SGQK 009FZ04426 NA 2267518376, 2267518377 CCR 1 21-11-2025 12:13:42 10 0E Mr. suman kol Mr. suman kol S/O ghanshyam kol F Gadhwa jawa MP 486223 Gadhwa jawa MP 486223 8109383376 M 1990-11-21 1 XXXXXXXXXXXX 8109383376 101 101 SUMAN KOL 1990-01-01 Female 35 25000 2025-06-10 XCI2235265 XXXXXXXXXXXX XCI2235265 50039965172658 WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GOOHWVA POST ARSDWII SSHODHYA PRADEDH REWA MP 486223 N/A GADHWA POST ANDVA REWA MADHYA PRADESH 486223 N/A WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GOOHWVA POST ARSDWII SSHODHYA PRADEDH REWA MP 486223 N/A GRAM GADHWA POST ANDWA REWA MP 486223 N/A GADHWA POST ANDVA REWA MADHYA PRADESH 486223 N/A 9586231364 8319162799 9586231364 M001 -1 25000 6210 25000 1000 113 Y 25000 25000 4370 20000 5000 113 Y 32000 9750 113 Y 2 0 36731.00 3560.00 2 0 36731.00 Microfinance - Personal Loan on 07-09-2024 3560.00 0.00 7 95120 95120 Microfinance - Personal Loan on 01-02-2020 0.00 0 2 SUMAN KOL 01-01-1990 Female XCI2235265 WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GOOHWVA POST ARSDWII SSHODHYA PRADEDH REWA MP 486223 8319162799 3472468969 25000 1355SBR00237 24317 VFS Capital Limited 0 50000 JLG Individual BUSINESS 50000 2025-11-13 2025-11-15 2024-09-07 1 2024-09-07 2024-08-22 50000 52 Bi-weekly 1230 GHAN SYAM PRASAD Husband GHAN SYAM PRASAD Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1355 13550082 0 C 50000 57 0 SUMAN KOL 01-01-1990 Female XCI2235265 XXXXXXXXXXXX GADHWA POST ANDVA REWA MADHYA PRADESH 486223 8319162799 3853900515 25000 SFAC8319096 12414 Kotak Mahindra Bank Ltd 0 45120 JLG Individual CENTERING 45120 2025-02-25 2025-09-16 2024-02-02 5 2024-02-02 2024-02-02 45120 53 1100 GHAN SYAM PRASAD Husband Current Account 000 0 * * * * * * * * * * * * 000 0 * * * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 SONATA BC 263 26575 0 C 45120 SUMAN KOL 01-01-1990 Female XCI2235265 50039965172658 GRAM GADHWA POST ANDWA REWA MP 486223 9586231364 9586231364 2857946368 25000 182512199-CASHPOR 0 Indusind Bank Limited 0 15000 JLG Individual NEW TOILET WITH JUNC 15000 2024-08-09 2024-11-30 2023-08-14 2024-08-09 2023-08-05 2023-08-05 15000 50 Weekly 335 GHANSHYAM KOL Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-CASHPOR-18:25 002471_024000075 0 51 SUMAN KOL 01-01-1990 Female XCI2235265 WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GOOHWVA POST ARSDWII SSHODHYA PRADEDH REWA MP 486223 8319162799 2985105865 25000 1355BRI00367 0 VFS Capital Limited 0 10000 JLG Individual BUSINESS 10000 2024-08-22 2024-08-31 2023-10-31 2024-08-22 1 2023-10-31 2023-10-28 10000 23 Bi-weekly 500 GHAN SHYAM PRASAD Husband GHAN SHYAM PRASAD Husband Closed Account CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 NEW 0 1355 13550082 0 C 10000 21 0 SUMAN KOL 01-01-1990 Female XCI2235265 XXXXXXXXXXXX GADHWA POST ANDVA REWA MADHYA PRADESH 486223 8319162799 2546879654 20000 7560681 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 14200 JLG Individual MOBILE LOAN 14200 2024-01-16 2024-03-31 2022-11-28 2024-01-16 5 2022-11-28 2022-11-26 14200 30 Bi-weekly 550 GHAN SYAM PRASAD Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 * * * * 000 0 000 0 01+ 3 * * 000 0 000 0 000 0 000 0 000 0 NEW 0 263 26575 0 C 14200 SUMAN DEVI 01-01-1990 Female XCI2235265 XXXXXXXXXXXX GADHWA POST ANDVA REWA MADHYA PRADESH 486223 8319162799 2063493102 32000 7050804 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 42300 JLG Individual BUFFALO PURCHASE 42300 2023-10-24 2023-12-31 2021-10-05 2023-10-24 4 2021-10-05 2021-10-05 42300 53 Bi-weekly 1000 GHANSHYAM KOL Husband Closed Account CLSD 0 * * CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 263 26575 0 C 42300 SUMAN KOL 01-01-1990 Female XCI2235265 GADHWA ANDWACHITRAKOOTCHITRAKOOT486223 UP 486223 1599053813 182506141-CASHPOR 0 Indusind Bank Limited 0 30000 JLG Individual AGRICULTUREALLIED 30000 2022-02-04 2022-04-30 2020-02-01 2022-02-07 1 2020-01-27 2020-01-27 30000 105 Weekly MUNNILAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 INDUSIND-CASHPOR-18:25 002471_024000075 0 101 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 796 107 Number of Loans in Cycle1 102 Open Accounts XML/HTML2267518376_2267518377.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   21-11-2025
REPORT ORDER NO.:   2267518376, 2267518377TIME:   12:13:42
REFERENCE NUMBER:   NA
 

Consumer Name: SUMAN

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1990
Age:   35   Years   10   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-06-10
Occupation:  
Identification
PAN:  
Voter ID:   XCI2235265
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   XCI2235265
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   50039965172658
Contact Details
Home:  9586231364
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  8319162799 , 9586231364
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   WRQX GHANSTYAM KOH GHAR NA TOAR ORA ER GOOHWVA POST ARSDWII SSHODHYA PR ADEDH REWA   MP   486223   10-06-2025  
N/A   GADHWA POST ANDVA REWA MADHYA PRADE SH     486223   28-02-2025  
N/A   WRQX GHANSTYAM KOH GHAR NA TOAR ORA ER GOOHWVA POST ARSDWII SSHODHYA PR ADEDH REWA   MP   486223   09-01-2025  
N/A   GRAM GADHWA POST ANDWA REWA   MP   486223   31-08-2024  
N/A   GADHWA POST ANDVA REWA MADHYA PRADE SH     486223   31-03-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

796

1 . Number of Loans in Cycle1
2 . Open Accounts
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 36,731
Total Installment Amount: 3560.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 36,731
Recent Account: on Microfinance - Personal Loan on 07-09-2024 Installment Amount: Rs. 3,560 Total Past Due Amount: 0
Total Accounts:7 Total Sanction Amount: Rs. 95,120 Total High Credit: Rs. 95,120
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 01-02-2020 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: SUMAN KOL
Ration Card: 		DOB: 01-01-1990
UID: 		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID:
Address: WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GO OHWVA POST ARSDWII SSHODHYA PRADEDH REWAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # 1355SBR00237
Institution : VFS Capital Limited
Loan Category : JLG Individual
Loan Purpose : BUSINESS
DaysPastDue : 0		Current Balance : Rs.24,317
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 13-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-11-2025
Date Opened : 07-09-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GHAN SYAM PRASAD
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,230
Key Person Relationship : Husband
Branch Id : 1355
Kendra ID : 13550082		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : GHAN SYAM PRASAD		Date Sanctioned : 07-09-2024
Date Applied : 22-08-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 24
MICROFINANCE
Name: SUMAN KOL
Ration Card: 		DOB: 01-01-1990
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID:
Address: GADHWA POST ANDVA REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.25,000
Acct # SFAC8319096
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : CENTERING
DaysPastDue : 0		Current Balance : Rs.12,414
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.45,120
Last Payment Date : 25-02-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 16-09-2025
Date Opened : 02-02-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 5
No. of Installments : 53
Key Person Name : GHAN SYAM PRASAD
Dispute Code : 		Repayment Frequency :
Installment Amount : Rs.1,100
Key Person Relationship : Husband
Branch Id : SONATA BC 263
Kendra ID : 26575		Sanction Amount : Rs.45,120
Applied Amount : Rs.45,120
Nominee Name : 		Date Sanctioned : 02-02-2024
Date Applied : 02-02-2024
Nominee Relationship :
History 24 Months : 000******000**000000000000000000000000000NEW
Days Past Due :000******************000******000000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
MICROFINANCE
Name: SUMAN KOL
Ration Card: 		DOB: 01-01-1990
UID: 		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID: 50039965172658
Address: GRAM GADHWA POST ANDWA REWAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # 182512199-CASHPOR
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : NEW TOILET WITH JUNC
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.15,000
Last Payment Date : 09-08-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2024
Date Opened : 14-08-2023
Date Closed : 09-08-2024
Date Written Off :
Loan Cycle ID :
No. of Installments : 50
Key Person Name : GHANSHYAM KOL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.335
Key Person Relationship : Husband
Branch Id : INDUSIND-CASHPOR-18:25
Kendra ID : 002471_024000075		Sanction Amount : Rs.15,000
Applied Amount : Rs.15,000
Nominee Name : 		Date Sanctioned : 05-08-2023
Date Applied : 05-08-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000
11 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 23
MICROFINANCE
Name: SUMAN KOL
Ration Card: 		DOB: 01-01-1990
UID: 		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID:
Address: WRQX GHANSTYAM KOH GHAR NA TOAR ORAER GO OHWVA POST ARSDWII SSHODHYA PRADEDH REWAState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # 1355BRI00367
Institution : VFS Capital Limited
Loan Category : JLG Individual
Loan Purpose : BUSINESS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.10,000
Last Payment Date : 22-08-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-08-2024
Date Opened : 31-10-2023
Date Closed : 22-08-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 23
Key Person Name : GHAN SHYAM PRASAD
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.500
Key Person Relationship : Husband
Branch Id : 1355
Kendra ID : 13550082		Sanction Amount : Rs.10,000
Applied Amount : Rs.10,000
Nominee Name : GHAN SHYAM PRASAD		Date Sanctioned : 31-10-2023
Date Applied : 28-10-2023
Nominee Relationship : Husband
History 24 Months : CLSD000000000000000000000000NEWNEW
Days Past Due :000000000000000000000000000000000
08 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: SUMAN KOL
Ration Card: 		DOB: 01-01-1990
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID:
Address: GADHWA POST ANDVA REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.20,000
Acct # 7560681 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : MOBILE LOAN
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,200
Last Payment Date : 16-01-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-03-2024
Date Opened : 28-11-2022
Date Closed : 16-01-2024
Date Written Off :
Loan Cycle ID : 5
No. of Installments : 30
Key Person Name : GHAN SYAM PRASAD
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.550
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 26575		Sanction Amount : Rs.14,200
Applied Amount : Rs.14,200
Nominee Name : 		Date Sanctioned : 28-11-2022
Date Applied : 26-11-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000**00000001+*000000000000000NEW
Days Past Due :000000000000000******000000003***000000000000000000
03 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 22
MICROFINANCE
Name: SUMAN DEVI
Ration Card: 		DOB: 01-01-1990
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2235265
OtherID:
Address: GADHWA POST ANDVA REWA MADHYA PRADESHState: Postal: 486223
Monthly Family Income: Rs.32,000
Acct # 7050804 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : BUFFALO PURCHASE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.42,300
Last Payment Date : 24-10-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-12-2023
Date Opened : 05-10-2021
Date Closed : 24-10-2023
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 53
Key Person Name : GHANSHYAM KOL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,000
Key Person Relationship : Husband
Branch Id : 263
Kendra ID : 26575		Sanction Amount : Rs.42,300
Applied Amount : Rs.42,300
Nominee Name : 		Date Sanctioned : 05-10-2021
Date Applied : 05-10-2021
Nominee Relationship :
History 24 Months : CLSD*CLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000***000000000000000000000000000000000000000000000000000000000000000000
12 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 22
MICROFINANCE
Name: SUMAN KOL
Ration Card: XCI2235265		DOB: 01-01-1990
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: GADHWA ANDWACHITRAKOOTCHITRAKOOT486223State: UPPostal: 486223
Monthly Family Income:
Acct # 182506141-CASHPOR
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : AGRICULTUREALLIED
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 04-02-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2022
Date Opened : 01-02-2020
Date Closed : 07-02-2022
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 105
Key Person Name : MUNNILAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount :
Key Person Relationship : Father
Branch Id : INDUSIND-CASHPOR-18:25
Kendra ID : 002471_024000075		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : 		Date Sanctioned : 27-01-2020
Date Applied : 27-01-2020
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
04 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 20
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. suman kol
Consumer's First Name:   Mr. suman kol
Father :  S/O ghanshyam kol
DOB:   21-11-1990
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  8109383376
Other Phone : 
Contact Details
Address Information 1 :
Address: Gadhwa jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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