SGQK 009FZ04426 NA 2238972656, 2238972657 CCR 1 06-11-2025 09:17:44 10 0E Mr. archna soni Mr. archna soni S/O rajesh kumar soni F Nagma jawa MP 486223 Nagma jawa MP 486223 9974798180 M 1979-11-06 1 XXXXXXXXXXXX 9974798180 101 101 ARCHANA SONI ARCHANA SONI 1978-01-01 Female 47 AGRI ALLIED 24500 2025-07-31 XCI3130267 XXXXXXXXXXXX 394702010995692 BELL 00 NAGAMA JAWAREWAMADHYA PRADESH REWA CHAMPAGARH RAMBAG BAMRI MP 486223 N/A BELL 00 NAGAMA JAWA REWA MADHYA PRADESH REWA CHAMPAGARH RAMBAG NAGAMA MP 486223 N/A NAGMA NAGMA JAWA REWA MP 486223 N/A NAGMA NAGMA JAWA REWA MP 486223 N/A 6266316654 9974798180 9974798180 M001 -1 AGRI ALLIED 24500 600 AGRI ALLIED 25000 600 AGRICULTURE 18000 3000 3 0 66306.00 6410.00 3 0 66306.00 Microfinance - Personal Loan on 30-07-2025 6410.00 0.00 3 125001 125001 Microfinance - Personal Loan on 28-02-2024 0.00 0 3 ARCHANA SONI 01-01-1978 Female XCI3130267 394702010995692 BELL 00 NAGAMA JAWAREWAMADHYA PRADESH REWA CHAMPAGARH RAMBAG BAMRI MP 486223 9974798180 3377460446 24500 4014119101401 19304 Svatantra Microfin Private Limited 0 40001 JLG Individual AGRI & ALLIED 40001 2025-10-10 2025-10-31 2024-07-24 1 2024-07-24 2024-07-16 40001 24 Monthly 2100 RAJESH KUMAR Husband RAJESH KUMAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 225107 137868 0 C 42002 14 0 ARCHANA SONI 01-01-1978 Female XCI3130267 BELL 00 NAGAMA JAWAREWAMADHYA PRADESH REWA CHAMPAGARH RAMBAG BAMRI MP 486223 9974798180 4031959519 25000 4014119101402 37292 Svatantra Microfin Private Limited 0 40000 JLG Individual AGRI AND AGRI ALLIED 40000 2025-10-10 2025-10-31 2025-07-30 2 2025-07-30 2025-07-30 40000 24 Monthly 2150 RAJESH KUMAR Husband RAJESH KUMAR Husband Current Account 000 0 000 0 000 0 NEW 0 225107 137868 0 C 42000 2 0 ARCHANA SONI 01-01-1978 Female XCI3130267 XXXXXXXXXXXX NAGMA NAGMA JAWA REWA MP 486223 6266316654 9974798180 3159576825 18000 1739517454 9710 Fusion Micro Finance Limited 0 45000 JLG Individual GENERAL STORE 45000 2025-10-31 2025-10-31 2024-02-28 1 2024-02-27 2024-02-27 45000 53 Bi-weekly 1080 RAJESH PRASAD SONI Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 926 615539 0 45000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 785 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2238972656_2238972657.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   06-11-2025
REPORT ORDER NO.:   2238972656, 2238972657TIME:   09:17:44
REFERENCE NUMBER:   NA
 

Consumer Name: ARCHANA

Personal Information
Previous Name:  
Alias Name:   ARCHANA SONI
DOB:   01-01-1978
Age:   47   Years   10   Months
Gender:   Female
Monthly Family Income : Rs.24,500
Income - Reported Date : 2025-07-31
Occupation:   AGRI ALLIED
Identification
PAN:  
Voter ID:   XCI3130267
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   394702010995692
Contact Details
Home:  6266316654
Office: 
Mobile: 
Alt. Home/Other No.:  9974798180
Alt. Office: 
Alt. Mobile:  9974798180
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   BELL 00 NAGAMA JAWAREWAMADHYA PRADE SH REWA CHAMPAGARH RAMBAG BAMRI   MP   486223   31-07-2025  
N/A   BELL 00 NAGAMA JAWA REWA MADHYA PRA DESH REWA CHAMPAGARH RAMBAG NAGAMA   MP   486223   10-07-2025  
N/A   NAGMA NAGMA JAWA REWA   MP   486223   31-01-2025  
N/A   NAGMA NAGMA JAWA REWA   MP   486223   15-01-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

785

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 66,306
Total Installment Amount: 6410.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 66,306
Recent Account: on Microfinance - Personal Loan on 30-07-2025 Installment Amount: Rs. 6,410 Total Past Due Amount: 0
Total Accounts:3 Total Sanction Amount: Rs. 1,25,001 Total High Credit: Rs. 1,25,001
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 28-02-2024 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: ARCHANA SONI
Ration Card: 		DOB: 01-01-1978
UID: 		Gender: Female
PAN: 		VoterID: XCI3130267
OtherID: 394702010995692
Address: BELL 00 NAGAMA JAWAREWAMADHYA PRADESH RE WA CHAMPAGARH RAMBAG BAMRIState: MPPostal: 486223
Monthly Family Income: Rs.24,500
Acct # 4014119101401
Institution : Svatantra Microfin Private Limited
Loan Category : JLG Individual
Loan Purpose : AGRI & ALLIED
DaysPastDue : 0		Current Balance : Rs.19,304
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.40,001
Last Payment Date : 10-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 24-07-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : RAJESH KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,100
Key Person Relationship : Husband
Branch Id : 225107
Kendra ID : 137868		Sanction Amount : Rs.40,001
Applied Amount : Rs.40,001
Nominee Name : RAJESH KUMAR		Date Sanctioned : 24-07-2024
Date Applied : 16-07-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 24
MICROFINANCE
Name: ARCHANA SONI
Ration Card: 		DOB: 01-01-1978
UID: 		Gender: Female
PAN: 		VoterID: XCI3130267
OtherID:
Address: BELL 00 NAGAMA JAWAREWAMADHYA PRADESH RE WA CHAMPAGARH RAMBAG BAMRIState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # 4014119101402
Institution : Svatantra Microfin Private Limited
Loan Category : JLG Individual
Loan Purpose : AGRI AND AGRI ALLIED
DaysPastDue : 0		Current Balance : Rs.37,292
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.40,000
Last Payment Date : 10-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 30-07-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 24
Key Person Name : RAJESH KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,150
Key Person Relationship : Husband
Branch Id : 225107
Kendra ID : 137868		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : RAJESH KUMAR		Date Sanctioned : 30-07-2025
Date Applied : 30-07-2025
Nominee Relationship : Husband
History 24 Months : 000000000NEW
Days Past Due :000000000000
10 - 2509 - 2508 - 2507 - 25
MICROFINANCE
Name: ARCHANA SONI
Ration Card: 		DOB: 01-01-1978
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3130267
OtherID:
Address: NAGMA NAGMA JAWA REWAState: MPPostal: 486223
Monthly Family Income: Rs.18,000
Acct # 1739517454
Institution : Fusion Micro Finance Limited
Loan Category : JLG Individual
Loan Purpose : GENERAL STORE
DaysPastDue : 0		Current Balance : Rs.9,710
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.45,000
Last Payment Date : 31-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 28-02-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 53
Key Person Name : RAJESH PRASAD SONI
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,080
Key Person Relationship : Husband
Branch Id : 926
Kendra ID : 615539		Sanction Amount : Rs.45,000
Applied Amount : Rs.45,000
Nominee Name : 		Date Sanctioned : 27-02-2024
Date Applied : 27-02-2024
Nominee Relationship :
History 24 Months : 000000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. archna soni
Consumer's First Name:   Mr. archna soni
Father :  S/O rajesh kumar soni
DOB:   06-11-1979
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9974798180
Other Phone : 
Contact Details
Address Information 1 :
Address: Nagma jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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