SGQK 009FZ04426 NA 2223477532, 2223477531 CCR 1 28-10-2025 12:58:56 10 0E Mr. butan Mr. butan W/O rajabahor H Teother chilla MP 486220 Teother chilla MP 486220 8815564676 M 1970-01-01 1 XXXXXXXXXXXX 8815564676 101 101 BUTAN 1968-01-01 Female 57 BUSINESS - RETAIL 10000 2025-06-10 HBDPB2023P XXXXXXXXXXXX 30002058745539 W/O RAJ BAHOR DHENDHAR TEONTHAR REWA MP 486220 Permanent DHENDHAR TEONTHAR TEONTHAR REWA MP 486220 Owns,Permanent W O RAJ BAHOR DHENDHAR TEONTHAR REWA MP 486220 N/A DHENDHAR TEONTHER REWA MP REWA REWA MADHYA PRADESH MP 486220 Primary W O RAJ BAHOR DHENDHAR TEONTHAR REWA MP 486220 N/A 6261396861 7723088293 BUSINESS - RETAIL 10000 BUSINESS - RETAIL 10000 3 0 162790.00 10158.00 2 6314.00 0 92914.00 3 0.00 Business Loan - Unsecured on 10-06-2025 120000.00 0.00 Business Loan - Unsecured on 07-08-2023 0.00 83 2 1 0 69876.00 Microfinance - Personal Loan on 10-06-2025 3844.00 0.00 2 80000 80000 Microfinance - Personal Loan on 02-07-2024 0.00 0 1 FINANCE 2025-03-21 15:52 0E FINANCE 2025-01-18 10:42 0E 40000 FINANCE 2025-01-18 10:42 0E 40000 FINANCE 2024-12-14 12:29 0E 50000 FINANCE 2024-12-14 12:29 0E 50000 FINANCE 2024-11-25 17:04 0E 50000 FINANCE 2024-11-25 17:04 0E 50000 FINANCE 2024-11-23 15:33 0E 50000 FINANCE 2024-11-23 15:33 0E 50000 FINANCE 2024-11-04 14:56 0E ********** BANK Business Loan - Unsecured Individual 68567 0 961 Yes 80000 2025-10-13 2025-10-15 2025-06-10 22.95 104 961 Weekly Current Account Standard 000 0 * STD 000 0 * STD 0 ********** FINANCE Business Loan - General Individual 24347 Yes 40000 2025-10-06 2025-10-15 2025-02-13 25 39 1235 Bi-weekly Standard Standard STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD NEW 0 * STD 0 ********** BANK Business Loan - Unsecured Individual 0 0 No 10000 2025-01-08 2023-08-07 2025-01-08 Closed Account 10.55 Monthly Closed Account Standard CLSD 0 * STD LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS LOSS 0 * LOSS 60+ 83 * * 30+ 53 * * STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD NEW 0 * STD 0 BUTAN 01-01-1968 Female HBDPB2023P W O RAJ BAHOR DHENDHAR TEONTHAR REWA MP 486220 8815564676 3950817485 10000 90001425621181 69876 Bandhan Bank Limited 0 80000 JLG Individual ICE ICE CREAM FACTO 80000 2025-09-29 2025-09-29 2025-06-10 10 80000 104 Weekly 961 RAJ BAHOR Other Current Account 000 0 000 0 000 0 NEW 0 1611 1246400147 0 BUTAN 01-01-1968 Female HBDPB2023P W O RAJ BAHOR DHENDHAR TEONTHAR REWA MP 486220 8815564676 3423774396 10000 90001240407270 0 Bandhan Bank Limited 0 50000 JLG Individual GOAT REARING 50000 2025-06-09 2025-07-31 2024-07-02 2025-06-09 10 50000 48 Weekly 1158 RAJ BAHOR Other Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1611 1246400147 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 826 103 Sanction Amount 106 Max cycle across all MFIs RTL.ERS4.0 4.0 ERS 714 703 Total Utilization 707 Delinquency Presence 710 Overdue Amount on Unsecured Trades XML/HTML2223477532_2223477531.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   28-10-2025
REPORT ORDER NO.:   2223477532, 2223477531TIME:   12:58:56
REFERENCE NUMBER:   NA
 

Consumer Name: BUTAN
Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1968
Age:   57   Years   9   Months
Gender:   Female
Monthly Family Income : Rs.10,000
Income - Reported Date : 2025-06-10
Occupation:   BUSINESS - RETAIL
Identification
PAN:   HBDPB2023P
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   30002058745539
Contact Details
Home: 
Office: 
Mobile:  6261396861
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  7723088293
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   W/O RAJ BAHOR DHENDHAR TEONTHAR REW A   MP   486220   30-09-2025  
N/A   DHENDHAR TEONTHAR TEONTHAR REWA   MP   486220   17-06-2025  
N/A   W O RAJ BAHOR DHENDHAR TEONTHAR REW A   MP   486220   10-06-2025  
N/A   DHENDHAR TEONTHER REWA MP REWA REWA MADHYA PRADESH   MP   486220   06-01-2025  
N/A   W O RAJ BAHOR DHENDHAR TEONTHAR REW A   MP   486220   30-12-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

826

1 . Sanction Amount
2 . Max cycle across all MFIs
Equifax Risk Score 4.0

714

1 . Total Utilization
2 . Delinquency Presence
3 . Overdue Amount on Unsecured Trades
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,62,790
Total Installment Amount: 10158.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 92,914
Total Accounts:3 Total Past Due Amount: 0 Recent Account: on Business Loan - Unsecured on 10-06-2025
Total Sanction Amount: Rs. 1,20,000 Total High Credit: 0 Oldest Account: on Business Loan - Unsecured on 07-08-2023
Max Days Past Due: 83 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
Installment Amount: Rs. 6,314 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 69,876
Recent Account: on Microfinance - Personal Loan on 10-06-2025 Installment Amount: Rs. 3,844 Total Past Due Amount: 0
Total Accounts:2 Total Sanction Amount: Rs. 80,000 Total High Credit: Rs. 80,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 02-07-2024 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Unsecured
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.68,567
Past Due Amount : 0
Last Payment : Rs.961
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 22.95
Last Payment Date : 13-10-2025
Sanction Amount : Rs.80,000
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 10-06-2025
Date Closed :
Reason :
Repayment Tenure : 104
Dispute Code : 		Payment Amount : Rs.961
Term Frequency : Weekly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : 000000
Asset Classification :STDSTD
Suit Filed Status :**
Days Past Due :000000
10 - 2509 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Business Loan - General
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.24,347
Past Due Amount :
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 25
Last Payment Date : 06-10-2025
Sanction Amount : Rs.40,000
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 13-02-2025
Date Closed :
Reason :
Repayment Tenure : 39
Dispute Code : 		Payment Amount : Rs.1,235
Term Frequency : Bi-weekly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Standard
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : STDSTDSTDSTDSTDSTDSTDSTDNEW
Asset Classification :STDSTDSTDSTDSTDSTDSTDSTDSTD
Suit Filed Status :*********
Days Past Due :000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 25
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Unsecured
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate : 10.55
Last Payment Date :
Sanction Amount : Rs.10,000
FirstDaysPastDueDate : 		Date Reported : 08-01-2025
Date Opened : 07-08-2023
Date Closed : 08-01-2025
Reason : Closed Account
Repayment Tenure :
Dispute Code : 		Payment Amount :
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : CLSDLOSSLOSSLOSSLOSSLOSSLOSSLOSSLOSS60+30+STDSTDSTDSTDSTDSTDNEW
Asset Classification :STDLOSSLOSSLOSSLOSSLOSSLOSSLOSSLOSS**STDSTDSTDSTDSTDSTDSTD
Suit Filed Status :******************
Days Past Due :000000000000000000000000000083053000000000000000000000
01 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 23
MICROFINANCE
Name: BUTAN
Ration Card: 		DOB: 01-01-1968
UID: 		Gender: Female
PAN: HBDPB2023P		VoterID:
OtherID:
Address: W O RAJ BAHOR DHENDHAR TEONTHAR REWAState: MPPostal: 486220
Monthly Family Income: Rs.10,000
Acct # 90001425621181
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : ICE ICE CREAM FACTO
DaysPastDue : 0		Current Balance : Rs.69,876
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.80,000
Last Payment Date : 29-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 29-09-2025
Date Opened : 10-06-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 104
Key Person Name : RAJ BAHOR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.961
Key Person Relationship : Other
Branch Id : 1611
Kendra ID : 1246400147		Sanction Amount : Rs.80,000
Applied Amount : Rs.80,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : 000000000NEW
Days Past Due :000000000000
09 - 2508 - 2507 - 2506 - 25
MICROFINANCE
Name: BUTAN
Ration Card: 		DOB: 01-01-1968
UID: 		Gender: Female
PAN: HBDPB2023P		VoterID:
OtherID:
Address: W O RAJ BAHOR DHENDHAR TEONTHAR REWAState: MPPostal: 486220
Monthly Family Income: Rs.10,000
Acct # 90001240407270
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : GOAT REARING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 09-06-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2025
Date Opened : 02-07-2024
Date Closed : 09-06-2025
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 48
Key Person Name : RAJ BAHOR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.1,158
Key Person Relationship : Other
Branch Id : 1611
Kendra ID : 1246400147		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000
07 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 24
 

Enquiries :

InstitutionDateTimePurposeAmount
FINANCE 21-03-2025 15:52  JLG Group    
FINANCE 18-01-2025 10:42  JLG Group   Rs. 40,000 
FINANCE 18-01-2025 10:42  JLG Group   Rs. 40,000 
FINANCE 14-12-2024 12:29  JLG Group   Rs. 50,000 
FINANCE 14-12-2024 12:29  JLG Group   Rs. 50,000 
FINANCE 25-11-2024 17:04  JLG Group   Rs. 50,000 
FINANCE 25-11-2024 17:04  JLG Group   Rs. 50,000 
FINANCE 23-11-2024 15:33  JLG Group   Rs. 50,000 
FINANCE 23-11-2024 15:33  JLG Group   Rs. 50,000 
FINANCE 04-11-2024 14:56  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. butan
Consumer's First Name:   Mr. butan
Husband :  W/O rajabahor
DOB:   01-01-1970
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  8815564676
Other Phone : 
Contact Details
Address Information 1 :
Address: Teother chilla
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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