SGQK 009FZ04426 NA 2194885965, 2194885966 CCR 1 11-10-2025 09:14:17 10 0E Mr. salita devi kol Mr. salita devi kol S/O shrilal kol kol F Jawa bhakta tola MP 486223 Jawa bhakta tola MP 486223 7869745852 M 2001-10-10 1 XXXXXXXXXXXX 7869745852 101 101 SALITA DEVI 2000-08-02 Female 25 25000 2025-08-15 GXTPD4316J XCI3790847 XXXXXXXXXXXX 30040740109616 21 BARAULI BARAULIREWAMADHYAPRADESH MP 486223 N/A BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH 486223 N/A BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH 486223 N/A VILL BARAULI THAKURAN POST JAWA BARAULI REWA TEONTHAR ANDWA B O MP 486223 Rents,Primary 7869745852 7869745852 25000 3900 25000 3900 25000 1000 114 Y 32000 9750 114 Y 2 0 51899.00 4532.00 0 0.00 0 0.00 1 0.00 Consumer Loan on 17-10-2023 0.00 0.00 Consumer Loan on 17-10-2023 0.00 0 0 2 0 51899.00 Microfinance - Personal Loan on 16-05-2025 4532.00 0.00 4 94000 94000 Microfinance - Personal Loan on 23-04-2022 0.00 0 2 FINANCE 2024-03-23 12:35 00 40000 ********** FINANCE Consumer Loan Individual 0 0 4380 No 11676 2024-05-04 2024-05-31 2023-10-17 2024-05-04 Closed Account 8 1461 Monthly 11676 Others Closed Account CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 SALITA DEVI KOL 02-08-2000 Female XCI3790847 21 BARAULI BARAULIREWAMADHYAPRADESH MP 486223 7869745852 7869745852 3266265554 25000 LO24088NQMN8L1 14215 CREDITACCESS GRAMEEN LIMITED 50000 JLG Individual VEGETABLE.SELLING 50000 2025-09-26 2025-09-30 2024-03-28 1 2024-03-28 2024-03-28 50000 104 Weekly 601 SHRILAL KOL Husband SHRILAL KOL Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21754496 0 C SALITA DEVI KOL 02-08-2000 Female XCI3790847 21 BARAULI BARAULIREWAMADHYAPRADESH MP 486223 7869745852 7869745852 3910381633 25000 LO25136H1C3397 37684 CREDITACCESS GRAMEEN LIMITED 44000 JLG Individual BUFFALO PURCHASE 44000 2025-09-26 2025-09-30 2025-05-16 1 2025-05-16 2025-05-16 44000 104 Weekly 532 SHRILAL KOL Husband SHRILAL KOL Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21754496 0 C SALITA DEVI 02-08-2000 Female XCI3790847 XXXXXXXXXXXX BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH 486223 7869745852 3853799570 25000 SFAC8140977 0 Kotak Mahindra Bank Ltd 0 45120 JLG Individual BUFFALO PURCHASE 45120 2025-02-17 2025-02-28 2023-10-13 2025-02-17 4 2023-10-13 2023-10-13 45120 53 Bi-weekly 1100 SHREELAL KOL Husband Closed Account CLSD 0 * * * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 SONATA BC 263 27853 0 C 45120 SALITA DEVI 02-08-2000 Female XXXXXXXXXXXX 148964811 BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH 486223 7869745852 2242839263 32000 7276527 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 25430 JLG Individual KIRANA STORE 25430 2023-10-13 2023-12-31 2022-04-23 2023-10-13 2 2022-04-23 2022-04-23 25430 53 Bi-weekly 600 SHREELAL KOL Husband Closed Account CLSD 0 * * CLSD 0 * * * * 000 0 * * * * * * * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 263 27853 0 C 25430 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 784 103 Sanction Amount 106 Max cycle across all MFIs RTL.ERS4.0 4.0 ERS 730 200 No Live Accounts 204 Number of Home Loans 202 Balance On Unsecured Trade XML/HTML2194885965_2194885966.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   11-10-2025
REPORT ORDER NO.:   2194885965, 2194885966TIME:   09:14:17
REFERENCE NUMBER:   NA
 

Consumer Name: SALITA DEVI

Personal Information
Previous Name:  
Alias Name:  
DOB:   02-08-2000
Age:   25   Years   2   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:   GXTPD4316J
Voter ID:   XCI3790847
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   30040740109616
Contact Details
Home:  7869745852
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  7869745852
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   21 BARAULI BARAULIREWAMADHYAPRADESH   MP   486223   15-08-2025  
N/A   BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH     486223   28-02-2025  
N/A   BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESH     486223   31-12-2023  
N/A   VILL BARAULI THAKURAN POST JAWA BAR AULI REWA TEONTHAR ANDWA B O   MP   486223   31-10-2023  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

784

1 . Sanction Amount
2 . Max cycle across all MFIs
Equifax Risk Score 4.0

730

1 . No Live Accounts
2 . Number of Home Loans
3 . Balance On Unsecured Trade
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 51,899
Total Installment Amount: 4532.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Accounts:1 Total Past Due Amount: 0 Recent Account: on Consumer Loan on 17-10-2023
Total Sanction Amount: 0.00 Total High Credit: 0 Oldest Account: on Consumer Loan on 17-10-2023
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
Installment Amount: 0.00 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 51,899
Recent Account: on Microfinance - Personal Loan on 16-05-2025 Installment Amount: Rs. 4,532 Total Past Due Amount: 0
Total Accounts:4 Total Sanction Amount: Rs. 94,000 Total High Credit: Rs. 94,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 23-04-2022 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment : Rs.4,380
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 04-05-2024
Sanction Amount : Rs.11,676
FirstDaysPastDueDate : 		Date Reported : 31-05-2024
Date Opened : 17-10-2023
Date Closed : 04-05-2024
Reason : Closed Account
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.1,461
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value : Rs.11,676
Collateral Type : Others
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSD000000000000000000NEW
Asset Classification :********
Suit Filed Status :********
Days Past Due :000000000000000000000000
05 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: SALITA DEVI KOL
Ration Card: 		DOB: 02-08-2000
UID: 		Gender: Female
PAN: 		VoterID: XCI3790847
OtherID:
Address: 21 BARAULI BARAULIREWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO24088NQMN8L1
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : VEGETABLE.SELLING
DaysPastDue : 0		Current Balance : Rs.14,215
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 28-03-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : SHRILAL KOL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.601
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21754496		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : SHRILAL KOL		Date Sanctioned : 28-03-2024
Date Applied : 28-03-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 24
MICROFINANCE
Name: SALITA DEVI KOL
Ration Card: 		DOB: 02-08-2000
UID: 		Gender: Female
PAN: 		VoterID: XCI3790847
OtherID:
Address: 21 BARAULI BARAULIREWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO25136H1C3397
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : BUFFALO PURCHASE
DaysPastDue : 0		Current Balance : Rs.37,684
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.44,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 16-05-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : SHRILAL KOL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.532
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21754496		Sanction Amount : Rs.44,000
Applied Amount : Rs.44,000
Nominee Name : SHRILAL KOL		Date Sanctioned : 16-05-2025
Date Applied : 16-05-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 25
MICROFINANCE
Name: SALITA DEVI
Ration Card: 		DOB: 02-08-2000
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3790847
OtherID:
Address: BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.25,000
Acct # SFAC8140977
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : BUFFALO PURCHASE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.45,120
Last Payment Date : 17-02-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2025
Date Opened : 13-10-2023
Date Closed : 17-02-2025
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 53
Key Person Name : SHREELAL KOL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,100
Key Person Relationship : Husband
Branch Id : SONATA BC 263
Kendra ID : 27853		Sanction Amount : Rs.45,120
Applied Amount : Rs.45,120
Nominee Name : 		Date Sanctioned : 13-10-2023
Date Applied : 13-10-2023
Nominee Relationship :
History 24 Months : CLSD**000000000000000000000000000000000000000NEW
Days Past Due :000******000000000000000000000000000000000000000000
02 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: SALITA DEVI
Ration Card: 		DOB: 02-08-2000
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID: 148964811
Address: BARAULI THAKURAN BAROULI MP 486223 REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.32,000
Acct # 7276527 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : KIRANA STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,430
Last Payment Date : 13-10-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-12-2023
Date Opened : 23-04-2022
Date Closed : 13-10-2023
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 53
Key Person Name : SHREELAL KOL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.600
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 27853		Sanction Amount : Rs.25,430
Applied Amount : Rs.25,430
Nominee Name : 		Date Sanctioned : 23-04-2022
Date Applied : 23-04-2022
Nominee Relationship :
History 24 Months : CLSD*CLSD**000****000000000000000000000000000000NEW
Days Past Due :000***000******000************000000000000000000000000000000000
12 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 22
 

Enquiries :

InstitutionDateTimePurposeAmount
FINANCE 23-03-2024 12:35  Other   Rs. 40,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. salita devi kol
Consumer's First Name:   Mr. salita devi kol
Father :  S/O shrilal kol kol
DOB:   10-10-2001
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7869745852
Other Phone : 
Contact Details
Address Information 1 :
Address: Jawa bhakta tola
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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