SGQK 009FZ04426 NA 2243550088, 2243550089 CCR 1 08-11-2025 15:04:51 10 0E Mr. devavati Mr. devavati S/O munneelal F Luchki jawa MP 486223 Luchki jawa MP 486223 9685093243 M 1980-11-08 1 XXXXXXXXXXXX 9685093243 101 101 DEV VATI MUNNI LAL Female 41 23500 2023-11-30 XXXXXXXXXXXX JAWA BARGARH REWA CHITRAKOOT MP 486223 N/A JAWA REWA UP UP 486223 N/A JAWA BARGARH REWA CHITRAKOOT UP 486223 N/A M001 -1 23500 3655 0 0 0.00 0.00 0 0 0.00 Microfinance - Personal Loan on 01-10-2022 0.00 0.00 2 Microfinance - Personal Loan on 24-01-2022 0.00 0 0 DEV VATI MUNNI LAL Female XXXXXXXXXXXX JAWA BARGARH REWA CHITRAKOOT MP 486223 2450663676 23500 182510880 0 Cashpor Microcredit 0 30000 JLG Group 0022 30000 2023-09-16 2024-01-31 2022-10-01 2023-09-16 3 2022-09-25 2022-09-24 30000 50 Weekly 681 MUNNI LAL Husband MUNNI LAL Son Closed Account CLSD 0 * * CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 18:25 18:25:A4 0 30000 50 DEV VATI MUNNI LAL Female XXXXXXXXXXXX JAWA BARGARH REWA CHITRAKOOT UP 486223 2149313444 182509685 0 Cashpor Microcredit 0 5000 JLG Group 0022 5000 2022-09-23 2023-04-30 2022-01-24 2022-09-23 2 2022-01-17 2022-01-14 5000 91 Weekly 65 MUNNI LAL Husband MUNNI LAL Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 18:25 18:25:A4 0 5000 35 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 867 106 Max cycle across all MFIs 101 Sanction Amount XML/HTML2243550088_2243550089.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   08-11-2025
REPORT ORDER NO.:   2243550088, 2243550089TIME:   15:04:51
REFERENCE NUMBER:   NA
 

Consumer Name: DEV LAL

Personal Information
Previous Name:  
Alias Name:  
DOB:  
Age:  
Gender:   Female
Monthly Family Income : Rs.23,500
Income - Reported Date : 2023-11-30
Occupation:  
Identification
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home: 
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   JAWA BARGARH REWA CHITRAKOOT   MP   486223   30-11-2023  
N/A   JAWA REWA UP   UP   486223   19-09-2023  
N/A   JAWA BARGARH REWA CHITRAKOOT   UP   486223   31-01-2022  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

867

1 . Max cycle across all MFIs
2 . Sanction Amount
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Installment Amount: 0.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Recent Account: on Microfinance - Personal Loan on 01-10-2022 Installment Amount: 0.00 Total Past Due Amount: 0
Total Accounts:2 Total Sanction Amount:  Total High Credit:  
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 24-01-2022 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: DEV VATI MUNNI LA L
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: JAWA BARGARH REWA CHITRAKOOTState: MPPostal: 486223
Monthly Family Income: Rs.23,500
Acct # 182510880
Institution : Cashpor Microcredit
Loan Category : JLG Group
Loan Purpose : 0022
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 16-09-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-01-2024
Date Opened : 01-10-2022
Date Closed : 16-09-2023
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 50
Key Person Name : MUNNI LAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.681
Key Person Relationship : Husband
Branch Id : 18:25
Kendra ID : 18:25:A4		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : MUNNI LAL		Date Sanctioned : 25-09-2022
Date Applied : 24-09-2022
Nominee Relationship : Son
History 24 Months : CLSD*CLSDCLSDCLSD000000000000000000000000000000NEW
Days Past Due :000***000000000000000000000000000000000000000000
01 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 22
MICROFINANCE
Name: DEV VATI MUNNI LA L
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: JAWA BARGARH REWA CHITRAKOOTState: UPPostal: 486223
Monthly Family Income:
Acct # 182509685
Institution : Cashpor Microcredit
Loan Category : JLG Group
Loan Purpose : 0022
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.5,000
Last Payment Date : 23-09-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2023
Date Opened : 24-01-2022
Date Closed : 23-09-2022
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 91
Key Person Name : MUNNI LAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.65
Key Person Relationship : Husband
Branch Id : 18:25
Kendra ID : 18:25:A4		Sanction Amount : Rs.5,000
Applied Amount : Rs.5,000
Nominee Name : MUNNI LAL		Date Sanctioned : 17-01-2022
Date Applied : 14-01-2022
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSD000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000
04 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 22
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. devavati
Consumer's First Name:   Mr. devavati
Father :  S/O munneelal
DOB:   08-11-1980
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9685093243
Other Phone : 
Contact Details
Address Information 1 :
Address: Luchki jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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