SGQK 009FZ04426 NA 2223478825, 2223478824 CCR 1 28-10-2025 12:59:34 10 0E Mr. nirmala devi Mr. nirmala devi S/O ramesh prasad F Pathrauda jawa MP 486223 Pathrauda jawa MP 486223 8602036852 M 1980-10-28 1 XXXXXXXXXXXX 8602036852 101 101 NIRMLA DEVI DEVI CHARMAKAR NIRMLA 1985-01-01 Female 40 25000 2025-08-31 FM0757609 XXXXXXXXXXXX 50073112785289 108 PATHRAUDA PATHRAUDA POST JAWA PATHRAUDA MP 486223 Owns,Primary GADHI ROAD JAWA TAHSIL JAWA REWA MADHYA PRADESH MP 486223 Owns,Office HNO 108 GRAM PATHRAUDA MP 486223 N/A 108 PATHRAUDA PATHRAUDA POST JAWA PATHRAUDA MP 486223 Owns,Primary GADHI ROAD JAWA TAHSIL JAWA REWA MADHYA PRADESH MP 486223 Owns,Office 9309374630 8602036852 9309374630 A.K.SURYAVANSHI212108@GMAIL.COM SELF EMPLOYED NON PROFESSIONAL 25000 1000 25000 1875 25000 1875 113 Y 113 Y 113 Y 4 1 84276.00 5504.00 1 0.00 1 5428.00 1 663.00 Two-Wheeler Loan on 07-11-2023 95538.00 0.00 Two-Wheeler Loan on 07-11-2023 0.00 27 0 3 0 78848.00 Microfinance - Personal Loan on 27-08-2025 5504.00 0.00 6 104100 104100 Microfinance - Personal Loan on 23-12-2015 0.00 0 3 CREDITACCESS GRAMEEN LIMITED 2025-02-21 11:00 0E 50000 CREDITACCESS GRAMEEN LIMITED 2025-02-21 11:00 0E 50000 CREDITACCESS GRAMEEN LIMITED 2024-12-03 21:38 0E 40000 CREDITACCESS GRAMEEN LIMITED 2024-12-03 21:38 0E 40000 FINANCE 2024-03-30 10:52 00 40000 Sonata Finance Pvt Ltd 2023-12-18 15:25 0E ********** BANK Two-Wheeler Loan Individual 5428 663 9019 Yes 95538 2025-10-06 2025-10-15 2023-11-07 Monthly 1-29 days past due Standard 01+ 11 * STD 01+ 26 * STD 01+ 27 * STD 01+ 27 * STD 01+ 26 * STD 01+ 27 * STD 01+ 26 * STD 01+ 27 * STD 01+ 24 * STD 01+ 18 * STD 01+ 27 * STD 01+ 26 * STD 01+ 27 * STD 01+ 26 * STD 01+ 27 * STD 01+ 27 * STD 01+ 26 * STD 01+ 27 * STD 000 0 * STD 000 0 * STD 000 0 * STD 000 0 * STD 000 0 * STD NEW 0 * STD 11 NIRMALA DEVI 01-01-1978 Female FMP0757609 HNO 108 GRAM PATHRAUDA MP 486223 9309374630 9309374630 3672088209 25000 LO24347GQKR825 36396 CREDITACCESS GRAMEEN LIMITED 0 55000 JLG Individual PETTY.SHOP 55000 2025-09-26 2025-10-15 2024-12-13 1 2024-12-13 2024-12-12 55000 104 Weekly 660 RAMESH PRASAD Husband RAMESH PRASAD Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21675597 0 C NIRMALA DEVI 01-01-1978 Female FMP0757609 HNO 108 GRAM PATHRAUDA MP 486223 9309374630 9309374630 3778012720 25000 LO25052KF7DFLR 13531 CREDITACCESS GRAMEEN LIMITED 0 18000 JLG Individual PETTY.SHOP 18000 2025-09-26 2025-10-15 2025-02-21 1 2025-02-21 2025-02-21 18000 104 Weekly 216 RAMESH PRASAD Husband RAMESH PRASAD Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21675597 0 C NIRMLA DEVI CHARMAKAR RAM LAL 01-01-1985 Female FM0757609 108PATHRAUDA POST JAWAPA THRAUDAPATHRAUDA REWA MADHYA PRADESH 486223 MP 486223 8602036852 4093139451 25000 ML17276037 28921 Kotak Mahindra Bank Ltd 0 31100 JLG Individual ENTERPRISE ACTIVITY 31100 2025-10-16 2025-10-15 2025-08-27 2025-08-27 2025-08-27 31100 36 Bi-weekly 1000 RAM LAL Father Current Account 000 0 000 0 NEW 0 MUTKKIPUR MUTKKIPUR 0 NIRMLA DEVI RAM LAL 01-01-1985 Female XXXXXXXXXXXX FMP077609 JAWAPATHRAUDAREWAMADHYA PRADESH MP 486223 8085829614 1841738671 6700270 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 50535 Individual BAIRING 50535 2023-02-01 2023-05-01 2021-01-04 2023-02-01 3 2021-01-04 2021-01-04 50535 53 Weekly 1200 RAM LAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 263 31189 0 50535 NIRMLA DEVI RAM LAL 01-01-1985 Female XXXXXXXXXXXX JAWA PATHRAUDA REWA MADHYA PRADESH MP 486223 951732803 5058100 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 24490 Individual VEGETABLE SELLING 24490 2018-12-26 2019-03-31 2017-03-29 2018-12-26 2 2016-12-07 2016-12-07 24490 53 Weekly 600 RAM LAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 * * * * * * * * * * * * * * * * 000 0 000 0 000 0 000 0 000 0 000 0 263 31189 0 10000 NIRMLA DEVI RAM LAL Female XXXXXXXXXXXX PATHRAUDA JAWA PATHRAUDA REWA MADHYA PRADESH MP 486223 937574790 1772988 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 14040 Individual VEGETABLE FARMING 14040 2017-01-18 2017-04-21 2015-12-23 2017-01-18 2 2015-12-09 2015-12-09 14040 27 Weekly 600 RAM LAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 263 31189 0 C 10000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 765 103 Sanction Amount 106 Max cycle across all MFIs RTL.ERS4.0 4.0 ERS 760 703 Total Utilization 707 Delinquency Presence 704 Credit Card Utilization XML/HTML2223478825_2223478824.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   28-10-2025
REPORT ORDER NO.:   2223478825, 2223478824TIME:   12:59:34
REFERENCE NUMBER:   NA
 

Consumer Name: NIRMLA DEVI CHARMAKAR

Personal Information
Previous Name:  
Alias Name:   NIRMLA
DOB:   01-01-1985
Age:   40   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-31
Occupation:  
Identification
PAN:  
Voter ID:   FM0757609
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   50073112785289
Contact Details
Home:  9309374630
Office: 
Mobile:  8602036852
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  9309374630
Email:  A.K.SURYAVANSHI212108@GMAIL.CO M
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   108 PATHRAUDA PATHRAUDA POST JAWA P ATHRAUDA   MP   486223   07-10-2025  
N/A   GADHI ROAD JAWA TAHSIL JAWA REWA MA DHYA PRADESH   MP   486223   07-10-2025  
N/A   HNO 108 GRAM PATHRAUDA   MP   486223   15-08-2025  
N/A   108 PATHRAUDA PATHRAUDA POST JAWA P ATHRAUDA   MP   486223   07-01-2025  
N/A   GADHI ROAD JAWA TAHSIL JAWA REWA MA DHYA PRADESH   MP   486223   07-01-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

765

1 . Sanction Amount
2 . Max cycle across all MFIs
Equifax Risk Score 4.0

760

1 . Total Utilization
2 . Delinquency Presence
3 . Credit Card Utilization
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 4 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 84,276
Total Installment Amount: 5504.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 5,428
Total Accounts:1 Total Past Due Amount: Rs. 663 Recent Account: on Two-Wheeler Loan on 07-11-2023
Total Sanction Amount: Rs. 95,538 Total High Credit: 0 Oldest Account: on Two-Wheeler Loan on 07-11-2023
Max Days Past Due: 27 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
Installment Amount: 0.00 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 78,848
Recent Account: on Microfinance - Personal Loan on 27-08-2025 Installment Amount: Rs. 5,504 Total Past Due Amount: 0
Total Accounts:6 Total Sanction Amount: Rs. 1,04,100 Total High Credit: Rs. 1,04,100
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 23-12-2015 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : BANK
Type : Two-Wheeler Loan
Ownership Type : Individual
DaysPastDue : 11		Balance : Rs.5,428
Past Due Amount : Rs.663
Last Payment : Rs.9,019
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate :
Last Payment Date : 06-10-2025
Sanction Amount : Rs.95,538
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 07-11-2023
Date Closed :
Reason :
Repayment Tenure :
Dispute Code : 		Payment Amount :
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : 1-29 days past due
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : 01+01+01+01+01+01+01+01+01+01+01+01+01+01+01+01+01+01+000000000000000NEW
Asset Classification :STDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTD
Suit Filed Status :************************
Days Past Due :011026027027026027026027024018027026027026027027026027000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 23
MICROFINANCE
Name: NIRMALA DEVI
Ration Card: 		DOB: 01-01-1978
UID: 		Gender: Female
PAN: 		VoterID: FMP0757609
OtherID:
Address: HNO 108 GRAM PATHRAUDAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO24347GQKR825
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : PETTY.SHOP
DaysPastDue : 0		Current Balance : Rs.36,396
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.55,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 13-12-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : RAMESH PRASAD
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.660
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21675597		Sanction Amount : Rs.55,000
Applied Amount : Rs.55,000
Nominee Name : RAMESH PRASAD		Date Sanctioned : 13-12-2024
Date Applied : 12-12-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 24
MICROFINANCE
Name: NIRMALA DEVI
Ration Card: 		DOB: 01-01-1978
UID: 		Gender: Female
PAN: 		VoterID: FMP0757609
OtherID:
Address: HNO 108 GRAM PATHRAUDAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO25052KF7DFLR
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : PETTY.SHOP
DaysPastDue : 0		Current Balance : Rs.13,531
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.18,000
Last Payment Date : 26-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 21-02-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : RAMESH PRASAD
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.216
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21675597		Sanction Amount : Rs.18,000
Applied Amount : Rs.18,000
Nominee Name : RAMESH PRASAD		Date Sanctioned : 21-02-2025
Date Applied : 21-02-2025
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000NEW
Days Past Due :000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 25
MICROFINANCE
Name: NIRMLA DEVI CHARMA KAR RAM LAL
Ration Card: 		DOB: 01-01-1985
UID: 		Gender: Female
PAN: 		VoterID: FM0757609
OtherID:
Address: 108PATHRAUDA POST JAWAPA THRAUDAPATHRAUD A REWA MADHYA PRADESH 486223State: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # ML17276037
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : ENTERPRISE ACTIVITY
DaysPastDue : 0		Current Balance : Rs.28,921
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.31,100
Last Payment Date : 16-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 27-08-2025
Date Closed :
Date Written Off :
Loan Cycle ID :
No. of Installments : 36
Key Person Name : RAM LAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,000
Key Person Relationship : Father
Branch Id : MUTKKIPUR
Kendra ID : MUTKKIPUR		Sanction Amount : Rs.31,100
Applied Amount : Rs.31,100
Nominee Name : 		Date Sanctioned : 27-08-2025
Date Applied : 27-08-2025
Nominee Relationship :
History 24 Months : 000000NEW
Days Past Due :000000000
10 - 2509 - 2508 - 25
MICROFINANCE
Name: NIRMLA DEVI RAM L AL
Ration Card: 		DOB: 01-01-1985
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID: FMP077609
Address: JAWAPATHRAUDAREWAMADHYA PRADESHState: MPPostal: 486223
Monthly Family Income:
Acct # 6700270 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : BAIRING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,535
Last Payment Date : 01-02-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 01-05-2023
Date Opened : 04-01-2021
Date Closed : 01-02-2023
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 53
Key Person Name : RAM LAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.1,200
Key Person Relationship : Father
Branch Id : 263
Kendra ID : 31189		Sanction Amount : Rs.50,535
Applied Amount : Rs.50,535
Nominee Name : 		Date Sanctioned : 04-01-2021
Date Applied : 04-01-2021
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD*000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000***000000000000000000000000000000000000000000000000000000000
05 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 21
MICROFINANCE
Name: NIRMLA DEVI RAM L AL
Ration Card: 		DOB: 01-01-1985
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: JAWA PATHRAUDA REWA MADHYA PRADESHState: MPPostal: 486223
Monthly Family Income:
Acct # 5058100 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : VEGETABLE SELLING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.24,490
Last Payment Date : 26-12-2018
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-03-2019
Date Opened : 29-03-2017
Date Closed : 26-12-2018
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 53
Key Person Name : RAM LAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Father
Branch Id : 263
Kendra ID : 31189		Sanction Amount : Rs.24,490
Applied Amount : Rs.24,490
Nominee Name : 		Date Sanctioned : 07-12-2016
Date Applied : 07-12-2016
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000********000000000000000000
Days Past Due :000000000000000000000000000000************************000000000000000000
03 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 1807 - 1806 - 1805 - 1804 - 1803 - 1802 - 1801 - 1812 - 1711 - 1710 - 1709 - 1708 - 1707 - 1706 - 1705 - 1704 - 17
MICROFINANCE
Name: NIRMLA DEVI RAM L AL
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: PATHRAUDA JAWA PATHRAUDA REWA MADHYA PRA DESHState: MPPostal: 486223
Monthly Family Income:
Acct # 1772988 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : VEGETABLE FARMING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,040
Last Payment Date : 18-01-2017
Reason :
FirstDaysPastDueDate : 		Date Reported : 21-04-2017
Date Opened : 23-12-2015
Date Closed : 18-01-2017
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 27
Key Person Name : RAM LAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Father
Branch Id : 263
Kendra ID : 31189		Sanction Amount : Rs.14,040
Applied Amount : Rs.14,040
Nominee Name : 		Date Sanctioned : 09-12-2015
Date Applied : 09-12-2015
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD
Days Past Due :000000000
04 - 1703 - 1702 - 17
 

Enquiries :

InstitutionDateTimePurposeAmount
CREDITACCESS GRAMEEN LIMITED 21-02-2025 11:00  JLG Group   Rs. 50,000 
CREDITACCESS GRAMEEN LIMITED 21-02-2025 11:00  JLG Group   Rs. 50,000 
CREDITACCESS GRAMEEN LIMITED 03-12-2024 21:38  JLG Group   Rs. 40,000 
CREDITACCESS GRAMEEN LIMITED 03-12-2024 21:38  JLG Group   Rs. 40,000 
FINANCE 30-03-2024 10:52  Other   Rs. 40,000 
Sonata Finance Pvt Ltd 18-12-2023 15:25  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. nirmala devi
Consumer's First Name:   Mr. nirmala devi
Father :  S/O ramesh prasad
DOB:   28-10-1980
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  8602036852
Other Phone : 
Contact Details
Address Information 1 :
Address: Pathrauda jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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