SGQK 009FZ04426 NA 2263035912, 2263035913 CCR 1 19-11-2025 08:02:59 10 0E Mr. shivani bhujwa Mr. shivani bhujwa S/O deepak bhujwa F Ward no.06 baikunthpur MP 486441 Ward no.06 baikunthpur MP 486441 6267431594 M 2001-11-19 1 XXXXXXXXXXXX 6267431594 102 102 SHIVANI BHUJWA BHUJWA 2001-08-05 Female 24 SELF EMPLOYED 24000 2025-09-30 HYXPB0937D XXXXXXXXXXXX HYXPB0937D 40068422635692 144 122 SATNA MP 486441 N/A WARD NO 06 NAGAR,PARISHAD BAIKUNTHPUR TAHSIL SIRMOUR SIRMOUR REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 N/A WARD NO 01 REWA ROAD,JAYSINGHNAGAR JAISINGHNAGAR JAISINGHNAGAR SHAHDOL SHAHDOL MP 484771 N/A WARD NO 06 NAGAR,PARISHAD BAIKUNTHPUR TAHSIL SIRMOUR SIRMOUR REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 N/A 144 122 SATNA MP 486441 N/A 6267431594 6267431594 8085667755 M001 -1 SELF EMPLOYED 24000 OTHERS 68060 TRADER - STREET VENDOR 10000 TRADER - STREET VENDOR 10000 TRADER - STREET VENDOR 10000 3 0 102608.00 7964.00 3 0 102608.00 Microfinance - Personal Loan on 11-07-2025 7964.00 0.00 5 155000 155000 Microfinance - Personal Loan on 28-12-2023 0.00 0 3 Muthoot Microfin Limited 2025-07-15 17:37 0E 40000 SHIVANI BHUJWA 05-08-2001 Female HYXPB0937D WARD NO 06 NAGAR PARISHAD BAIKUNTHPUR TAHSIL SIRMOUR SIRMOUR REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 6267431594 3448018855 68060 5555881023307148 16540 RBL Bank Limited 0 35000 JLG Individual MARGINAL FARMERS 35000 2025-10-15 2025-10-31 2024-08-13 1 2024-08-10 35000 24 Monthly 1870 DEEPAK BHUJAWA Husband DEEPAK BHUJAWA Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 160 5555551000090209 0 L 35000 SHIVANI BHUJWA BHUJWA 05-08-2001 Female HYXPB0937D HYXPB0937D XXXXXXXXXXXX 144 122 SATNA MP 486441 6267431594 3539965236 24000 51988910003355 22199 Jana Small Finance Bank Ltd 0 50000 JLG Individual A - AGRICULTURE/ AGR 50000 2025-10-17 2025-10-31 2024-06-13 2024-06-13 50000 24 Monthly 2730 DEEPAK BHUJWA Father Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 5198 NANDANI HOUSE51980001 0 L 50000 1 0 SHIVANI BHUJVA 05-08-2001 Female WARD NO 01 REWA ROAD JAYSINGHNAGAR JAISINGHNAGAR JAISINGHNAGAR SHAHDOL MP 484771 8085667755 4002877304 10000 90001442452898 63869 Bandhan Bank Limited 0 70000 JLG Individual FAST FOODRESTURANT 70000 2025-09-23 2025-09-23 2025-07-11 10 70000 104 Weekly 841 MR RAMSUNDAR BHUJVA Father Current Account 000 0 000 0 NEW 0 1422 1354200157 0 SHIVANI BHUJVA 05-08-2001 Female WARD NO 01 REWA ROAD JAYSINGHNAGAR JAISINGHNAGAR JAISINGHNAGAR SHAHDOL SHAHDOL MP 484771 8085667755 3597971290 10000 90001292367756 0 Bandhan Bank Limited 0 50000 JLG Individual FAST FOODRESTURANT 50000 2025-07-10 2025-08-31 2024-10-03 2025-07-10 10 50000 48 Weekly 1158 MR RAMSUNDAR BHUJVA Father Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1354200157 0 SHIVANI BHUJVA 05-08-2001 Female WARD NO 01 REWA ROAD JAYSINGHNAGAR JAISINGHNAGAR JAISINGHNAGAR SHAHDOL SHAHDOL MP 484771 8085667755 3107992343 10000 90001072775945 0 Bandhan Bank Limited 0 30000 JLG Individual GROCERY STATIONARY 30000 2024-10-01 2024-11-30 2023-12-28 2024-10-01 10 30000 48 Weekly 695 MR RAMSUNDAR BHUJVA Father Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1354200157 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 759 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2263035912_2263035913.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   19-11-2025
REPORT ORDER NO.:   2263035912, 2263035913TIME:   08:02:59
REFERENCE NUMBER:   NA
 

Consumer Name: SHIVANI

Personal Information
Previous Name:  
Alias Name:  
DOB:   05-08-2001
Age:   24   Years   3   Months
Gender:   Female
Monthly Family Income : Rs.24,000
Income - Reported Date : 2025-09-30
Occupation:   SELF EMPLOYED
Identification
PAN:   HYXPB0937D
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   HYXPB0937D
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   40068422635692
Contact Details
Home:  6267431594
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  6267431594 , 8085667755
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   144 122 SATNA   MP   486441   30-09-2025  
N/A   WARD NO 06 NAGAR PARISHAD BAIKUNTH PUR TAHSIL SIRMOUR SIRMOUR REWA MAD HYA PRADESH 486441 INDIANA SAGAR   MP   486441   07-08-2025  
N/A   WARD NO 01 REWA ROAD JAYSINGHNAGAR JAISINGHNAGAR JAISINGHNAGAR SHAHDO L SHAHDOL   MP   484771   15-07-2025  
N/A   WARD NO 06 NAGAR PARISHAD BAIKUNTH PUR TAHSIL SIRMOUR SIRMOUR REWA MAD HYA PRADESH 486441 INDIANA SAGAR   MP   486441   31-12-2024  
N/A   144 122 SATNA   MP   486441   31-12-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

759

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,02,608
Total Installment Amount: 7964.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,02,608
Recent Account: on Microfinance - Personal Loan on 11-07-2025 Installment Amount: Rs. 7,964 Total Past Due Amount: 0
Total Accounts:5 Total Sanction Amount: Rs. 1,55,000 Total High Credit: Rs. 1,55,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 28-12-2023 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: SHIVANI BHUJWA
Ration Card: 		DOB: 05-08-2001
UID: 		Gender: Female
PAN: HYXPB0937D		VoterID:
OtherID:
Address: WARD NO 06 NAGAR PARISHAD BAIKUNTHPUR T AHSIL SIRMOUR SIRMOUR REWA MADHYA PRADES H 486441 INDIANA SAGARState: MPPostal: 486441
Monthly Family Income: Rs.68,060
Acct # 5555881023307148
Institution : RBL Bank Limited
Loan Category : JLG Individual
Loan Purpose : MARGINAL FARMERS
DaysPastDue : 0		Current Balance : Rs.16,540
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.35,000
Last Payment Date : 15-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 13-08-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : DEEPAK BHUJAWA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,870
Key Person Relationship : Husband
Branch Id : 160
Kendra ID : 5555551000090209		Sanction Amount : Rs.35,000
Applied Amount : Rs.35,000
Nominee Name : DEEPAK BHUJAWA		Date Sanctioned :
Date Applied : 10-08-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 24
MICROFINANCE
Name: SHIVANI BHUJWA BHU JWA
Ration Card: HYXPB0937D		DOB: 05-08-2001
UID: XXXXXXXXXXXX		Gender: Female
PAN: HYXPB0937D		VoterID:
OtherID:
Address: 144 122 SATNAState: MPPostal: 486441
Monthly Family Income: Rs.24,000
Acct # 51988910003355
Institution : Jana Small Finance Bank Ltd
Loan Category : JLG Individual
Loan Purpose : A - AGRICULTURE/ AGR
DaysPastDue : 0		Current Balance : Rs.22,199
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 17-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 13-06-2024
Date Closed :
Date Written Off :
Loan Cycle ID :
No. of Installments : 24
Key Person Name : DEEPAK BHUJWA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,730
Key Person Relationship : Father
Branch Id : 5198
Kendra ID : NANDANI HOUSE51980001		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned : 13-06-2024
Date Applied :
Nominee Relationship :
History 24 Months : 000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 24
MICROFINANCE
Name: SHIVANI BHUJVA
Ration Card: 		DOB: 05-08-2001
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: WARD NO 01 REWA ROAD JAYSINGHNAGAR JAIS INGHNAGAR JAISINGHNAGAR SHAHDOLState: MPPostal: 484771
Monthly Family Income: Rs.10,000
Acct # 90001442452898
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : FAST FOODRESTURANT
DaysPastDue : 0		Current Balance : Rs.63,869
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.70,000
Last Payment Date : 23-09-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 23-09-2025
Date Opened : 11-07-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 104
Key Person Name : MR RAMSUNDAR BHUJVA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.841
Key Person Relationship : Father
Branch Id : 1422
Kendra ID : 1354200157		Sanction Amount : Rs.70,000
Applied Amount : Rs.70,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : 000000NEW
Days Past Due :000000000
09 - 2508 - 2507 - 25
MICROFINANCE
Name: SHIVANI BHUJVA
Ration Card: 		DOB: 05-08-2001
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: WARD NO 01 REWA ROAD JAYSINGHNAGAR JAIS INGHNAGAR JAISINGHNAGAR SHAHDOL SHAHDOLState: MPPostal: 484771
Monthly Family Income: Rs.10,000
Acct # 90001292367756
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : FAST FOODRESTURANT
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 10-07-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-08-2025
Date Opened : 03-10-2024
Date Closed : 10-07-2025
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 48
Key Person Name : MR RAMSUNDAR BHUJVA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.1,158
Key Person Relationship : Father
Branch Id : 1422
Kendra ID : 1354200157		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000
08 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 24
MICROFINANCE
Name: SHIVANI BHUJVA
Ration Card: 		DOB: 05-08-2001
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: WARD NO 01 REWA ROAD JAYSINGHNAGAR JAIS INGHNAGAR JAISINGHNAGAR SHAHDOL SHAHDOLState: MPPostal: 484771
Monthly Family Income: Rs.10,000
Acct # 90001072775945
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : GROCERY STATIONARY
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 01-10-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2024
Date Opened : 28-12-2023
Date Closed : 01-10-2024
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 48
Key Person Name : MR RAMSUNDAR BHUJVA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.695
Key Person Relationship : Father
Branch Id : 1422
Kendra ID : 1354200157		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000
11 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
Muthoot Microfin Limited 15-07-2025 17:37  JLG Group   Rs. 40,000 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. shivani bhujwa
Consumer's First Name:   Mr. shivani bhujwa
Father :  S/O deepak bhujwa
DOB:   19-11-2001
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  6267431594
Other Phone : 
Contact Details
Address Information 1 :
Address: Ward no.06 baikunthpur
State: MP
Postal: 486441
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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