SGQK 009FZ04426 NA 2257561365, 2257561364 CCR 1 15-11-2025 19:38:57 10 0E Mr. sangeeta Mr. sangeeta S/O ashok kumar F Badi saur 568 MP 486441 Badi saur 568 MP 486441 9309855493 M 1994-11-15 1 XXXXXXXXXXXX 9309855493 102 102 SANGEETA KOL 1993-03-15 Female 32 OTHERS 15500 2025-02-15 YBY9647523 XXXXXXXXXXXX 10070939717178 144 UNKNOWN 144 REWA SATNA MADHYA PRADESH 486441 MP 486441 Primary GRAM SAUR 568 POST DOHA SAUR 568 REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 N/A GRAM SAUR 568 POST DOHA SAUR 568 REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 N/A GRAM SAUR 568 POST DOHA SAUR 568 REWA MADHYA PRADESH 486441 INDIA NA SAGAR MP 486441 N/A SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALHAN REWA MP 486441 N/A 9309855493 919285009553 OTHERS 15500 21000 1500 Y 21000 5500 Y 1 0 12847.00 2110.00 1 2110.00 0 12847.00 1 0.00 Business Loan - Unsecured on 06-04-2024 40000.00 0.00 Business Loan - Unsecured on 06-04-2024 0.00 0 1 0 0 0.00 Microfinance - Personal Loan on 19-12-2022 0.00 0.00 3 Microfinance - Personal Loan on 17-03-2021 0.00 0 0 ********** FINANCE Business Loan - Unsecured Individual 12847 0 Yes 40000 2025-10-07 2025-10-31 2024-04-06 24.000 24 2110 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 SANGEETA 15-03-1993 Female WZA2094704 GRAM SAUR 568 POST DOHA SAUR 568 REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 9309855493 2569247491 15500 5555881011937041 0 RBL Bank Limited 0 30000 JLG Individual SMALL FARMER 30000 2025-01-14 2025-02-15 2022-12-19 2025-01-14 1 2022-12-17 30000 24 Monthly 1610 ASHOK KUMAR Husband ASHOK KUMAR Husband Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 160 5555551000038984 0 L 30000 SANGEETA KOL 01-01-1993 Female WZA2094704 SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALHAN REWA000 MP 486441 8718944590 2356368782 21000 300791 0 Mitrata Inclusive Financial Services Limited 0 45000 JLG Individual SMALL BUSINESS 45000 2024-05-16 2024-07-31 2022-07-14 2024-05-16 2 2022-07-12 2022-07-07 45000 24 Monthly 2360 ASHOK KUMAR Husband ASHOK KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 B0038 C3920 0 C 45000 0 0 SANGEETA 15-03-1993 Female WZA2094704 XXXXXXXXXXXX SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALHAN REWA MP 486441 8718944590 1888856871 21000 152513 0 Mitrata Inclusive Financial Services Limited 0 25000 JLG Individual AGRI ALLIED ACTIVITI 25000 2022-07-14 2022-09-30 2021-03-17 2022-07-14 1 2021-03-15 2021-03-13 25000 18 Monthly 1630 ASHOK KUMAR Husband ASHOK KUMAR RAWAT Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 38 C3920 0 C 25000 0 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 856 106 Max cycle across all MFIs 102 Number of Loans in Cycle1 RTL.ERS4.0 4.0 ERS 773 703 Total Utilization 704 Credit Card Utilization 702 Total Credit Exposure XML/HTML2257561365_2257561364.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   15-11-2025
REPORT ORDER NO.:   2257561365, 2257561364TIME:   19:38:57
REFERENCE NUMBER:   NA
 

Consumer Name: SANGEETA

Personal Information
Previous Name:  
Alias Name:  
DOB:   15-03-1993
Age:   32   Years   8   Months
Gender:   Female
Monthly Family Income : Rs.15,500
Income - Reported Date : 2025-02-15
Occupation:   OTHERS
Identification
PAN:  
Voter ID:   YBY9647523
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   10070939717178
Contact Details
Home:  9309855493
Office: 
Mobile:  919285009553
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   144 UNKNOWN 144 REWA SATNA MADHYA P RADESH 486441   MP   486441   30-06-2025  
N/A   GRAM SAUR 568 POST DOHA SAUR 568 RE WA MADHYA PRADESH 486441 INDIANA SA GAR   MP   486441   15-02-2025  
N/A   GRAM SAUR 568 POST DOHA SAUR 568 RE WA MADHYA PRADESH 486441 INDIANA SA GAR   MP   486441   31-12-2024  
N/A   GRAM SAUR 568 POST DOHA SAUR 568 RE WA MADHYA PRADESH 486441 INDIA NA S AGAR   MP   486441   31-05-2024  
N/A   SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALHAN REWA   MP   486441   07-07-2022  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

856

1 . Max cycle across all MFIs
2 . Number of Loans in Cycle1
Equifax Risk Score 4.0

773

1 . Total Utilization
2 . Credit Card Utilization
3 . Total Credit Exposure
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 12,847
Total Installment Amount: 2110.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 12,847
Total Accounts:1 Total Past Due Amount: 0 Recent Account: on Business Loan - Unsecured on 06-04-2024
Total Sanction Amount: Rs. 40,000 Total High Credit: 0 Oldest Account: on Business Loan - Unsecured on 06-04-2024
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
Installment Amount: Rs. 2,110 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 0 Number of Past Due Accounts: 0 Total Outstanding Balance: 0.00
Recent Account: on Microfinance - Personal Loan on 19-12-2022 Installment Amount: 0.00 Total Past Due Amount: 0
Total Accounts:3 Total Sanction Amount:  Total High Credit:  
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 0
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 17-03-2021 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Business Loan - Unsecured
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.12,847
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 24.000
Last Payment Date : 07-10-2025
Sanction Amount : Rs.40,000
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 06-04-2024
Date Closed :
Reason :
Repayment Tenure : 24
Dispute Code : 		Payment Amount : Rs.2,110
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000000000000000000000000000000000000000NEW
Asset Classification :*******************
Suit Filed Status :*******************
Days Past Due :000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 24
MICROFINANCE
Name: SANGEETA
Ration Card: 		DOB: 15-03-1993
UID: 		Gender: Female
PAN: 		VoterID: WZA2094704
OtherID:
Address: GRAM SAUR 568 POST DOHA SAUR 568 REWA MA DHYA PRADESH 486441 INDIANA SAGARState: MPPostal: 486441
Monthly Family Income: Rs.15,500
Acct # 5555881011937041
Institution : RBL Bank Limited
Loan Category : JLG Individual
Loan Purpose : SMALL FARMER
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 14-01-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-02-2025
Date Opened : 19-12-2022
Date Closed : 14-01-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : ASHOK KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,610
Key Person Relationship : Husband
Branch Id : 160
Kendra ID : 5555551000038984		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : ASHOK KUMAR		Date Sanctioned :
Date Applied : 17-12-2022
Nominee Relationship : Husband
History 24 Months : CLSDCLSD000000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
02 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 23
MICROFINANCE
Name: SANGEETA KOL
Ration Card: 		DOB: 01-01-1993
UID: 		Gender: Female
PAN: 		VoterID: WZA2094704
OtherID:
Address: SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALH AN REWA000State: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # 300791
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : SMALL BUSINESS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.45,000
Last Payment Date : 16-05-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2024
Date Opened : 14-07-2022
Date Closed : 16-05-2024
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 24
Key Person Name : ASHOK KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,360
Key Person Relationship : Husband
Branch Id : B0038
Kendra ID : C3920		Sanction Amount : Rs.45,000
Applied Amount : Rs.45,000
Nominee Name : ASHOK KUMAR		Date Sanctioned : 12-07-2022
Date Applied : 07-07-2022
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
07 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 22
MICROFINANCE
Name: SANGEETA
Ration Card: 		DOB: 15-03-1993
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: WZA2094704
OtherID:
Address: SOUR SIRMOUR RIWA SOUR SIRMOUR RIWA PALH AN REWAState: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # 152513
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : AGRI ALLIED ACTIVITI
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,000
Last Payment Date : 14-07-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2022
Date Opened : 17-03-2021
Date Closed : 14-07-2022
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 18
Key Person Name : ASHOK KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,630
Key Person Relationship : Husband
Branch Id : 38
Kendra ID : C3920		Sanction Amount : Rs.25,000
Applied Amount : Rs.25,000
Nominee Name : ASHOK KUMAR RAWAT		Date Sanctioned : 15-03-2021
Date Applied : 13-03-2021
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000
09 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 21
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. sangeeta
Consumer's First Name:   Mr. sangeeta
Father :  S/O ashok kumar
DOB:   15-11-1994
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9309855493
Other Phone : 
Contact Details
Address Information 1 :
Address: Badi saur 568
State: MP
Postal: 486441
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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