SGQK 009FZ04426 NA 2194885135, 2194885134 CCR 1 11-10-2025 09:13:36 10 0E Mr. radha Mr. radha S/O virajh F Jawa bhakta tola MP 486223 Jawa bhakta tola MP 486223 6352375746 M 1984-10-10 1 XXXXXXXXXXXX 6352375746 101 101 RADHA 1984-01-01 Female 41 25000 2025-08-15 XCI2370872 XXXXXXXXXXXX XCI2370872 258 JAWA HOUSE,NO 1 TO 281 MP 486223 N/A JAWA 258 JAWA JAWA REWA MADHYA PRADESH 486223 N/A JAWA 258 JAWA JAWA REWA MADHYA PRADESH 486223 N/A JAWA REEWA MADHYA PRADESH MP N/A BHAKTA REEWA UTTAR PRADESH UP N/A 6352375746 7803071997 M001 -1 25000 3900 25000 9750 114 Y 74 N 74 N 1 0 42398.00 2420.00 1 0 42398.00 Microfinance - Personal Loan on 10-05-2025 2420.00 0.00 4 50000 50000 Microfinance - Personal Loan on 20-06-2014 0.00 0 1 Sonata Finance Pvt Ltd 2024-01-08 23:24 0E Sonata Finance Pvt Ltd 2023-12-23 22:52 0E Sonata Finance Pvt Ltd 2023-10-25 13:55 0E RADHA 01-01-1984 Female XCI2370872 258 JAWA HOUSE NO 1 TO 281 MP 486223 6352375746 6352375746 3894357086 25000 LO251303QPGH09 42398 CREDITACCESS GRAMEEN LIMITED 50000 JLG Individual GOAT.PURCHASE 50000 2025-09-26 2025-09-30 2025-05-10 1 2025-05-10 2025-05-10 50000 104 Weekly 605 VIRAJH Husband VIRAJH Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21754496 0 C RADHA 01-01-1985 Female XCI2370872 XXXXXXXXXXXX JAWA 258 JAWA JAWA REWA MADHYA PRADESH 486223 7803071997 2140038265 25000 7130948 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 25430 JLG Individual VEGITABLE SHOP 25430 2024-02-02 2024-04-30 2022-01-17 2024-02-02 1 2022-01-17 2022-01-17 25430 53 Bi-weekly 600 BIRJHU Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 263 27853 0 C 25430 RADHA Female XCI2370872 JAWA REEWA MADHYA PRADESH MP 691812588 1653179 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 24490 Individual BANGLE TRADING 24490 2018-09-07 2021-08-18 2015-09-11 2018-09-07 2 2015-08-24 2015-08-24 24490 Weekly BIRJU Husband Closed Account CLSD 0 * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * 263 27853 0 RADHA Female XCI2370872 JAWA REEWA MADHYA PRADESH MP 491384441 1175984 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 8180 Individual BANGLE TRADING 8180 2015-07-03 2015-09-01 2014-06-20 2015-07-03 1 2014-06-17 2014-06-13 8180 27 Weekly 350 BIRJU Husband Closed Account CLSD 0 * * * * * * * * * * * * * * * * 000 0 000 0 000 0 * * 000 0 NEW 0 NEW 0 263 27853 0 C 10000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 825 106 Max cycle across all MFIs 101 Sanction Amount XML/HTML2194885135_2194885134.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   11-10-2025
REPORT ORDER NO.:   2194885135, 2194885134TIME:   09:13:36
REFERENCE NUMBER:   NA
 

Consumer Name: RADHA
Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1984
Age:   41   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   XCI2370872
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   XCI2370872
Contact Details
Home:  6352375746
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  7803071997
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   258 JAWA HOUSE NO 1 TO 281   MP   486223   15-08-2025  
N/A   JAWA 258 JAWA JAWA REWA MADHYA PRAD ESH     486223   31-03-2024  
N/A   JAWA 258 JAWA JAWA REWA MADHYA PRAD ESH     486223   19-01-2024  
N/A   JAWA REEWA MADHYA PRADESH   MP     14-10-2015  
N/A   BHAKTA REEWA UTTAR PRADESH   UP     23-06-2014  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

825

1 . Max cycle across all MFIs
2 . Sanction Amount
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 42,398
Total Installment Amount: 2420.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 42,398
Recent Account: on Microfinance - Personal Loan on 10-05-2025 Installment Amount: Rs. 2,420 Total Past Due Amount: 0
Total Accounts:4 Total Sanction Amount: Rs. 50,000 Total High Credit: Rs. 50,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 20-06-2014 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: RADHA
Ration Card: 		DOB: 01-01-1984
UID: 		Gender: Female
PAN: 		VoterID: XCI2370872
OtherID:
Address: 258 JAWA HOUSE NO 1 TO 281State: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO251303QPGH09
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : GOAT.PURCHASE
DaysPastDue : 0		Current Balance : Rs.42,398
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 10-05-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : VIRAJH
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.605
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21754496		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : VIRAJH		Date Sanctioned : 10-05-2025
Date Applied : 10-05-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 25
MICROFINANCE
Name: RADHA
Ration Card: 		DOB: 01-01-1985
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2370872
OtherID:
Address: JAWA 258 JAWA JAWA REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.25,000
Acct # 7130948 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : VEGITABLE SHOP
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,430
Last Payment Date : 02-02-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2024
Date Opened : 17-01-2022
Date Closed : 02-02-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 53
Key Person Name : BIRJHU
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.600
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.25,430
Applied Amount : Rs.25,430
Nominee Name : 		Date Sanctioned : 17-01-2022
Date Applied : 17-01-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
04 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 22
MICROFINANCE
Name: RADHA
Ration Card: 		DOB:
UID: 		Gender: Female
PAN: 		VoterID:
OtherID: XCI2370872
Address: JAWA REEWA MADHYA PRADESHState: MPPostal:
Monthly Family Income:
Acct # 1653179 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : BANGLE TRADING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.24,490
Last Payment Date : 07-09-2018
Reason :
FirstDaysPastDueDate : 		Date Reported : 18-08-2021
Date Opened : 11-09-2015
Date Closed : 07-09-2018
Date Written Off :
Loan Cycle ID : 2
No. of Installments :
Key Person Name : BIRJU
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.24,490
Applied Amount : Rs.24,490
Nominee Name : 		Date Sanctioned : 24-08-2015
Date Applied : 24-08-2015
Nominee Relationship :
History 24 Months : CLSD***********************
Days Past Due :000*********************************************************************
08 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 19
MICROFINANCE
Name: RADHA
Ration Card: 		DOB:
UID: 		Gender: Female
PAN: 		VoterID:
OtherID: XCI2370872
Address: JAWA REEWA MADHYA PRADESHState: MPPostal:
Monthly Family Income:
Acct # 1175984 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : BANGLE TRADING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.8,180
Last Payment Date : 03-07-2015
Reason :
FirstDaysPastDueDate : 		Date Reported : 01-09-2015
Date Opened : 20-06-2014
Date Closed : 03-07-2015
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 27
Key Person Name : BIRJU
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.350
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.8,180
Applied Amount : Rs.8,180
Nominee Name : 		Date Sanctioned : 17-06-2014
Date Applied : 13-06-2014
Nominee Relationship :
History 24 Months : CLSD********000000000*000NEWNEW
Days Past Due :000************************000000000***000000000
09 - 1508 - 1507 - 1506 - 1505 - 1504 - 1503 - 1502 - 1501 - 1512 - 1411 - 1410 - 1409 - 1408 - 1407 - 1406 - 14
 

Enquiries :

InstitutionDateTimePurposeAmount
Sonata Finance Pvt Ltd 08-01-2024 23:24  JLG Group    
Sonata Finance Pvt Ltd 23-12-2023 22:52  JLG Group    
Sonata Finance Pvt Ltd 25-10-2023 13:55  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. radha
Consumer's First Name:   Mr. radha
Father :  S/O virajh
DOB:   10-10-1984
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  6352375746
Other Phone : 
Contact Details
Address Information 1 :
Address: Jawa bhakta tola
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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