVI 1993-01-01 Female 32 25000 2025-08-15 XCI2625838 XXXXXXXXXXXX XCI2625838 XCI2625838 254 JAWA HOUSE,NO 1 TO 281 MP 486223 N/A JAWABHAKTA REWA MADHYA PRADESH 486223 N/A JAWABHAKTA REWA MADHYA PRADESH 486223 N/A VILL-BHAKTA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 N/A BHAKTA REEWA UTTAR PRADESH UP N/A 7869122642 8103489647 M001 -1 25000 3900 32000 9750 113 Y 74 N 1 0 42398.00 2420.00 1 0 42398.00 Microfinance - Personal Loan on 12-05-2025 2420.00 0.00 5 50000 50000 Microfinance - Personal Loan on 15-08-2014 0.00 0 1 Sonata Finance Pvt Ltd 2023-10-25 13:44 0E KAVITA DEVI 01-01-1993 Female XCI2625838 254 JAWA HOUSE NO 1 TO 281 MP 486223 7869122642 7869122642 3898765083 25000 LO251322DPQR8M 42398 CREDITACCESS GRAMEEN LIMITED 50000 JLG Individual GOAT.PURCHASE 50000 2025-09-26 2025-09-30 2025-05-12 1 2025-05-12 2025-05-12 50000 104 Weekly 605 RAJESH KUMAR Husband RAJESH KUMAR Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21754496 0 C KAVITADEVI 01-01-1993 Female XCI2625838 XXXXXXXXXXXX JAWABHAKTA REWA MADHYA PRADESH 486223 8103489647 2112090109 32000 7094983 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 25380 JLG Individual KIRANA STORE 25380 2023-12-22 2024-02-29 2021-12-07 2023-12-22 4 2021-12-07 2021-12-07 25380 53 Bi-weekly 600 RAJESH KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 263 27853 0 C 25380 KAVITADEVI 11-12-1994 Female XCI2625838 XCI2625838 VILL-BHAKTA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 718413285 2151538-SONATA 0 Indusind Bank Limited 0 20400 JLG Individual KIRANA 20400 2018-02-28 2020-07-31 2015-12-18 2018-02-28 2 2015-12-16 2015-12-16 20400 53 Bi-weekly RAJESH Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 INDUSIND-SONATA-REW:CIT:04 002311_024000003 0 37 KAVITADEVI 11-12-1994 Female XCI2625838 XCI2625838 VILL-BHAKTA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 1125594391 6141036-SONATA 0 Indusind Bank Limited 0 24490 JLG Individual BAG MAKING 24490 2020-05-22 2020-07-31 2018-03-29 2020-05-22 2 2018-03-28 2018-03-28 24490 53 Bi-weekly LALLU Father Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * 000 0 000 0 000 0 30+ 35 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 INDUSIND-SONATA-REW:CIT:04 002311_024000003 0 47 KAVITA Female XCI2625838 BHAKTA REEWA UTTAR PRADESH UP 521982270 1221793 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 8180 Individual GROSARY SHOP 8180 2015-11-09 2018-07-27 2014-08-15 2015-11-09 1 2014-06-17 2014-06-13 8180 Weekly RAJESH Husband Closed Account CLSD 0 * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * 263 27853 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 781 105 Delinquency 106 Max cycle across all MFIs XML/HTML2194884722_2194884721.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   11-10-2025
REPORT ORDER NO.:   2194884722, 2194884721TIME:   09:13:17
REFERENCE NUMBER:   NA
 

Consumer Name: KAVITADEVI
Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1993
Age:   32   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   XCI2625838
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   XCI2625838
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   XCI2625838
Contact Details
Home:  7869122642
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  8103489647
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   254 JAWA HOUSE NO 1 TO 281   MP   486223   15-08-2025  
N/A   JAWABHAKTA REWA MADHYA PRADESH     486223   22-12-2023  
N/A   JAWABHAKTA REWA MADHYA PRADESH     486223   22-12-2023  
N/A   VILL-BHAKTA JAWA REEWA MADHYA PRADE SHJAWAREWA486223   MP   486223   30-04-2020  
N/A   BHAKTA REEWA UTTAR PRADESH   UP     08-10-2014  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

781

1 . Delinquency
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 42,398
Total Installment Amount: 2420.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 42,398
Recent Account: on Microfinance - Personal Loan on 12-05-2025 Installment Amount: Rs. 2,420 Total Past Due Amount: 0
Total Accounts:5 Total Sanction Amount: Rs. 50,000 Total High Credit: Rs. 50,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 15-08-2014 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: KAVITA DEVI
Ration Card: 		DOB: 01-01-1993
UID: 		Gender: Female
PAN: 		VoterID: XCI2625838
OtherID:
Address: 254 JAWA HOUSE NO 1 TO 281State: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO251322DPQR8M
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : GOAT.PURCHASE
DaysPastDue : 0		Current Balance : Rs.42,398
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 12-05-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : RAJESH KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.605
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21754496		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : RAJESH KUMAR		Date Sanctioned : 12-05-2025
Date Applied : 12-05-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 25
MICROFINANCE
Name: KAVITADEVI
Ration Card: 		DOB: 01-01-1993
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2625838
OtherID:
Address: JAWABHAKTA REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.32,000
Acct # 7094983 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : KIRANA STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,380
Last Payment Date : 22-12-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 29-02-2024
Date Opened : 07-12-2021
Date Closed : 22-12-2023
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 53
Key Person Name : RAJESH KUMAR
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.600
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.25,380
Applied Amount : Rs.25,380
Nominee Name : 		Date Sanctioned : 07-12-2021
Date Applied : 07-12-2021
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
02 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 22
MICROFINANCE
Name: KAVITADEVI
Ration Card: XCI2625838		DOB: 11-12-1994
UID: 		Gender: Female
PAN: 		VoterID: XCI2625838
OtherID:
Address: VILL-BHAKTA JAWA REEWA MADHYA PRADESHJAW AREWA486223State: MPPostal: 486223
Monthly Family Income:
Acct # 2151538-SONATA
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : KIRANA
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.20,400
Last Payment Date : 28-02-2018
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2020
Date Opened : 18-12-2015
Date Closed : 28-02-2018
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 53
Key Person Name : RAJESH
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : INDUSIND-SONATA-REW:CIT:04
Kendra ID : 002311_024000003		Sanction Amount : Rs.20,400
Applied Amount : Rs.20,400
Nominee Name : 		Date Sanctioned : 16-12-2015
Date Applied : 16-12-2015
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSD
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
07 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 18
MICROFINANCE
Name: KAVITADEVI
Ration Card: XCI2625838		DOB: 11-12-1994
UID: 		Gender: Female
PAN: 		VoterID: XCI2625838
OtherID:
Address: VILL-BHAKTA JAWA REEWA MADHYA PRADESHJAW AREWA486223State: MPPostal: 486223
Monthly Family Income:
Acct # 6141036-SONATA
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : BAG MAKING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.24,490
Last Payment Date : 22-05-2020
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2020
Date Opened : 29-03-2018
Date Closed : 22-05-2020
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 53
Key Person Name : LALLU
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Father
Branch Id : INDUSIND-SONATA-REW:CIT:04
Kendra ID : 002311_024000003		Sanction Amount : Rs.24,490
Applied Amount : Rs.24,490
Nominee Name : 		Date Sanctioned : 28-03-2018
Date Applied : 28-03-2018
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000*00000000030+000000000000000000000000000
Days Past Due :000000000000000000000000000000***000000000035000000000000000000000000000
07 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 18
MICROFINANCE
Name: KAVITA
Ration Card: 		DOB:
UID: 		Gender: Female
PAN: 		VoterID:
OtherID: XCI2625838
Address: BHAKTA REEWA UTTAR PRADESHState: UPPostal:
Monthly Family Income:
Acct # 1221793 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : GROSARY SHOP
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.8,180
Last Payment Date : 09-11-2015
Reason :
FirstDaysPastDueDate : 		Date Reported : 27-07-2018
Date Opened : 15-08-2014
Date Closed : 09-11-2015
Date Written Off :
Loan Cycle ID : 1
No. of Installments :
Key Person Name : RAJESH
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.8,180
Applied Amount : Rs.8,180
Nominee Name : 		Date Sanctioned : 17-06-2014
Date Applied : 13-06-2014
Nominee Relationship :
History 24 Months : CLSD***********************
Days Past Due :000*********************************************************************
07 - 1806 - 1805 - 1804 - 1803 - 1802 - 1801 - 1812 - 1711 - 1710 - 1709 - 1708 - 1707 - 1706 - 1705 - 1704 - 1703 - 1702 - 1701 - 1712 - 1611 - 1610 - 1609 - 1608 - 16
 

Enquiries :

InstitutionDateTimePurposeAmount
Sonata Finance Pvt Ltd 25-10-2023 13:44  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. kavita devi
Consumer's First Name:   Mr. kavita devi
Father :  S/O rajesh kumar
DOB:   10-10-1993
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7869122642
Other Phone : 
Contact Details
Address Information 1 :
Address: Bhakta tola
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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