009FZ04426 NA 2341293484, 2341293485 CCR 1 30-12-2025 12:29:40 10 0E Mrs. hari tara mishra Mrs. hari tara mishra W/O pranesh mishra H Jankahai jawa rewa MP 486223 Jankahai jawa rewa MP 486223 9399740149 M 2000-12-30 1 XXXXXXXXXXXX 9399740149 101 101 HARI TARA MISHRA 2000-07-07 Female 25 JFXPM2575B C/O PRANESH MISHRA GRAM JANKAHAI JAWA JANKAHAI KALAN REWA MADHYA PRADESH INDIA 486223 MP 486223 Primary 9752917640 M001 -1 2 0 9686.00 3229.00 2 3229.00 0 9686.00 2 0.00 Consumer Loan on 25-06-2025 25831.00 0.00 Consumer Loan on 25-06-2025 0.00 0 2 ********** FINANCE Consumer Loan Individual 564 0 Yes 1499 2025-12-15 2025-12-15 2025-06-25 8 187 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 ********** FINANCE Consumer Loan Individual 9122 0 Yes 24332 2025-12-15 2025-12-15 2025-06-25 8 3042 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. RTL.ERS4.0 4.0 ERS 720 100 Limited Credit History 105 Credit Card Utilization 104 Number of live Consumer Durables loans XML/HTML2341293484_2341293485.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   30-12-2025
REPORT ORDER NO.:   2341293484, 2341293485TIME:   12:29:40
REFERENCE NUMBER:   NA
 

Consumer Name: HARI MISHRA

Personal Information
Previous Name:  
Alias Name:  
DOB:   07-07-2000
Age:   25   Years   5   Months
Gender:   Female
Monthly Family Income :
Income - Reported Date :
Occupation:  
Identification
PAN:   JFXPM2575B
Voter ID:  
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home: 
Office: 
Mobile:  9752917640
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   C/O PRANESH MISHRA GRAM JANKAHAI JA WA JANKAHAI KALAN REWA MADHYA PRADE SH INDIA 486223   MP   486223   30-06-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Microfinance Risk Score

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
Equifax Risk Score 4.0

720

1 . Limited Credit History
2 . Credit Card Utilization
3 . Number of live Consumer Durables loans
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 9,686
Total Installment Amount: 3229.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 9,686
Total Accounts:2 Total Past Due Amount: 0 Recent Account: on Consumer Loan on 25-06-2025
Total Sanction Amount: Rs. 25,831 Total High Credit: 0 Oldest Account: on Consumer Loan on 25-06-2025
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
Installment Amount: Rs. 3,229 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Recent Account:  Installment Amount:  Total Past Due Amount:  
Total Accounts: Total Sanction Amount:  Total High Credit:  
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account:  No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.564
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate :
Last Payment Date : 15-12-2025
Sanction Amount : Rs.1,499
FirstDaysPastDueDate : 		Date Reported : 15-12-2025
Date Opened : 25-06-2025
Date Closed :
Reason :
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.187
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000NEW
Asset Classification :*******
Suit Filed Status :*******
Days Past Due :000000000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 2507 - 2506 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.9,122
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate :
Last Payment Date : 15-12-2025
Sanction Amount : Rs.24,332
FirstDaysPastDueDate : 		Date Reported : 15-12-2025
Date Opened : 25-06-2025
Date Closed :
Reason :
Repayment Tenure : 8
Dispute Code : 		Payment Amount : Rs.3,042
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000NEW
Asset Classification :*******
Suit Filed Status :*******
Days Past Due :000000000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 2507 - 2506 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. hari tara mishra
Consumer's First Name:   Mrs. hari tara mishra
Husband :  W/O pranesh mishra
DOB:   30-12-2000
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9399740149
Other Phone : 
Contact Details
Address Information 1 :
Address: Jankahai jawa rewa
State: MP
Postal: 486223
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
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The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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