SGQK 009FZ04426 NA 2331959036, 2331959035 CCR 1 25-12-2025 13:29:09 10 0E Mrs. gudadi Mrs. gudadi W/O munneelal H Uchadeeh jawa MP 486223 Uchadeeh jawa MP 486223 6262820278 M 1975-12-25 1 XXXXXXXXXXXX 6262820278 101 101 GUDADI 1976-01-01 Female 50 25000 2025-08-15 XCI2257541 XXXXXXXXXXXX XCI2257541 49 GRAM UCHADIHREWAMADHYAPRADESH MP 486223 N/A UNCHADIH TYOTHAR REWA MADHYA PRADESH MP 486223 N/A UNCHADIH TYOTHAR REWA MADHYA PRADESH MP 486223 N/A VILL-UNCHADIH TYOTHAR REWA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 N/A UNCHADIH TYOTHAR REWA UNCHADIH TYOTHAR REWA REWA MADHYA PRADESH MP 486223 N/A 9589206344 9724422396 9907325688 M001 -1 25000 3900 25000 3900 113 Y 113 Y 2 0 52501.00 4436.00 2 0 52501.00 Microfinance - Personal Loan on 12-07-2025 4436.00 0.00 5 92000 92000 Microfinance - Personal Loan on 26-05-2016 0.00 0 2 GUDADI 01-01-1976 Female XCI2257541 49 GRAM UCHADIHREWAMADHYAPRADESH MP 486223 9589206344 9589206344 3422868093 25000 LO24183D14HCF9 16883 CREDITACCESS GRAMEEN LIMITED 0 50000 JLG Individual GOAT.PURCHASE 50000 2025-11-28 2025-11-30 2024-07-01 1 2024-07-01 2024-07-01 50000 104 Weekly 601 MUNNEELAL Husband MUNNEELAL Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21841937 0 C GUDADI 01-01-1976 Female XCI2257541 49 GRAM UCHADIHREWAMADHYAPRADESH MP 486223 9589206344 9589206344 3995135577 25000 LO25193DRMK0L9 35618 CREDITACCESS GRAMEEN LIMITED 0 42000 JLG Individual VEGETABLE SELLING 42000 2025-11-28 2025-11-30 2025-07-12 1 2025-07-12 2025-07-12 42000 104 Weekly 508 Current Account 000 0 000 0 000 0 000 0 NEW 0 IN0010897 21841937 0 C GUDDI MUNSHILAL 01-01-1976 Female XCI2257541 XXXXXXXXXXXX UNCHADIH TYOTHAR REWA MADHYA PRADESH MP 486223 9724422396 9907325688 1371871372 6103993 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 24490 Individual AGRICULTURAL SEED ST 24490 2021-05-20 2022-02-28 2019-04-18 2021-05-20 5 2019-04-18 2019-04-18 24490 53 Weekly 600 MUNSHILAL Father Closed Account CLSD 0 * * * * * * * * * * CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 263 45939 0 24490 GUDDI 17-05-1976 Female XCI2257541 XCI2257541 VILL-UNCHADIH TYOTHAR REWA JAWA REEWA MADHYA PRADESHJAWAREWA486223 MP 486223 794175691 2497842-SONATA 0 Indusind Bank Limited 0 14040 JLG Individual KIRANA 14040 2017-08-07 2020-07-31 2016-05-26 2017-08-07 1 2016-05-24 2016-05-24 14040 27 Bi-weekly MUNNILAL Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 INDUSIND-SONATA-REW:CIT:04 002311_024000057 0 26 GUDDI MUNSHILAL Female XXXXXXXXXXXX UNCHADIH TYOTHAR REWA MADHYA PRADESH MP 486223 995149499 5164915 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 14040 Individual AGRICULTURAL 14040 2018-08-16 2018-11-21 2017-07-21 2018-08-16 2 2017-07-21 2017-07-21 14040 27 Weekly 600 MUNSHILAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 * * * * * * * * * * * * * * * * 000 0 000 0 NEW 0 263 45939 0 10000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 786 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2331959036_2331959035.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   25-12-2025
REPORT ORDER NO.:   2331959036, 2331959035TIME:   13:29:09
REFERENCE NUMBER:   NA
 

Consumer Name: GUDADI
Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1976
Age:   49   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-08-15
Occupation:  
Identification
PAN:  
Voter ID:   XCI2257541
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   XCI2257541
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  9589206344
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  9724422396 , 9907325688
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   49 GRAM UCHADIHREWAMADHYAPRADESH   MP   486223   15-08-2025  
N/A   UNCHADIH TYOTHAR REWA MADHYA PRADES H   MP   486223   28-02-2022  
N/A   UNCHADIH TYOTHAR REWA MADHYA PRADES H   MP   486223   28-02-2022  
N/A   VILL-UNCHADIH TYOTHAR REWA JAWA REE WA MADHYA PRADESHJAWAREWA486223   MP   486223   30-04-2020  
N/A   UNCHADIH TYOTHAR REWA UNCHADIH TYOT HAR REWA REWA MADHYA PRADESH   MP   486223   30-07-2017  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

786

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 52,501
Total Installment Amount: 4436.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 52,501
Recent Account: on Microfinance - Personal Loan on 12-07-2025 Installment Amount: Rs. 4,436 Total Past Due Amount: 0
Total Accounts:5 Total Sanction Amount: Rs. 92,000 Total High Credit: Rs. 92,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 26-05-2016 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: GUDADI
Ration Card: 		DOB: 01-01-1976
UID: 		Gender: Female
PAN: 		VoterID: XCI2257541
OtherID:
Address: 49 GRAM UCHADIHREWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO24183D14HCF9
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : GOAT.PURCHASE
DaysPastDue : 0		Current Balance : Rs.16,883
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 28-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 01-07-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name : MUNNEELAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.601
Key Person Relationship : Husband
Branch Id : IN0010897
Kendra ID : 21841937		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : MUNNEELAL		Date Sanctioned : 01-07-2024
Date Applied : 01-07-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 24
MICROFINANCE
Name: GUDADI
Ration Card: 		DOB: 01-01-1976
UID: 		Gender: Female
PAN: 		VoterID: XCI2257541
OtherID:
Address: 49 GRAM UCHADIHREWAMADHYAPRADESHState: MPPostal: 486223
Monthly Family Income: Rs.25,000
Acct # LO25193DRMK0L9
Institution : CREDITACCESS GRAMEEN LIMITED
Loan Category : JLG Individual
Loan Purpose : VEGETABLE SELLING
DaysPastDue : 0		Current Balance : Rs.35,618
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.42,000
Last Payment Date : 28-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 12-07-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 104
Key Person Name :
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.508
Key Person Relationship :
Branch Id : IN0010897
Kendra ID : 21841937		Sanction Amount : Rs.42,000
Applied Amount : Rs.42,000
Nominee Name : 		Date Sanctioned : 12-07-2025
Date Applied : 12-07-2025
Nominee Relationship :
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 25
MICROFINANCE
Name: GUDDI MUNSHILAL
Ration Card: 		DOB: 01-01-1976
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2257541
OtherID:
Address: UNCHADIH TYOTHAR REWA MADHYA PRADESHState: MPPostal: 486223
Monthly Family Income:
Acct # 6103993 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : AGRICULTURAL SEED ST
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.24,490
Last Payment Date : 20-05-2021
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2022
Date Opened : 18-04-2019
Date Closed : 20-05-2021
Date Written Off :
Loan Cycle ID : 5
No. of Installments : 53
Key Person Name : MUNSHILAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Father
Branch Id : 263
Kendra ID : 45939		Sanction Amount : Rs.24,490
Applied Amount : Rs.24,490
Nominee Name : 		Date Sanctioned : 18-04-2019
Date Applied : 18-04-2019
Nominee Relationship :
History 24 Months : CLSD*****CLSDCLSDCLSDCLSD000000000000000000000000000000000000000000
Days Past Due :000***************000000000000000000000000000000000000000000000000000000
02 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 2003 - 20
MICROFINANCE
Name: GUDDI
Ration Card: XCI2257541		DOB: 17-05-1976
UID: 		Gender: Female
PAN: 		VoterID: XCI2257541
OtherID:
Address: VILL-UNCHADIH TYOTHAR REWA JAWA REEWA MA DHYA PRADESHJAWAREWA486223State: MPPostal: 486223
Monthly Family Income:
Acct # 2497842-SONATA
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : KIRANA
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,040
Last Payment Date : 07-08-2017
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2020
Date Opened : 26-05-2016
Date Closed : 07-08-2017
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 27
Key Person Name : MUNNILAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : INDUSIND-SONATA-REW:CIT:04
Kendra ID : 002311_024000057		Sanction Amount : Rs.14,040
Applied Amount : Rs.14,040
Nominee Name : 		Date Sanctioned : 24-05-2016
Date Applied : 24-05-2016
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSDCLSD
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
07 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 18
MICROFINANCE
Name: GUDDI MUNSHILAL
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: UNCHADIH TYOTHAR REWA MADHYA PRADESHState: MPPostal: 486223
Monthly Family Income:
Acct # 5164915 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : AGRICULTURAL
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,040
Last Payment Date : 16-08-2018
Reason :
FirstDaysPastDueDate : 		Date Reported : 21-11-2018
Date Opened : 21-07-2017
Date Closed : 16-08-2018
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 27
Key Person Name : MUNSHILAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Father
Branch Id : 263
Kendra ID : 45939		Sanction Amount : Rs.14,040
Applied Amount : Rs.14,040
Nominee Name : 		Date Sanctioned : 21-07-2017
Date Applied : 21-07-2017
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000********000000NEW
Days Past Due :000000000000000000************************000000000
11 - 1810 - 1809 - 1808 - 1807 - 1806 - 1805 - 1804 - 1803 - 1802 - 1801 - 1812 - 1711 - 1710 - 1709 - 1708 - 1707 - 17
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. gudadi
Consumer's First Name:   Mrs. gudadi
Husband :  W/O munneelal
DOB:   25-12-1975
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  6262820278
Other Phone : 
Contact Details
Address Information 1 :
Address: Uchadeeh jawa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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