SGQK 009FZ04426 NA 2236792750, 2236792749 CCR 1 04-11-2025 21:20:41 10 0E Mr. ragini sonkar Mr. ragini sonkar S/O darmendra kumar sonkar F Ganteera chilla MP 486223 Ganteera chilla MP 486223 7738816280 M 2003-11-04 1 XXXXXXXXXXXX 7738816280 101 101 RAGINI SONKAR 2002-03-03 Female 23 21359 2025-07-15 SJZ3543873 XXXXXXXXXXXX 10091747717599 GANGTIRA KALAN REWA MADHYA PRADESH MP 486223 N/A ANGTIRA KALAN REWA MADHYA PRADESH MP 486223 N/A GANGTIRA KALAN REWA GANGATIRA GANGTIRA KALAN MADHYA PRADESH MP 486223 N/A GANGTIRA KALAN REWA MADHYA PRADESH MP 486223 N/A GANGTIRA KALAN REWA GANGATIRA GANGTIRA KALAN MADHYA PRADESH MP 486223 N/A 7738816280 916267437404 7738816280 916267437404 M001 -1 21359 2 HOUSEWIFE 15000 0 40000 2 COSMETIC SHOP 23000 3000 2 0 33302.00 4440.00 2 0 33302.00 Microfinance - Personal Loan on 20-03-2025 4440.00 0.00 4 81090 81090 Microfinance - Personal Loan on 12-10-2023 0.00 0 2 Fusion Micro finance 2025-09-12 12:10 0E Fusion Micro finance 2025-09-01 13:39 0E Indusind Bank Limited 2025-02-15 13:53 0E Spandana Sphoorty Financial Ltd 2024-12-26 12:55 3E 42000 Indusind Bank Limited 2024-12-21 12:54 0E Indusind Bank Limited 2024-05-19 00:57 0E RAGINI SONKAR 03-03-2002 Female SJZ3543873 XXXXXXXXXXXX H NO GANGTIRA TEONTHAR REWA MP 486223 7738816280 6267437404 3161372524 23000 3088891795 9711 Fusion Micro Finance Limited 0 45000 JLG Individual CULTIVATION / FARMIN 45000 2025-10-27 2025-10-31 2024-02-29 1 2024-02-28 2024-02-28 45000 53 Bi-weekly 1080 DHARMENDRA SONKAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 926 615991 0 45000 RAGINI SONKAR 03-03-2002 Female SJZ3543873 ANGTIRA KALAN REWA MADHYA PRADESH MP 486223 7738816280 7738816280 3846570420 21359 E221191060021502-4114524000205537 23591 Indusind Bank Limited 0 36090 JLG Individual LIVESTOCKS 36090 2025-10-09 2025-10-15 2025-03-20 2 2025-03-20 2025-03-20 36090 75 Weekly 570 DHARMENDRA KUMAR SONKAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-BFIL-E2:21 E2:21:191 0 L 36090 RAGINI SONKAR 03-03-2002 Female XXXXXXXXXXXX C/O DHARMENDRA KUMAR SONKAR GANGTIRA KALAN KUTHILA REWA REWA MP 486223 916267437404 916267437404 3228606700 15000 75057700787591 0 Federal Bank Limited 0 50000 JLG Individual NON FARM 50000 2025-08-25 2025-09-15 2024-03-14 2025-09-15 2024-03-14 50000 24 Monthly 2694 GUDDI DEVI Mother Closed Account CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 * * * * 000 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 7505 7505 0 RAGINI SONKAR 03-03-2002 Female SJZ3543873 XXXXXXXXXXXX GANGTIRA KALAN REWA MADHYA PRADESH MP 486223 7738816280 2958204368 40000 E221191060021501-4114524000205537 0 Indusind Bank Limited 0 34820 JLG Individual LIVESTOCKS 34820 2025-03-20 2025-05-31 2023-10-12 2025-03-20 1 2023-10-12 2023-10-12 34820 75 Weekly 550 DHARMENDRA KUMAR SONKAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * 000 0 NEW 0 INDUSIND-BFIL-E2:21 E2:21:191 0 L 34820 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 803 106 Max cycle across all MFIs 103 Sanction Amount XML/HTML2236792750_2236792749.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   04-11-2025
REPORT ORDER NO.:   2236792750, 2236792749TIME:   21:20:41
REFERENCE NUMBER:   NA
 

Consumer Name: RAGINI

Personal Information
Previous Name:  
Alias Name:  
DOB:   03-03-2002
Age:   23   Years   8   Months
Gender:   Female
Monthly Family Income : Rs.21,359
Income - Reported Date : 2025-07-15
Occupation:  
Identification
PAN:  
Voter ID:   SJZ3543873
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   10091747717599
Contact Details
Home:  7738816280
Office: 
Mobile: 
Alt. Home/Other No.:  916267437404
Alt. Office: 
Alt. Mobile:  7738816280 , 916267437404
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   GANGTIRA KALAN REWA MADHYA PRADESH   MP   486223   15-07-2025  
N/A   ANGTIRA KALAN REWA MADHYA PRADESH   MP   486223   15-07-2025  
N/A   GANGTIRA KALAN REWA GANGATIRA GANGT IRA KALAN MADHYA PRADESH   MP   486223   20-03-2025  
N/A   GANGTIRA KALAN REWA MADHYA PRADESH   MP   486223   15-12-2024  
N/A   GANGTIRA KALAN REWA GANGATIRA GANGT IRA KALAN MADHYA PRADESH   MP   486223   22-08-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

803

1 . Max cycle across all MFIs
2 . Sanction Amount
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 33,302
Total Installment Amount: 4440.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 33,302
Recent Account: on Microfinance - Personal Loan on 20-03-2025 Installment Amount: Rs. 4,440 Total Past Due Amount: 0
Total Accounts:4 Total Sanction Amount: Rs. 81,090 Total High Credit: Rs. 81,090
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 12-10-2023 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: RAGINI SONKAR
Ration Card: 		DOB: 03-03-2002
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: SJZ3543873
OtherID:
Address: H NO GANGTIRA TEONTHAR REWAState: MPPostal: 486223
Monthly Family Income: Rs.23,000
Acct # 3088891795
Institution : Fusion Micro Finance Limited
Loan Category : JLG Individual
Loan Purpose : CULTIVATION / FARMIN
DaysPastDue : 0		Current Balance : Rs.9,711
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.45,000
Last Payment Date : 27-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 29-02-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 53
Key Person Name : DHARMENDRA SONKAR
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,080
Key Person Relationship : Husband
Branch Id : 926
Kendra ID : 615991		Sanction Amount : Rs.45,000
Applied Amount : Rs.45,000
Nominee Name : 		Date Sanctioned : 28-02-2024
Date Applied : 28-02-2024
Nominee Relationship :
History 24 Months : 000000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
MICROFINANCE
Name: RAGINI SONKAR
Ration Card: 		DOB: 03-03-2002
UID: 		Gender: Female
PAN: 		VoterID: SJZ3543873
OtherID:
Address: ANGTIRA KALAN REWA MADHYA PRADESHState: MPPostal: 486223
Monthly Family Income: Rs.21,359
Acct # E221191060021502-4114524000205537
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCKS
DaysPastDue : 0		Current Balance : Rs.23,591
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.36,090
Last Payment Date : 09-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 20-03-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 75
Key Person Name : DHARMENDRA KUMAR SONKAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.570
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-E2:21
Kendra ID : E2:21:191		Sanction Amount : Rs.36,090
Applied Amount : Rs.36,090
Nominee Name : 		Date Sanctioned : 20-03-2025
Date Applied : 20-03-2025
Nominee Relationship :
History 24 Months : 000000000000000000000NEW
Days Past Due :000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 25
MICROFINANCE
Name: RAGINI SONKAR
Ration Card: 		DOB: 03-03-2002
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: C/O DHARMENDRA KUMAR SONKAR GANGTIRA KAL AN KUTHILA REWA REWAState: MPPostal: 486223
Monthly Family Income: Rs.15,000
Acct # 75057700787591
Institution : Federal Bank Limited
Loan Category : JLG Individual
Loan Purpose : NON FARM
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 25-08-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-09-2025
Date Opened : 14-03-2024
Date Closed : 15-09-2025
Date Written Off :
Loan Cycle ID :
No. of Installments : 24
Key Person Name : GUDDI DEVI
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,694
Key Person Relationship : Mother
Branch Id : 7505
Kendra ID : 7505		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned : 14-03-2024
Date Applied :
Nominee Relationship :
History 24 Months : CLSD000000000000000000**000*000000000000000000000NEW
Days Past Due :000000000000000000000******000***000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 24
MICROFINANCE
Name: RAGINI SONKAR
Ration Card: 		DOB: 03-03-2002
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: SJZ3543873
OtherID:
Address: GANGTIRA KALAN REWA MADHYA PRADESHState: MPPostal: 486223
Monthly Family Income: Rs.40,000
Acct # E221191060021501-4114524000205537
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCKS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.34,820
Last Payment Date : 20-03-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-05-2025
Date Opened : 12-10-2023
Date Closed : 20-03-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 75
Key Person Name : DHARMENDRA KUMAR SONKAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.550
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-E2:21
Kendra ID : E2:21:191		Sanction Amount : Rs.34,820
Applied Amount : Rs.34,820
Nominee Name : 		Date Sanctioned : 12-10-2023
Date Applied : 12-10-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000*000NEW
Days Past Due :000000000000000000000000000000000000000000000000000***000000
05 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
Fusion Micro finance 12-09-2025 12:10  JLG Group    
Fusion Micro finance 01-09-2025 13:39  JLG Group    
Indusind Bank Limited 15-02-2025 13:53  JLG Group    
Spandana Sphoorty Financial Ltd 26-12-2024 12:55  SHG Group   Rs. 42,000 
Indusind Bank Limited 21-12-2024 12:54  JLG Group    
Indusind Bank Limited 19-05-2024 00:57  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. ragini sonkar
Consumer's First Name:   Mr. ragini sonkar
Father :  S/O darmendra kumar sonkar
DOB:   04-11-2003
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7738816280
Other Phone : 
Contact Details
Address Information 1 :
Address: Ganteera chilla
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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