009FZ04426 NA 2222134667, 2222134668 CCR 1 27-10-2025 14:36:43 10 0E Mrs. vibha Mrs. vibha W/O vijya kumar H Bihariya tola chhadahana tangaha Madhya Pradesh MP 486223 Bihariya tola chhadahana tangaha Madhya Pradesh MP 486223 9516374543 M 1994-10-27 1 XXXXXXXXXXXX 9516374543 101 101 VIBHA VERMA 1996-05-05 Female 29 20017308378180 W/O VIJAY KUMAR VERMA GHAR,NO 06 TANGHA GRAM CHHADAHANA POST TANGHA BIHARIYA TOLA,NEAR SCHOOL BIHARIYA TOLA,NEAR SCHOOL MADHYA PRADESH 486223 MP 486223 Primary 9516374543 M001 -1 0 0 0.00 0.00 0 0.00 0 0.00 1 0.00 Consumer Loan on 30-12-2023 0.00 0.00 Consumer Loan on 30-12-2023 0.00 0 0 ********** FINANCE Consumer Loan Individual 0 0 No 11999 2024-06-02 2024-08-31 2023-12-30 2024-07-07 Closed Account Monthly Closed Account CLSD 0 * * CLSD 0 * * 000 0 * * 000 0 * * 000 0 * * * * * * * * * * 000 0 * * NEW 0 * * 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. RTL.ERS4.0 4.0 ERS 730 200 No Live Accounts 204 Number of Home Loans 202 Balance On Unsecured Trade XML/HTML2222134667_2222134668.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   27-10-2025
REPORT ORDER NO.:   2222134667, 2222134668TIME:   14:36:43
REFERENCE NUMBER:   NA
 

Consumer Name: VIBHA VERMA

Personal Information
Previous Name:  
Alias Name:  
DOB:   05-05-1996
Age:   29   Years   5   Months
Gender:   Female
Monthly Family Income :
Income - Reported Date :
Occupation:  
Identification
PAN:  
Voter ID:  
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   20017308378180
Contact Details
Home: 
Office: 
Mobile:  9516374543
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   W/O VIJAY KUMAR VERMA GHAR NO 06 T ANGHA GRAM CHHADAHANA POST TANGHA B IHARIYA TOLA NEAR SCHOOL BIHARIYA TOLA NEAR SCHOOL MADHYA PRADESH 48 6223   MP   486223   31-07-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
Microfinance Risk Score

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
Equifax Risk Score 4.0

730

1 . No Live Accounts
2 . Number of Home Loans
3 . Balance On Unsecured Trade
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Installment Amount: 0.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Accounts:1 Total Past Due Amount: 0 Recent Account: on Consumer Loan on 30-12-2023
Total Sanction Amount: 0.00 Total High Credit: 0 Oldest Account: on Consumer Loan on 30-12-2023
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
Installment Amount: 0.00 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Recent Account:  Installment Amount:  Total Past Due Amount:  
Total Accounts: Total Sanction Amount:  Total High Credit:  
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account:  No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 02-06-2024
Sanction Amount : Rs.11,999
FirstDaysPastDueDate : 		Date Reported : 31-08-2024
Date Opened : 30-12-2023
Date Closed : 07-07-2024
Reason : Closed Account
Repayment Tenure :
Dispute Code : 		Payment Amount :
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : CLSDCLSD000000000**000NEW
Asset Classification :*********
Suit Filed Status :*********
Days Past Due :000000000000000******000000
08 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. vibha
Consumer's First Name:   Mrs. vibha
Husband :  W/O vijya kumar
DOB:   27-10-1994
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9516374543
Other Phone : 
Contact Details
Address Information 1 :
Address: Bihariya tola chhadahana tangaha Ma dhya Pradesh
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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