SGQK 009FZ04426 NA 2257560845, 2257560846 CCR 1 15-11-2025 19:38:27 10 0E Mr. nisha kol Mr. nisha kol S/O anand kumar F Badi Saur 568 MP 486441 Badi Saur 568 MP 486441 7415436237 M 1999-11-15 1 XXXXXXXXXXXX 7415436237 102 102 NISHA KOL 1998-01-10 Female 27 21000 2025-10-31 YBY4532148 XXXXXXXXXXXX 30016663029591 BADI SURA REWA MADHYA PRADESH MP 486441 N/A ADI SURA REWA MADHYA PRADESH MP 486441 N/A 144 UNKNOWN 555 BAIKUNTHPUR SATNA MADHYA PRADESH 486441 MP 486441 Primary BADI SURA REWA MADHYA PRADESH MP 486441 N/A BADI SURA BADI SURA BADI SURA REWA MADHYA PRADESH MP 486441 N/A 96555566666 918827036237 7415436237 21000 5500 Y 100 25000 8000 21000 3958 2 21000 2 21000 2 21000 2 21000 5500 Y 46667 2 21000 5500 Y 4 0 56520.00 8092.00 1 2110.00 0 12884.00 1 0.00 Business Loan - Unsecured on 05-04-2024 40000.00 0.00 Business Loan - Unsecured on 05-04-2024 0.00 0 1 3 0 43636.00 Microfinance - Personal Loan on 28-01-2025 5982.00 0.00 9 101660 101660 Microfinance - Personal Loan on 17-03-2021 0.00 0 3 Light Microfinance Private Limited 2025-09-05 14:28 0E 54000 Indusind Bank Limited 2025-05-08 18:20 0E Indusind Bank Limited 2025-03-11 12:57 0E Indusind Bank Limited 2025-01-28 12:36 0E Indusind Bank Limited 2025-01-28 12:13 0E Indusind Bank Limited 2025-01-21 12:39 0E Indusind Bank Limited 2025-01-21 11:34 0E Indusind Bank Limited 2025-01-14 12:50 0E Indusind Bank Limited 2025-01-14 12:27 0E Indusind Bank Limited 2025-01-07 11:29 0E Indusind Bank Limited 2024-12-31 12:01 0E Indusind Bank Limited 2024-12-24 12:05 0E Indusind Bank Limited 2024-12-17 11:58 0E Indusind Bank Limited 2024-12-10 11:50 0E Indusind Bank Limited 2024-11-26 11:51 0E Yes Bank 2024-09-25 17:24 0E Yes Bank 2024-09-25 17:13 0E Yes Bank 2024-09-25 17:13 0E Indusind Bank Limited 2024-09-24 13:00 0E Light Microfinance Private Limited 2024-09-07 16:58 0E 60000 Indusind Bank Limited 2024-08-15 21:36 0E Indusind Bank Limited 2024-06-04 12:01 0E Indusind Bank Limited 2024-05-02 20:20 0E Light Microfinance Private Limited 2023-12-16 10:57 0E 60000 ********** FINANCE Business Loan - Unsecured Individual 12884 0 Yes 40000 2025-10-07 2025-10-31 2024-04-05 24.000 24 2110 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 NISHA KOL 10-01-1998 Female WZA3122363 --GRAM SAUR 568 POST DOHA TAHSIL SIRMOUR-SAUR 568486441REWAMADHYA PRADESH REWA MP 486441 7415436237 3541066504 25000 Z89142701000113 22559 Yes Bank 0 40000 JLG Individual AAA 40000 2025-10-09 2025-10-31 2024-09-30 1 2024-09-28 2024-09-28 40000 24 Monthly 2382 ANAND KUMAR Husband ANAND KUMAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 83031-PAHAL FINANCIAL SERVICES 010311_0200000606633 0 L 40000 24 NISHA KOL 10-01-1998 Female WZA3122363 ADI SURA REWA MADHYA PRADESH MP 486441 7415436237 7415436237 8827036237 3751760716 21000 DU01201010081505-4114066000006325 16564 Indusind Bank Limited 0 31660 JLG Individual FARMING 31660 2025-10-28 2025-10-31 2025-01-28 5 2025-01-28 2025-01-28 75970 75 Weekly 500 ANAND KUMAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-BFIL-DU:01 DU:01:201 0 L 31660 NISHA KOL 10-01-1998 Female WZA3122363 RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA BANDHAWA R MP 486114 8827036237 3178485462 21000 572416 4513 Mitrata Inclusive Financial Services Limited 0 30000 JLG Individual AGRI ALLIED ACTIVITI 30000 2025-10-30 2025-10-31 2024-03-17 3 2024-03-16 2024-03-14 30000 24 Monthly 1600 ANAND KUMAR Husband ANAND KUMAR Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 B0038 C3920 0 C 30000 0 0 NISHA KOL 10-01-1998 Female WZA3122363 XXXXXXXXXXXX BADI SURA REWA MADHYA PRADESH MP 486441 7415436237 7415436237 8827036237 96555566666 3178099413 21000 DU01201010081504-4114066000006325 0 Indusind Bank Limited 0 36090 JLG Individual LIVESTOCKS 36090 2025-08-19 2025-10-31 2024-03-12 2025-08-19 4 2024-03-12 2024-03-12 36090 75 Weekly 570 ANAND KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-BFIL-DU:01 DU:01:201 0 L 36090 NISHA KOL 10-01-1998 Female WZA3122363 XXXXXXXXXXXX BADI SURA REWA MADHYA PRADESH MP 486441 7415436237 8827036237 96555566666 9655445888 2958140802 21000 DU01201010081503-4114066000006325 0 Indusind Bank Limited 0 34820 JLG Individual 0303 34820 2025-01-28 2025-04-15 2023-10-31 2025-01-28 3 2023-10-31 2023-10-31 34820 75 Weekly 550 ANAND KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * NEW 0 NEW 0 INDUSIND-BFIL-DU:01 DU:01:201 0 L 34820 NISHA KOL 10-01-1998 Female WZA3122363 XXXXXXXXXXXX ADI SURA REWA MADHYA PRADESH MP 486441 8827036237 96555566666 9655445888 2849624548 21000 DU01201010081502-4114066000006325 0 Indusind Bank Limited 0 18980 JLG Individual LIVESTOCKS 18980 2024-10-08 2024-12-31 2023-07-18 2024-10-08 2 2023-07-18 2023-07-18 18980 75 Weekly 300 ANAND KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-BFIL-DU:01 DU:01:201 0 L 18980 NISHA KOL 10-01-1998 Female WZA3122363 RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA BANDHAWA R MP 486114 8827036237 2375595539 21000 303125 0 Mitrata Inclusive Financial Services Limited 0 45000 JLG Individual SMALL BUSINESS 45000 2024-03-13 2024-05-31 2022-07-19 2024-03-13 2 2022-07-17 2022-07-16 50000 24 Monthly 2360 ANAND KUMAR Husband ANAND KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 B0038 C3920 0 C 45000 0 0 NISHA KOL 10-01-1998 Female WZA3122363 BADI SURA BADI SURA BADI SURA REWA MADHYA PRADESH MP 486441 8827036237 2602213708 46667 DU01201010081501-4114066000006325 0 Indusind Bank Limited 0 31870 JLG Individual LIVESTOCKS 31870 2024-03-14 2024-05-31 2023-02-14 2024-03-14 1 2023-02-14 2023-02-14 31870 75 Weekly 500 ANAND KUMAR Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 INDUSIND-BFIL-DU:01 DU:01:201 0 L 31870 NISHA KOL 10-01-1998 Female WZA3122363 XXXXXXXXXXXX RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA BANDHAWA REWA MP 486114 8827036237 1888856886 21000 152520 0 Mitrata Inclusive Financial Services Limited 0 25000 JLG Individual AGRI ALLIED ACTIVITI 25000 2022-07-14 2022-09-30 2021-03-17 2022-07-14 1 2021-03-15 2021-03-13 25000 18 Monthly 1630 ANAND KUMAR RAVAT Husband ANAND KUMAR RAVAT Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 38 C3920 0 C 25000 0 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 816 104 Distinct MFI Loans Count 108 Sanction Amount for open GL RTL.ERS4.0 4.0 ERS 773 703 Total Utilization 704 Credit Card Utilization 702 Total Credit Exposure XML/HTML2257560845_2257560846.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   15-11-2025
REPORT ORDER NO.:   2257560845, 2257560846TIME:   19:38:27
REFERENCE NUMBER:   NA
 

Consumer Name: NISHA

Personal Information
Previous Name:  
Alias Name:  
DOB:   10-01-1998
Age:   27   Years   10   Months
Gender:   Female
Monthly Family Income : Rs.21,000
Income - Reported Date : 2025-10-31
Occupation:  
Identification
PAN:  
Voter ID:   YBY4532148
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   30016663029591
Contact Details
Home:  96555566666
Office: 
Mobile:  918827036237
Alt. Home/Other No.:  7415436237
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   BADI SURA REWA MADHYA PRADESH   MP   486441   31-08-2025  
N/A   ADI SURA REWA MADHYA PRADESH   MP   486441   31-08-2025  
N/A   144 UNKNOWN 555 BAIKUNTHPUR SATNA M ADHYA PRADESH 486441   MP   486441   30-06-2025  
N/A   BADI SURA REWA MADHYA PRADESH   MP   486441   15-12-2024  
N/A   BADI SURA BADI SURA BADI SURA REWA MADHYA PRADESH   MP   486441   31-05-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

816

1 . Distinct MFI Loans Count
2 . Sanction Amount for open GL
Equifax Risk Score 4.0

773

1 . Total Utilization
2 . Credit Card Utilization
3 . Total Credit Exposure
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 4 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 56,520
Total Installment Amount: 8092.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 12,884
Total Accounts:1 Total Past Due Amount: 0 Recent Account: on Business Loan - Unsecured on 05-04-2024
Total Sanction Amount: Rs. 40,000 Total High Credit: 0 Oldest Account: on Business Loan - Unsecured on 05-04-2024
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
Installment Amount: Rs. 2,110 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 43,636
Recent Account: on Microfinance - Personal Loan on 28-01-2025 Installment Amount: Rs. 5,982 Total Past Due Amount: 0
Total Accounts:9 Total Sanction Amount: Rs. 1,01,660 Total High Credit: Rs. 1,01,660
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 17-03-2021 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Business Loan - Unsecured
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.12,884
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 24.000
Last Payment Date : 07-10-2025
Sanction Amount : Rs.40,000
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 05-04-2024
Date Closed :
Reason :
Repayment Tenure : 24
Dispute Code : 		Payment Amount : Rs.2,110
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000000000000000000000000000000000000000NEW
Asset Classification :*******************
Suit Filed Status :*******************
Days Past Due :000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 24
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: 		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: --GRAM SAUR 568 POST DOHA TAHSIL SIRMOUR -SAUR 568486441REWAMADHYA PRADESH REWAState: MPPostal: 486441
Monthly Family Income: Rs.25,000
Acct # Z89142701000113
Institution : Yes Bank
Loan Category : JLG Individual
Loan Purpose : AAA
DaysPastDue : 0		Current Balance : Rs.22,559
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.40,000
Last Payment Date : 09-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 30-09-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,382
Key Person Relationship : Husband
Branch Id : 83031-PAHAL FINANCIAL SERVICES
Kendra ID : 010311_0200000606633		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : ANAND KUMAR		Date Sanctioned : 28-09-2024
Date Applied : 28-09-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 24
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: 		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: ADI SURA REWA MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # DU01201010081505-4114066000006325
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : FARMING
DaysPastDue : 0		Current Balance : Rs.16,564
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.31,660
Last Payment Date : 28-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 28-01-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 5
No. of Installments : 75
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.500
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-DU:01
Kendra ID : DU:01:201		Sanction Amount : Rs.31,660
Applied Amount : Rs.75,970
Nominee Name : 		Date Sanctioned : 28-01-2025
Date Applied : 28-01-2025
Nominee Relationship :
History 24 Months : 000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 25
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: 		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA B ANDHAWA RState: MPPostal: 486114
Monthly Family Income: Rs.21,000
Acct # 572416
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : AGRI ALLIED ACTIVITI
DaysPastDue : 0		Current Balance : Rs.4,513
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.30,000
Last Payment Date : 30-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 17-03-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 24
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,600
Key Person Relationship : Husband
Branch Id : B0038
Kendra ID : C3920		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : ANAND KUMAR		Date Sanctioned : 16-03-2024
Date Applied : 14-03-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 24
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: BADI SURA REWA MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # DU01201010081504-4114066000006325
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCKS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.36,090
Last Payment Date : 19-08-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 12-03-2024
Date Closed : 19-08-2025
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 75
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.570
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-DU:01
Kendra ID : DU:01:201		Sanction Amount : Rs.36,090
Applied Amount : Rs.36,090
Nominee Name : 		Date Sanctioned : 12-03-2024
Date Applied : 12-03-2024
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 24
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: BADI SURA REWA MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # DU01201010081503-4114066000006325
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : 0303
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.34,820
Last Payment Date : 28-01-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-04-2025
Date Opened : 31-10-2023
Date Closed : 28-01-2025
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 75
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.550
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-DU:01
Kendra ID : DU:01:201		Sanction Amount : Rs.34,820
Applied Amount : Rs.34,820
Nominee Name : 		Date Sanctioned : 31-10-2023
Date Applied : 31-10-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000*NEWNEW
Days Past Due :000000000000000000000000000000000000000000000000***000000
04 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: ADI SURA REWA MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income: Rs.21,000
Acct # DU01201010081502-4114066000006325
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCKS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.18,980
Last Payment Date : 08-10-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-12-2024
Date Opened : 18-07-2023
Date Closed : 08-10-2024
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 75
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.300
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-DU:01
Kendra ID : DU:01:201		Sanction Amount : Rs.18,980
Applied Amount : Rs.18,980
Nominee Name : 		Date Sanctioned : 18-07-2023
Date Applied : 18-07-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000*000000000000NEW
Days Past Due :000000000000000000000000000000000000***000000000000000
12 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 23
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: 		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA B ANDHAWA RState: MPPostal: 486114
Monthly Family Income: Rs.21,000
Acct # 303125
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : SMALL BUSINESS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.45,000
Last Payment Date : 13-03-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-05-2024
Date Opened : 19-07-2022
Date Closed : 13-03-2024
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 24
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,360
Key Person Relationship : Husband
Branch Id : B0038
Kendra ID : C3920		Sanction Amount : Rs.45,000
Applied Amount : Rs.50,000
Nominee Name : ANAND KUMAR		Date Sanctioned : 17-07-2022
Date Applied : 16-07-2022
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000
05 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 22
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: 		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: BADI SURA BADI SURA BADI SURA REWA MADHY A PRADESHState: MPPostal: 486441
Monthly Family Income: Rs.46,667
Acct # DU01201010081501-4114066000006325
Institution : Indusind Bank Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCKS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.31,870
Last Payment Date : 14-03-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-05-2024
Date Opened : 14-02-2023
Date Closed : 14-03-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 75
Key Person Name : ANAND KUMAR
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.500
Key Person Relationship : Husband
Branch Id : INDUSIND-BFIL-DU:01
Kendra ID : DU:01:201		Sanction Amount : Rs.31,870
Applied Amount : Rs.31,870
Nominee Name : 		Date Sanctioned : 14-02-2023
Date Applied : 14-02-2023
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000*000000000000000000000000000NEW
Days Past Due :000000000000000***000000000000000000000000000000
05 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 23
MICROFINANCE
Name: NISHA KOL
Ration Card: 		DOB: 10-01-1998
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: WZA3122363
OtherID:
Address: RAMNAI BHALUHA RAIPUR KARCHULIYAN REWA B ANDHAWA REWAState: MPPostal: 486114
Monthly Family Income: Rs.21,000
Acct # 152520
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : AGRI ALLIED ACTIVITI
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,000
Last Payment Date : 14-07-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2022
Date Opened : 17-03-2021
Date Closed : 14-07-2022
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 18
Key Person Name : ANAND KUMAR RAVAT
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,630
Key Person Relationship : Husband
Branch Id : 38
Kendra ID : C3920		Sanction Amount : Rs.25,000
Applied Amount : Rs.25,000
Nominee Name : ANAND KUMAR RAVAT		Date Sanctioned : 15-03-2021
Date Applied : 13-03-2021
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000
09 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 21
 

Enquiries :

InstitutionDateTimePurposeAmount
Light Microfinance Private Limited 05-09-2025 14:28  JLG Group   Rs. 54,000 
Indusind Bank Limited 08-05-2025 18:20  JLG Group    
Indusind Bank Limited 11-03-2025 12:57  JLG Group    
Indusind Bank Limited 28-01-2025 12:36  JLG Group    
Indusind Bank Limited 28-01-2025 12:13  JLG Group    
Indusind Bank Limited 21-01-2025 12:39  JLG Group    
Indusind Bank Limited 21-01-2025 11:34  JLG Group    
Indusind Bank Limited 14-01-2025 12:50  JLG Group    
Indusind Bank Limited 14-01-2025 12:27  JLG Group    
Indusind Bank Limited 07-01-2025 11:29  JLG Group    
Indusind Bank Limited 31-12-2024 12:01  JLG Group    
Indusind Bank Limited 24-12-2024 12:05  JLG Group    
Indusind Bank Limited 17-12-2024 11:58  JLG Group    
Indusind Bank Limited 10-12-2024 11:50  JLG Group    
Indusind Bank Limited 26-11-2024 11:51  JLG Group    
Yes Bank 25-09-2024 17:24  JLG Group    
Yes Bank 25-09-2024 17:13  JLG Group    
Yes Bank 25-09-2024 17:13  JLG Group    
Indusind Bank Limited 24-09-2024 13:00  JLG Group    
Light Microfinance Private Limited 07-09-2024 16:58  JLG Group   Rs. 60,000 
Indusind Bank Limited 15-08-2024 21:36  JLG Group    
Indusind Bank Limited 04-06-2024 12:01  JLG Group    
Indusind Bank Limited 02-05-2024 20:20  JLG Group    
Light Microfinance Private Limited 16-12-2023 10:57  JLG Group   Rs. 60,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. nisha kol
Consumer's First Name:   Mr. nisha kol
Father :  S/O anand kumar
DOB:   15-11-1999
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  7415436237
Other Phone : 
Contact Details
Address Information 1 :
Address: Badi Saur 568
State: MP
Postal: 486441
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
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