SGQK 009FZ04426 NA 2329987575, 2329987576 CCR 1 24-12-2025 13:50:46 10 0E Mrs. seemadevi Mrs. seemadevi W/O kanhaiyalal H Chilla teonthar MP 486220 Chilla teonthar MP 486220 8085637738 M 1977-12-23 1 XXXXXXXXXXXX 8085637738 101 101 SIMA GUPTA 1972-01-01 Female 54 AGRICULTURE 21000 2025-01-31 FMP0832220 XXXXXXXXXXXX CHILLA CHILLA NAIGARHI REWA MP 486226 N/A CHILLA CHILLA NAIGARHI REWA MP 486226 N/A 8085314785 M001 -1 AGRICULTURE 21000 2800 AGRICULTURE 21000 2800 0 0 0.00 0.00 0 0 0.00 Microfinance - Personal Loan on 31-07-2023 0.00 0.00 2 Microfinance - Personal Loan on 14-03-2022 0.00 0 0 SIMA GUPTA 01-01-1972 Female FMP0832220 XXXXXXXXXXXX CHILLA CHILLA NAIGARHI REWA MP 486226 8085314785 2862372691 21000 6118272756 0 Fusion Micro Finance Limited 0 50000 JLG Individual SEWING MACHINE 50000 2025-07-07 2025-09-30 2023-07-31 2025-07-07 2 2023-07-31 2023-07-31 50000 53 Bi-weekly 1200 KANHAIYALAL Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 926 435764 0 50000 SIMA GUPTA 01-01-1972 Female FMP0832220 XXXXXXXXXXXX CHILLA CHILLA NAIGARHI REWA MP 486226 8085314785 2217165225 21000 9461789485 0 Fusion Micro Finance Limited 0 30000 JLG Individual SEWING MACHINE 30000 2023-07-31 2023-10-31 2022-03-14 2023-07-31 1 2022-03-13 2022-03-13 30000 24 Bi-weekly 700 AKHILESH GUPTA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 926 443555 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 867 106 Max cycle across all MFIs 101 Sanction Amount XML/HTML2329987575_2329987576.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   24-12-2025
REPORT ORDER NO.:   2329987575, 2329987576TIME:   13:50:46
REFERENCE NUMBER:   NA
 

Consumer Name: SIMA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1972
Age:   53   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.21,000
Income - Reported Date : 2025-01-31
Occupation:   AGRICULTURE
Identification
PAN:  
Voter ID:   FMP0832220
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  8085314785
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   CHILLA CHILLA NAIGARHI REWA   MP   486226   31-01-2025  
N/A   CHILLA CHILLA NAIGARHI REWA   MP   486226   15-01-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

867

1 . Max cycle across all MFIs
2 . Sanction Amount
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Total Installment Amount: 0.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Recent Account: on Microfinance - Personal Loan on 31-07-2023 Installment Amount: 0.00 Total Past Due Amount: 0
Total Accounts:2 Total Sanction Amount:  Total High Credit:  
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 14-03-2022 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: SIMA GUPTA
Ration Card: 		DOB: 01-01-1972
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: FMP0832220
OtherID:
Address: CHILLA CHILLA NAIGARHI REWAState: MPPostal: 486226
Monthly Family Income: Rs.21,000
Acct # 6118272756
Institution : Fusion Micro Finance Limited
Loan Category : JLG Individual
Loan Purpose : SEWING MACHINE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 07-07-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 31-07-2023
Date Closed : 07-07-2025
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 53
Key Person Name : KANHAIYALAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,200
Key Person Relationship : Husband
Branch Id : 926
Kendra ID : 435764		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned : 31-07-2023
Date Applied : 31-07-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: SIMA GUPTA
Ration Card: 		DOB: 01-01-1972
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: FMP0832220
OtherID:
Address: CHILLA CHILLA NAIGARHI REWAState: MPPostal: 486226
Monthly Family Income: Rs.21,000
Acct # 9461789485
Institution : Fusion Micro Finance Limited
Loan Category : JLG Individual
Loan Purpose : SEWING MACHINE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 31-07-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2023
Date Opened : 14-03-2022
Date Closed : 31-07-2023
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : AKHILESH GUPTA
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.700
Key Person Relationship : Husband
Branch Id : 926
Kendra ID : 443555		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : 		Date Sanctioned : 13-03-2022
Date Applied : 13-03-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000
10 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 22
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. seemadevi
Consumer's First Name:   Mrs. seemadevi
Husband :  W/O kanhaiyalal
DOB:   23-12-1977
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  8085637738
Other Phone : 
Contact Details
Address Information 1 :
Address: Chilla teonthar
State: MP
Postal: 486220
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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