SGQK 009FZ04426 NA 2207444934, 2207444935 CCR 1 17-10-2025 14:51:48 10 0E Mr. asha Mr. asha S/O raju prasad F Pathrauda jawa MP 486223 Pathrauda jawa MP 486223 6232805614 M 1986-10-17 1 XXXXXXXXXXXX 6232805614 101 101 ASHA W_O RAJU PRASAD 1985-01-01 Female 40 21000 2025-08-15 FMP1769934 54 1 GRAM PATHARAUDA GRAM MP 486223 N/A 6232805613 M001 -1 21000 4400 1 0 43742.00 2640.00 1 0 43742.00 Microfinance - Personal Loan on 29-03-2025 2640.00 0.00 1 55000 55000 Microfinance - Personal Loan on 29-03-2025 0.00 0 1 ASHA 01-01-1985 Female FMP1769934 54 1 GRAM PATHARAUDA GRAM MP 486223 6232805613 6232805613 3822595802 21000 LO25088GF0M3DD 43742 CREDITACCESS GRAMEEN LIMITED 55000 JLG Individual PETTY.SHOP 55000 2025-09-26 2025-09-30 2025-03-29 1 2025-03-29 2025-03-29 55000 104 Weekly 660 RAJU PRASAD Husband RAJU PRASAD Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21675597 0 C The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 794 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2207444934_2207444935.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   17-10-2025
REPORT ORDER NO.:   2207444934, 2207444935TIME:   14:51:48
REFERENCE NUMBER:   NA
 

Consumer Name: ASHA PRASAD

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1985
Age:   40   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.21,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   FMP1769934
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  6232805613
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   54 1 GRAM PATHARAUDA GRAM   MP   486223   30-09-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

794

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 43,742
Total Installment Amount: 2640.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 43,742
Recent Account: on Microfinance - Personal Loan on 29-03-2025 Installment Amount: Rs. 2,640 Total Past Due Amount: 0
Total Accounts:1 Total Sanction Amount: Rs. 55,000 Total High Credit: Rs. 55,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 29-03-2025 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: ASHA
Ration Card: 		DOB: 01-01-1985
UID: 		Gender: Female
PAN: 		VoterID: FMP1769934
OtherID:
Address: 54 1 GRAM PATHARAUDA GRAMState: MPPostal: 486223
Monthly Family Income: Rs.21,000
Acct # LO25088GF0M3DD
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : PETTY.SHOP
DaysPastDue : 0		Current Balance : Rs.43,742
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.55,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 29-03-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : RAJU PRASAD
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.660
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21675597		Sanction Amount : Rs.55,000
Applied Amount : Rs.55,000
Nominee Name : RAJU PRASAD		Date Sanctioned : 29-03-2025
Date Applied : 29-03-2025
Nominee Relationship : Husband
History 24 Months : 000000000000000000NEW
Days Past Due :000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. asha
Consumer's First Name:   Mr. asha
Father :  S/O raju prasad
DOB:   17-10-1986
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  6232805614
Other Phone : 
Contact Details
Address Information 1 :
Address: Pathrauda jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
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The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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