SGQK 009FZ04426 NA 2322157809, 2322157808 CCR 1 20-12-2025 11:34:29 10 0E Mr. kamaladevi Mr. kamaladevi S/O shankar F Uchadeeh jawa post baba ki barauli MP 486223 Uchadeeh jawa post baba ki barauli MP 486223 9373121928 M 1983-12-20 1 XXXXXXXXXXXX 9373121928 101 101 KAMALADEVI KAMLA 1983-01-01 Female 42 25000 2025-11-30 XCI2370484 2110746823633 UJADEEH TEONTHAR REWA JAW JAWA REWA PANNA MP 486223 N/A GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYAPPRADESH 486223 MP 486223 N/A GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYA PRADESH 486223 MP 486223 N/A 26 UCHADIH GRAM UCHADIH MP 486223 N/A GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYAP N/A 7247766083 9373121928 7489473026 M001 -1 25000 3900 25000 3900 Z06 23834 Z06 25000 SELF EMPLOYED NON PROFESSIONAL 25000 6000 4 0 129888.00 9248.00 4 0 129888.00 Microfinance - Personal Loan on 14-11-2025 9248.00 0.00 5 172300 172300 Microfinance - Personal Loan on 24-04-2024 0.00 0 4 CREDITACCESS GRAMEEN LIMITED 2024-12-27 17:38 0E 55000 CREDITACCESS GRAMEEN LIMITED 2024-12-27 17:38 0E 55000 CREDITACCESS GRAMEEN LIMITED 2024-12-27 13:13 0E 40000 CREDITACCESS GRAMEEN LIMITED 2024-12-27 13:13 0E 40000 MS KAMLA DEVI 01-01-1983 Female XCI2370484 2110746823633 UJADEEH TEONTHAR REWA JAW JAWA REWA PANNA MP 486223 7041459831 4232320329 23834 10250005423414 60000 Arohan Financial Service limited 0 60000 JLG Individual AGRICULTURE & ALLIED 60000 2025-12-15 2025-11-14 2 2025-11-14 60000 23 Monthly 3300 MR RAMKAILASH MR SHANKAR Current Account 000 0 NEW 0 31935 3193500193 0 60000 KAMALADEVI W_O SHANKAR 01-01-1983 Female XCI2370484 26 UCHADIH GRAM UCHADIH MP 486223 9373121928 7247766083 3671908061 25000 LO243635DG991D 32805 CREDITACCESS GRAMEEN LIMITED 0 55000 JLG Individual GOAT.PURCHASE 55000 2025-11-28 2025-11-30 2024-12-28 1 2024-12-28 2024-12-28 55000 104 Weekly 660 SHANKAR Husband SHANKAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21808499 0 C KAMALADEVI W_O SHANKAR 01-01-1983 Female XCI2370484 26 UCHADIH GRAM UCHADIH MP 486223 9373121928 7247766083 4026406697 25000 LO252113H74KNG 23338 CREDITACCESS GRAMEEN LIMITED 0 27000 JLG Individual BUFFALO PURCHASE 27000 2025-11-28 2025-11-30 2025-07-30 1 2025-07-30 2025-07-30 27000 104 Weekly 327 SHANKAR Husband SHANKAR Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21808499 0 C KAMLA DEVI RAMKAILASH 01-01-1983 Female XCI2370484 GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYAPPRADESH 486223 MP 486223 7489473026 3838276209 25000 ML14587730 13745 Kotak Mahindra Bank Ltd 0 30300 JLG Individual ENTERPRISE ACTIVITY 30300 2025-11-21 2025-11-30 2025-01-31 2025-01-31 2025-01-31 30300 36 Bi-weekly 1000 RAMKAILASH Father Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * NEW 0 MUTKKIPUR MUTKKIPUR 0 MS KAMALADEVI 01-01-1983 Female XCI2370484 2110746823633 UJADEEH TEONTHAR REWA JAW JAWA REWA PANNA MP 486223 7041459831 8349702862 3253539430 25000 70240001066742 0 Arohan Financial Service limited 0 40000 JLG Individual AGRICULTURE & ALLIED 40000 2025-11-14 2025-11-30 2024-04-24 2025-11-14 1 2024-04-23 40000 23 Monthly 2250 MR RAMKAILASH MR SHANKAR Closed Account CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 31935 3193500193 0 40000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 740 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2322157809_2322157808.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   20-12-2025
REPORT ORDER NO.:   2322157809, 2322157808TIME:   11:34:29
REFERENCE NUMBER:   NA
 

Consumer Name: KAMALADEVI
Personal Information
Previous Name:  
Alias Name:   KAMLA
DOB:   01-01-1983
Age:   42   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-11-30
Occupation:  
Identification
PAN:  
Voter ID:   XCI2370484
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   2110746823633
Contact Details
Home:  7247766083
Office: 
Mobile: 
Alt. Home/Other No.:  9373121928
Alt. Office: 
Alt. Mobile:  7489473026
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   UJADEEH TEONTHAR REWA JAW JAWA REWA PANNA   MP   486223   14-11-2025  
N/A   GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYAPPRADESH 486223   MP   486223   30-09-2025  
N/A   GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYA PRADESH 486223   MP   486223   30-09-2025  
N/A   26 UCHADIH GRAM UCHADIH   MP   486223   15-08-2025  
N/A   GRAM UCHADEEH POST BABA KI BARAULI UJADEEH REWA MADHYAP        
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

740

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 4 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,29,888
Total Installment Amount: 9248.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 4 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,29,888
Recent Account: on Microfinance - Personal Loan on 14-11-2025 Installment Amount: Rs. 9,248 Total Past Due Amount: 0
Total Accounts:5 Total Sanction Amount: Rs. 1,72,300 Total High Credit: Rs. 1,72,300
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 4
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 24-04-2024 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: MS KAMLA DEVI
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: XCI2370484
OtherID: 2110746823633
Address: UJADEEH TEONTHAR REWA JAW JAWA REWA PANN AState: MPPostal: 486223
Monthly Family Income: Rs.23,834
Acct # 10250005423414
Institution : Arohan Financial Service limited
Loan Category : JLG Individual
Loan Purpose : AGRICULTURE & ALLIED
DaysPastDue : 0		Current Balance : Rs.60,000
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.60,000
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-12-2025
Date Opened : 14-11-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 23
Key Person Name : MR RAMKAILASH
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.3,300
Key Person Relationship :
Branch Id : 31935
Kendra ID : 3193500193		Sanction Amount : Rs.60,000
Applied Amount : Rs.60,000
Nominee Name : MR SHANKAR		Date Sanctioned :
Date Applied : 14-11-2025
Nominee Relationship :
History 24 Months : 000NEW
Days Past Due :000000
12 - 2511 - 25
MICROFINANCE
Name: KAMALADEVI W_O SHA NKAR
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: XCI2370484
OtherID:
Address: 26 UCHADIH GRAM UCHADIHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO243635DG991D
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : GOAT.PURCHASE
DaysPastDue : 0		Current Balance : Rs.32,805
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.55,000
Last Payment Date : 28-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 28-12-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : SHANKAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.660
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21808499		Sanction Amount : Rs.55,000
Applied Amount : Rs.55,000
Nominee Name : SHANKAR		Date Sanctioned : 28-12-2024
Date Applied : 28-12-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 24
MICROFINANCE
Name: KAMALADEVI W_O SHA NKAR
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: XCI2370484
OtherID:
Address: 26 UCHADIH GRAM UCHADIHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO252113H74KNG
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : BUFFALO PURCHASE
DaysPastDue : 0		Current Balance : Rs.23,338
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.27,000
Last Payment Date : 28-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 30-07-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : SHANKAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.327
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21808499		Sanction Amount : Rs.27,000
Applied Amount : Rs.27,000
Nominee Name : SHANKAR		Date Sanctioned : 30-07-2025
Date Applied : 30-07-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 25
MICROFINANCE
Name: KAMLA DEVI RAMKAIL ASH
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: XCI2370484
OtherID:
Address: GRAM UCHADEEH POST BABA KI BARAULI UJADE EH REWA MADHYAPPRADESH 486223State: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # ML14587730
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : ENTERPRISE ACTIVITY
DaysPastDue : 0		Current Balance : Rs.13,745
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.30,300
Last Payment Date : 21-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 31-01-2025
Date Closed :
Date Written Off :
Loan Cycle ID :
No. of Installments : 36
Key Person Name : RAMKAILASH
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,000
Key Person Relationship : Father
Branch Id : MUTKKIPUR
Kendra ID : MUTKKIPUR		Sanction Amount : Rs.30,300
Applied Amount : Rs.30,300
Nominee Name : 		Date Sanctioned : 31-01-2025
Date Applied : 31-01-2025
Nominee Relationship :
History 24 Months : 000000000000000000000000000*NEW
Days Past Due :000000000000000000000000000***000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 25
MICROFINANCE
Name: MS KAMALADEVI
Ration Card: 		DOB: 01-01-1983
UID: 		Gender: Female
PAN: 		VoterID: XCI2370484
OtherID: 2110746823633
Address: UJADEEH TEONTHAR REWA JAW JAWA REWA PANN AState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # 70240001066742
Institution : Arohan Financial Service limited
Loan Category : JLG Individual
Loan Purpose : AGRICULTURE & ALLIED
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.40,000
Last Payment Date : 14-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 24-04-2024
Date Closed : 14-11-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 23
Key Person Name : MR RAMKAILASH
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,250
Key Person Relationship :
Branch Id : 31935
Kendra ID : 3193500193		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : MR SHANKAR		Date Sanctioned :
Date Applied : 23-04-2024
Nominee Relationship :
History 24 Months : CLSD000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 24
 

Enquiries :

InstitutionDateTimePurposeAmount
CREDITACCESS GRAMEEN LIMITED 27-12-2024 17:38  JLG Group   Rs. 55,000 
CREDITACCESS GRAMEEN LIMITED 27-12-2024 17:38  JLG Group   Rs. 55,000 
CREDITACCESS GRAMEEN LIMITED 27-12-2024 13:13  JLG Group   Rs. 40,000 
CREDITACCESS GRAMEEN LIMITED 27-12-2024 13:13  JLG Group   Rs. 40,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. kamaladevi
Consumer's First Name:   Mr. kamaladevi
Father :  S/O shankar
DOB:   20-12-1983
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9373121928
Other Phone : 
Contact Details
Address Information 1 :
Address: Uchadeeh jawa post baba ki barauli
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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