SGQK 009FZ04426 NA 2263034525, 2263034524 CCR 1 19-11-2025 08:01:30 10 0E Mr. alpana varma Mr. alpana varma S/O gopal varma F Ward no.05 baikunthpur MP 486441 Ward no.05 baikunthpur MP 486441 9009737523 M 1998-11-19 1 XXXXXXXXXXXX 9009737523 102 102 ALPANA VERMA ALPANA VERAMA 1997-12-05 Female 27 80000 2025-10-18 CNGPV9086E XCI3275864 XXXXXXXXXXXX 59097367389 0 GRAM POST BAIKUNTHPUR WARD N 05 TA HSIL SIRMOUR SIRMOUR REWA REWA MP 486441 Primary GRAM POST BAIKUYNTHPUR WORD 5 TAH SIRMAO UR REWA MADHYPRADESH 486441 REWA BR 847301 Primary 0 GRAM POST BAIKUNTHPUR WARD N 05 TA HSIL SIRMOUR SIRMOUR REWA MP 486441 N/A GOPAL VERMA VILLAGE,BAIKUNTHPUR TEH SIRMOUR BAIKUNTHPUR MP 486441 Primary 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 N/A 9302934987 9009737523 9009737523 80000 1130 OTHERS 68580 Z03 75000 1 24000 0 25000 1000 113 Y 24000 0 Z03 50000 1 Z03 50000 1 BUSINESS SELF EMPLOYED 10000 BUSINESS SELF EMPLOYED 10000 BUSINESS SELF EMPLOYED 10000 80000 1130 32000 9750 113 Y 24000 0 24000 0 BUSINESS SELF EMPLOYED 240000 0 0 0 0 113 Y 0 0 7000 4000 Z03 0 0 N 113 Y 5 0 104413.00 12896.00 2 3700.00 0 18578.00 3 0.00 Business Loan - Priority Sector - Small Business on 15-11-2025 65000.00 0.00 Business Loan - Priority Sector - Small Business on 12-10-2023 0.00 0 2 3 0 85835.00 Microfinance - Personal Loan on 27-08-2025 9196.00 0.00 25 174000 174000 Microfinance - Personal Loan on 10-11-2016 0.00 0 3 FINANCE 2025-07-15 18:16 0E 40000 Muthoot Microfin Limited 2025-07-15 18:16 0E 40000 ESAF Small Finance Bank LTD 2024-12-09 11:56 01 25000 Utkarsh Small Finance Bank Limited 2024-02-06 17:40 01 68000 FINANCE 2024-01-05 13:33 0E FINANCE 2024-01-04 12:50 0E FINANCE 2024-01-02 02:13 0E Small Industries Development Bank Of India 2023-12-27 07:18 0E FINANCE 2023-12-12 01:57 0E Sonata Finance Pvt Ltd 2023-12-12 01:57 0E Sonata Finance Pvt Ltd 2023-11-26 19:12 0E ********** BANK Business Loan - Priority Sector - Small Business Individual 15000 0 Yes 25000 2025-11-15 2025-11-15 2025-11-15 11 1508 Monthly New Account Standard NEW 0 * STD 0 ********** FINANCE Personal Loan Individual 3578 0 Yes 40000 2025-10-05 2025-10-31 2023-12-14 27 24 2192 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * * * * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 ********** BANK Business Loan - Priority Sector - Small Business Individual 0 0 No 10000 2024-11-18 2025-01-31 2023-10-12 2025-01-21 Closed Account 877 Monthly Closed Account Standard CLSD 0 * STD SPM 0 * SPM SPM 0 * SPM STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD STD 0 * STD * * * * NEW 0 * STD 0 ALPANA VERMA 05-07-1996 Female XCI3275864 CNGPV9086E 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MADHYA PRADESH 486441 INDIANA SAGAR MP 486441 9009630919 3358257507 68580 5555881022656723 17416 RBL Bank Limited 0 45000 JLG Individual MARGINAL FARMERS 45000 2025-11-11 2025-11-11 2024-06-27 1 2024-06-25 45000 24 Monthly 2410 GOPAL VERMA Husband GOPAL VERMA Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 160 5555551000090209 0 L 45000 ALPANA VERMA 05-07-1996 Female XCI3275864 0 GRAMPOST BAIKUNTHPUR TAHSIL SIRMOUR SIRMOUR BAIKUNTHPUR REWA MP 486441 9009737523 3131736497 80000 1090091000008780 11254 Utkarsh Small Finance Bank Ltd 0 68000 JLG Group ANIMAL HUSBANDRY (CO 68000 2025-11-04 2025-11-04 2024-02-06 1 2024-02-06 2024-02-06 68000 52 Bi-weekly 1863 GOPAL Husband GOPALVERMA Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1090 10900195 0 C 68000 104 0 ALPANA VERMA 05-07-1996 Female XCL3275864 306 REWA BAIKUNTHPUR HUZUR REWA MP 486001 9009737523 4093263289 75000 KBSS042655717 57165 Kotak Mahindra Bank Ltd 0 61000 JLG Individual ANIMAL HUSBANDRY 61000 2025-10-22 2025-10-31 2025-08-27 3 2025-08-27 2025-08-27 51 Bi-weekly 1530 GOPAL VARMA Husband GOPAL VARMA Husband Current Account 000 0 000 0 NEW 0 BSS BC 473 2119322 0 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 9893986754 3324715734 10000 90001196055669 0 Bandhan Bank Limited 0 80000 JLG Individual GROCERY STATIONARY 80000 2025-08-07 2025-09-30 2024-05-01 2025-08-07 10 80000 96 Weekly 1024 GOPAL VERMA Other Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 ALPANA VARMA 13-03-1996 Female XCL3275864 306 REWA BAIKUNTHPUR HUZUR REWA MP 486001 9009737523 3578634309 50000 KBSS022799322 0 Kotak Mahindra Bank Ltd 0 41000 JLG Individual TRADE 41000 2025-06-04 2025-08-31 2023-06-21 2025-06-04 2 2023-05-24 2023-05-24 51 Bi-weekly 1030 GOPAL VARMA Husband GOPAL VARMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * 0 000 * 000 * 000 * 000 * 000 * 000 * 000 * 000 * 000 * 000 * 000 * 000 * BSS BC 473 2119322 0 ALPANA VARMA 13-03-1996 Female XCL3275864 306 REWA BAIKUNTHPUR HUZUR REWA MP 486001 9009737523 3578334013 50000 KBSS020351390 0 Kotak Mahindra Bank Ltd 0 40000 JLG Individual ANIMAL HUSBANDRY 40000 2025-02-10 2025-04-30 2023-03-15 2025-02-10 1 2023-03-14 2023-03-13 51 Bi-weekly 1000 GOPAL VARMA Husband GOPAL VARMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 * 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 BSS BC 473 2119322 0 ALPANA VERMA 05-07-1996 Female CBGPV9086E XXXXXXXXXXXX XXXXXXXX5495 0 GRAMPOST BAIKUNTHPUR MADHYAPRADESH 486441 MP 486441 9302934987 9302934987 2642820577 24000 1020100002458481 0 ESAF Small Finance Bank LTD 0 35000 JLG Individual 3901 35000 2025-02-03 2025-04-30 2023-03-04 2025-02-03 1 2023-02-28 35000 100 Weekly 440 GOPAL WERMA Husband GOPAL WERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * 000 0 1328 13280357 0 L 35000 36 0 ALPANA VERMA 05-07-1996 Female CBGPV9086E XXXXXXXXXXXX XXXXXXXX5495 0 GRAMPOST BAIKUNTHPUR MADHYAPRADESH 486441 MP 486441 9302934987 9302934987 2209371042 24000 29460100004951 0 ESAF Small Finance Bank LTD 0 50000 JLG Individual 5 50000 2024-12-16 2025-03-09 2022-03-10 2024-12-16 1 2022-03-07 50000 140 Weekly 490 GOPAL WERMA Husband GOPAL WERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * 000 0 000 0 1328 13280357 0 L 50000 29 0 ALPANA VERMA 07-05-1996 Female XCI3275864 XXXXXXXXXXXX BAIKUNTHPUR REWA MADHYA PRADESH 486441 9009737523 3853626441 25000 SFAC7807732 0 Kotak Mahindra Bank Ltd 0 30330 JLG Individual WATER CONNECTION 30330 2024-12-19 2025-02-28 2023-03-24 2024-12-19 9 2023-03-24 2023-03-24 30330 95 Weekly 400 GOPAL VERMA Husband Closed Account CLSD 0 * * * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 * * * * * * * * 000 0 000 0 000 0 000 0 000 0 NEW 0 SONATA BC 47 1731 0 C 30330 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 9893986754 2859419005 10000 67230008812360 0 Bandhan Bank Limited 0 10000 JLG Individual CLOTHBEDDINGSHOEC 10000 2024-06-18 2024-07-31 2023-07-11 2024-06-18 10 10000 12 Weekly 235 GOPAL VERMA Other Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 9893986754 2472928397 10000 52220053942353 0 Bandhan Bank Limited 0 70000 JLG Individual CLOTHBEDDINGSHOEC 70000 2024-04-10 2024-05-31 2022-09-21 2024-04-10 10 70000 104 Weekly 875 GOPAL VERMA Other Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 ALPANA VERAMA RAM SIYA 05-07-1996 Female XCI3275864 XXXXXXXXXXXX BAIKUNTHPUR REWA MADHYA PRADESH 486441 9009737523 9630914701 2139909578 32000 7129357 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 51780 JLG Individual TAILOR SHOP 51780 2024-01-04 2024-03-31 2022-01-15 2024-01-04 6 2022-01-15 2022-01-15 51780 105 Weekly 600 RAM SIYA Father Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 47 1731 0 C 51780 ALPANA VERMA 05-07-1996 Female XCI3275864 0 GRAMPOST BAIKUNTHPUR TAHSIL SIRMOUR SIRMOUR BAIKUNTHPUR REWA MP 486441 9009737523 2273145374 80000 1090091000002123 0 Utkarsh Small Finance Bank Ltd 0 50000 JLG Group CLOTH MAKING AND WEA 50000 2024-02-06 2024-02-29 2022-04-28 2024-02-06 1 2022-04-28 2022-04-28 50000 52 Bi-weekly 1210 GOPAL Husband GOPALVERMA Husband Closed Account CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1090 10900195 0 C 50000 59 0 ALPANA VARMA 05-12-1997 Female XCI3276864 1312 ASHOK WARD NO 5 SIRMOUR A MP58359 BAIKUNTHPUR REWA MP 486442 9826765887 9826765887 1566701631 9742793296681593 0 HDFC Bank Limited 0 30248 JLG Individual MICROLOAN - JLG 30248 2023-08-11 2023-12-31 2019-12-30 2023-08-11 0 53 2217 GOPAL Husband Closed Account CLSD 0 * * * * * * CLSD 0 RCV 365 RCV 334 * * RCV 273 RCV 243 RCV 212 RCV 184 RCV 153 RCV 122 RCV 92 RCV 61 RCV 31 RCV 0 RCV 0 RCV 0 RCV 0 RCV 0 RCV 0 RCV 0 REWA REWA 0 ALPANA VERMA 05-07-1996 Female CBGPV9086E XXXXXXXX5495 0 GRAMPOST BAIKUNTHPUR SIRMOUR BAIKUNTHPUR 486441 9302934987 1906066294 24000 29410300042631 0 ESAF Small Finance Bank LTD 0 45000 JLG Individual 5 45000 2023-01-30 2023-04-22 2021-03-24 2023-01-30 1 2021-03-23 2021-03-23 45000 100 Weekly 555 GOPAL WERMA Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 30+ 33 01+ 29 294 294089 0 L 45000 322 0 ALPANA VERMA 05-07-1996 Female CBGPV9086E XXXXXXXX5495 0 GRAMPOST BAIKUNTHPUR SIRMOUR BAIKUNTHPUR 486441 9302934987 2113013166 24000 29424000000511 0 ESAF Small Finance Bank LTD 0 20000 JLG Individual 7 20000 2023-01-30 2023-04-22 2021-12-09 2023-01-30 1 2021-12-08 2021-12-08 20000 60 Weekly 390 GOPAL WERMA Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 294 294089 0 L 20000 322 0 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 9893986754 9893986754 1914708907 240000 52210031354016 0 Bandhan Bank Limited 0 50000 JLG Individual READYMADE GARMENTS 50000 2022-09-20 2023-02-28 2021-03-25 2022-09-20 2 50000 96 Weekly 615 GOPAL VERMA Other Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 ALPANA VERAMA 05-07-1996 Female XCI3276864 XXXXXXXXXXXX 59097367389 GRAMPOST BAIKUNTHPUR SIRMOUR 486441 9302934987 9009737523 1734714541 0 29446500000931 0 ESAF Small Finance Bank LTD 0 20000 JLG Individual 1 20000 2022-03-10 2022-05-31 2020-08-14 2022-03-10 1 2020-08-10 2020-08-10 20000 103 Weekly 290 GOPAL VERMA Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 30+ 40 30+ 36 01+ 4 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 294 294089 0 L 20000 276 0 ALPANA VERMA 01-01-1996 Female XCI3275864 380795310012861948 BAIKUNTPUR MANGAWAN REWA MP REWA MP 486441 9009737523 1724412052 0 1090090000012650 0 Utkarsh Small Finance Bank Ltd 0 25000 JLG Group GENERAL-KIRANA STORE 25000 2022-04-28 2022-04-30 2020-09-01 2022-04-28 1 2020-09-01 2019-07-31 25000 52 Bi-weekly 610 GOPAL Husband GOPAL VERMA Husband Closed Account CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 01+ 11 01+ 10 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 CLSD 0 1090 10900195 0 C 25000 14 0 ALPANA VERAMA RAM SIYA 05-07-1996 Female XCI3275864 XXXXXXXXXXXX BAIKUNTHPUR REWA MADHYA PRADESH MP 486441 9630914701 1536590871 6379158 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 62600 Individual AGRICULTURAL 62600 2022-01-13 2022-04-13 2019-11-22 2022-01-13 4 2019-11-22 2019-11-22 62600 105 Weekly 1301 RAM SIYA Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 47 1731 0 62600 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MP 486441 9893986754 9893986754 1663476898 52200022053310 0 Bandhan Bank Limited 0 30000 JLG Individual TAILORING 30000 2021-03-25 2021-07-31 2020-03-11 2021-03-25 1 30000 52 Weekly 635 GOPAL VERMA Husband GOPAL VERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 ALPANA VERAMA 05-07-1996 Female XCI3276864 XXXXXXXXXXXX 59097367389 GRAMPOST BAIKUNTHPUR SIRMOUR 486441 9009737523 1218279468 2941030027542 0 ESAF Small Finance Bank LTD 0 40000 JLG Individual 13 40000 2020-12-05 2021-02-28 2018-09-19 2020-12-05 2 2018-09-18 2018-09-18 40000 102 Weekly 495 GOPAL VERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 01+ 1 01+ 1 000 0 000 0 01+ 1 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 294 294089 0 L 40000 217 0 ALPANA VERMA 01-01-1996 Female XCI3275864 XXXXXXXXXXXX 380795310012861948 BAIKUNTPUR MANGAWAN REWA MP MP 486441 1129835857 1090090000008205 0 Utkarsh Small Finance Bank Ltd 0 25000 JLG Group GENERAL-KIRANA STORE 25000 2020-03-17 2020-07-31 2018-03-27 2020-06-09 1 2018-03-27 2018-03-27 25000 52 Bi-weekly GOPAL Husband GOPAL Husband Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 CLSD 0 000 0 1090 10900195 0 25000 ALPANA VERAMA 05-07-1996 Female XXXXXXXXXXXX 59097367389 GRAMPOST BAIKUNTHPUR SIRMOUR MP 486441 9893986754 1064552394 2941030027541 0 ESAF Small Finance Bank LTD 0 20000 JLG Individual A05 20000 2018-09-19 2018-12-19 2017-11-28 2018-09-19 1 2017-11-28 2017-11-28 20000 52 Weekly 440 GOPAL VERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 294 294089 0 L 20000 121 0 ALPANA VARMA Female XXXXXXXXXXXX XXXXXXXXXXXX BAIKUNTHPUR REWA MADHYA PRADESH 486111 876322254 2222679 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 14550 Individual BUFFALO PURCHASE 14550 2017-12-07 2018-03-19 2016-11-10 2017-12-07 2 2016-11-04 2016-11-04 14550 55 Weekly 300 GOPAL VARMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 NEW 0 47 1731 0 10000 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 781 104 Distinct MFI Loans Count 105 Delinquency RTL.ERS4.0 4.0 ERS 704 702 Total Credit Exposure 703 Total Utilization 707 Delinquency Presence XML/HTML2263034525_2263034524.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   19-11-2025
REPORT ORDER NO.:   2263034525, 2263034524TIME:   08:01:30
REFERENCE NUMBER:   NA
 

Consumer Name: ALPANA

Personal Information
Previous Name:  
Alias Name:   ALPANA VERAMA
DOB:   05-12-1997
Age:   27   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.80,000
Income - Reported Date : 2025-10-18
Occupation:  
Identification
PAN:   CNGPV9086E
Voter ID:   XCI3275864
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:  
Contact Details
Home:  9302934987
Office: 
Mobile:  9009737523
Alt. Home/Other No.:  9009737523
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   0 GRAM POST BAIKUNTHPUR WARD N 05 T A HSIL SIRMOUR SIRMOUR REWA REWA   MP   486441   15-11-2025  
N/A   GRAM POST BAIKUYNTHPUR WORD 5 TAH S IRMAO UR REWA MADHYPRADESH 486441 R EWA   BR   847301   15-10-2025  
N/A   0 GRAM POST BAIKUNTHPUR WARD N 05 T A HSIL SIRMOUR SIRMOUR REWA   MP   486441   26-01-2025  
N/A   GOPAL VERMA VILLAGE BAIKUNTHPUR TE H SIRMOUR BAIKUNTHPUR   MP   486441   15-01-2025  
N/A   0 GRAM POST BAIKUNTHPUR WARD N 05 T AHSIL SIRMOUR SIRMOUR REWA   MP   486441   15-01-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

781

1 . Distinct MFI Loans Count
2 . Delinquency
Equifax Risk Score 4.0

704

1 . Total Credit Exposure
2 . Total Utilization
3 . Delinquency Presence
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 5 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,04,413
Total Installment Amount: 12896.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 18,578
Total Accounts:3 Total Past Due Amount: 0 Recent Account: on Business Loan - Priority Sector - Small Business on 15-11-2025
Total Sanction Amount: Rs. 65,000 Total High Credit: 0 Oldest Account: on Business Loan - Priority Sector - Small Business on 12-10-2023
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
Installment Amount: Rs. 3,700 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 85,835
Recent Account: on Microfinance - Personal Loan on 27-08-2025 Installment Amount: Rs. 9,196 Total Past Due Amount: 0
Total Accounts:25 Total Sanction Amount: Rs. 1,74,000 Total High Credit: Rs. 1,74,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 10-11-2016 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Priority Sector - Small Business
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.15,000
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 11
Last Payment Date : 15-11-2025
Sanction Amount : Rs.25,000
FirstDaysPastDueDate : 		Date Reported : 15-11-2025
Date Opened : 15-11-2025
Date Closed :
Reason :
Repayment Tenure :
Dispute Code : 		Payment Amount : Rs.1,508
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : New Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : NEW
Asset Classification :STD
Suit Filed Status :*
Days Past Due :000
11 - 25
RETAIL
Acct # **********
Institution : FINANCE
Type : Personal Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.3,578
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 27
Last Payment Date : 05-10-2025
Sanction Amount : Rs.40,000
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 14-12-2023
Date Closed :
Reason :
Repayment Tenure : 24
Dispute Code : 		Payment Amount : Rs.2,192
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000000000000000000000000000000000000000*000000000NEW
Asset Classification :***********************
Suit Filed Status :***********************
Days Past Due :000000000000000000000000000000000000000000000000000000***000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
RETAIL
Acct # **********
Institution : BANK
Type : Business Loan - Priority Sector - Small Business
Ownership Type : Individual
DaysPastDue : 0		Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : No
Interest Rate :
Last Payment Date : 18-11-2024
Sanction Amount : Rs.10,000
FirstDaysPastDueDate : 		Date Reported : 31-01-2025
Date Opened : 12-10-2023
Date Closed : 21-01-2025
Reason : Closed Account
Repayment Tenure :
Dispute Code : 		Payment Amount : Rs.877
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Closed Account
Asset Classification : Standard
Suit Filed Status :
History 48 Months
Account Status : CLSDSPMSPMSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTD*NEW
Asset Classification :STDSPMSPMSTDSTDSTDSTDSTDSTDSTDSTDSTDSTDSTD*STD
Suit Filed Status :****************
Days Past Due :000000000000000000000000000000000000000000***000
01 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 23
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: CNGPV9086E		VoterID: XCI3275864
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWA MADHYA PRADESH 486 441 INDIANA SAGARState: MPPostal: 486441
Monthly Family Income: Rs.68,580
Acct # 5555881022656723
Institution : RBL Bank Limited
Loan Category : JLG Individual
Loan Purpose : MARGINAL FARMERS
DaysPastDue : 0		Current Balance : Rs.17,416
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.45,000
Last Payment Date : 11-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 11-11-2025
Date Opened : 27-06-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,410
Key Person Relationship : Husband
Branch Id : 160
Kendra ID : 5555551000090209		Sanction Amount : Rs.45,000
Applied Amount : Rs.45,000
Nominee Name : GOPAL VERMA		Date Sanctioned :
Date Applied : 25-06-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 24
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID:
Address: 0 GRAMPOST BAIKUNTHPUR TAHSIL SIRMOUR SI RMOUR BAIKUNTHPUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.80,000
Acct # 1090091000008780
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : ANIMAL HUSBANDRY (CO
DaysPastDue : 0		Current Balance : Rs.11,254
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.68,000
Last Payment Date : 04-11-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 04-11-2025
Date Opened : 06-02-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,863
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.68,000
Applied Amount : Rs.68,000
Nominee Name : GOPALVERMA		Date Sanctioned : 06-02-2024
Date Applied : 06-02-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: 		VoterID: XCL3275864
OtherID:
Address: 306 REWA BAIKUNTHPUR HUZUR REWAState: MPPostal: 486001
Monthly Family Income: Rs.75,000
Acct # KBSS042655717
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : ANIMAL HUSBANDRY
DaysPastDue : 0		Current Balance : Rs.57,165
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.61,000
Last Payment Date : 22-10-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-10-2025
Date Opened : 27-08-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 3
No. of Installments : 51
Key Person Name : GOPAL VARMA
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,530
Key Person Relationship : Husband
Branch Id : BSS BC 473
Kendra ID : 2119322		Sanction Amount : Rs.61,000
Applied Amount :
Nominee Name : GOPAL VARMA		Date Sanctioned : 27-08-2025
Date Applied : 27-08-2025
Nominee Relationship : Husband
History 24 Months : 000000NEW
Days Past Due :000000000
10 - 2509 - 2508 - 25
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.10,000
Acct # 90001196055669
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : GROCERY STATIONARY
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.80,000
Last Payment Date : 07-08-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2025
Date Opened : 01-05-2024
Date Closed : 07-08-2025
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 96
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.1,024
Key Person Relationship : Other
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.80,000
Applied Amount : Rs.80,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000
09 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 24
MICROFINANCE
Name: ALPANA VARMA
Ration Card: 		DOB: 13-03-1996
UID: 		Gender: Female
PAN: 		VoterID: XCL3275864
OtherID:
Address: 306 REWA BAIKUNTHPUR HUZUR REWAState: MPPostal: 486001
Monthly Family Income: Rs.50,000
Acct # KBSS022799322
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : TRADE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.41,000
Last Payment Date : 04-06-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-08-2025
Date Opened : 21-06-2023
Date Closed : 04-06-2025
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 51
Key Person Name : GOPAL VARMA
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,030
Key Person Relationship : Husband
Branch Id : BSS BC 473
Kendra ID : 2119322		Sanction Amount : Rs.41,000
Applied Amount :
Nominee Name : GOPAL VARMA		Date Sanctioned : 24-05-2023
Date Applied : 24-05-2023
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000*000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000************************************
08 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 23
MICROFINANCE
Name: ALPANA VARMA
Ration Card: 		DOB: 13-03-1996
UID: 		Gender: Female
PAN: 		VoterID: XCL3275864
OtherID:
Address: 306 REWA BAIKUNTHPUR HUZUR REWAState: MPPostal: 486001
Monthly Family Income: Rs.50,000
Acct # KBSS020351390
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : ANIMAL HUSBANDRY
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.40,000
Last Payment Date : 10-02-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2025
Date Opened : 15-03-2023
Date Closed : 10-02-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 51
Key Person Name : GOPAL VARMA
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,000
Key Person Relationship : Husband
Branch Id : BSS BC 473
Kendra ID : 2119322		Sanction Amount : Rs.40,000
Applied Amount :
Nominee Name : GOPAL VARMA		Date Sanctioned : 14-03-2023
Date Applied : 13-03-2023
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000*000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
04 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 23
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: CBGPV9086E		VoterID:
OtherID: XXXXXXXX5495
Address: 0 GRAMPOST BAIKUNTHPUR MADHYAPRADESH 486 441State: MPPostal: 486441
Monthly Family Income: Rs.24,000
Acct # 1020100002458481
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 3901
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.35,000
Last Payment Date : 03-02-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2025
Date Opened : 04-03-2023
Date Closed : 03-02-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 100
Key Person Name : GOPAL WERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.440
Key Person Relationship : Husband
Branch Id : 1328
Kendra ID : 13280357		Sanction Amount : Rs.35,000
Applied Amount : Rs.35,000
Nominee Name : GOPAL WERMA		Date Sanctioned : 28-02-2023
Date Applied :
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000*000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000***000
04 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 23
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: CBGPV9086E		VoterID:
OtherID: XXXXXXXX5495
Address: 0 GRAMPOST BAIKUNTHPUR MADHYAPRADESH 486 441State: MPPostal: 486441
Monthly Family Income: Rs.24,000
Acct # 29460100004951
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 5
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 16-12-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 09-03-2025
Date Opened : 10-03-2022
Date Closed : 16-12-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 140
Key Person Name : GOPAL WERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.490
Key Person Relationship : Husband
Branch Id : 1328
Kendra ID : 13280357		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : GOPAL WERMA		Date Sanctioned : 07-03-2022
Date Applied :
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000000000000000000*000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000***000000
03 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 23
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 07-05-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID:
Address: BAIKUNTHPUR REWA MADHYA PRADESHState: Postal: 486441
Monthly Family Income: Rs.25,000
Acct # SFAC7807732
Institution : Kotak Mahindra Bank Ltd
Loan Category : JLG Individual
Loan Purpose : WATER CONNECTION
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,330
Last Payment Date : 19-12-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2025
Date Opened : 24-03-2023
Date Closed : 19-12-2024
Date Written Off :
Loan Cycle ID : 9
No. of Installments : 95
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.400
Key Person Relationship : Husband
Branch Id : SONATA BC 47
Kendra ID : 1731		Sanction Amount : Rs.30,330
Applied Amount : Rs.30,330
Nominee Name : 		Date Sanctioned : 24-03-2023
Date Applied : 24-03-2023
Nominee Relationship :
History 24 Months : CLSD**000000000000000000000000000000000****000000000000000NEW
Days Past Due :000******000000000000000000000000000000000************000000000000000000
02 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 23
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.10,000
Acct # 67230008812360
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : CLOTHBEDDINGSHOEC
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.10,000
Last Payment Date : 18-06-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2024
Date Opened : 11-07-2023
Date Closed : 18-06-2024
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 12
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.235
Key Person Relationship : Other
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.10,000
Applied Amount : Rs.10,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000
07 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 23
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.10,000
Acct # 52220053942353
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : CLOTHBEDDINGSHOEC
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.70,000
Last Payment Date : 10-04-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-05-2024
Date Opened : 21-09-2022
Date Closed : 10-04-2024
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 104
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.875
Key Person Relationship : Other
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.70,000
Applied Amount : Rs.70,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSD000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000
05 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 22
MICROFINANCE
Name: ALPANA VERAMA RAM SIYA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID:
Address: BAIKUNTHPUR REWA MADHYA PRADESHState: Postal: 486441
Monthly Family Income: Rs.32,000
Acct # 7129357 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : TAILOR SHOP
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.51,780
Last Payment Date : 04-01-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-03-2024
Date Opened : 15-01-2022
Date Closed : 04-01-2024
Date Written Off :
Loan Cycle ID : 6
No. of Installments : 105
Key Person Name : RAM SIYA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.600
Key Person Relationship : Father
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.51,780
Applied Amount : Rs.51,780
Nominee Name : 		Date Sanctioned : 15-01-2022
Date Applied : 15-01-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
03 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 22
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID:
Address: 0 GRAMPOST BAIKUNTHPUR TAHSIL SIRMOUR SI RMOUR BAIKUNTHPUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.80,000
Acct # 1090091000002123
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : CLOTH MAKING AND WEA
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 06-02-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 29-02-2024
Date Opened : 28-04-2022
Date Closed : 06-02-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,210
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : GOPALVERMA		Date Sanctioned : 28-04-2022
Date Applied : 28-04-2022
Nominee Relationship : Husband
History 24 Months : CLSD000000000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000
02 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 22
MICROFINANCE
Name: ALPANA VARMA
Ration Card: 		DOB: 05-12-1997
UID: 		Gender: Female
PAN: 		VoterID: XCI3276864
OtherID:
Address: 1312 ASHOK WARD NO 5 SIRMOUR A MP58359 BAIKUNTHPUR REWAState: MPPostal: 486442
Monthly Family Income:
Acct # 9742793296681593
Institution : HDFC Bank Limited
Loan Category : JLG Individual
Loan Purpose : MICROLOAN - JLG
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,248
Last Payment Date : 11-08-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-12-2023
Date Opened : 30-12-2019
Date Closed : 11-08-2023
Date Written Off :
Loan Cycle ID : 0
No. of Installments : 53
Key Person Name : GOPAL
Dispute Code : 		Repayment Frequency :
Installment Amount : Rs.2,217
Key Person Relationship : Husband
Branch Id : REWA
Kendra ID : REWA		Sanction Amount : Rs.30,248
Applied Amount :
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSD***CLSDRCVRCV*RCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCVRCV
Days Past Due :000*********000365334***273243212184153122092061031000000000000000000000
12 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 22
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: CBGPV9086E		VoterID:
OtherID: XXXXXXXX5495
Address: 0 GRAMPOST BAIKUNTHPUR SIRMOUR BAIKUNTHP URState: Postal: 486441
Monthly Family Income: Rs.24,000
Acct # 29410300042631
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 5
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.45,000
Last Payment Date : 30-01-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 22-04-2023
Date Opened : 24-03-2021
Date Closed : 30-01-2023
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 100
Key Person Name : GOPAL WERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.555
Key Person Relationship :
Branch Id : 294
Kendra ID : 294089		Sanction Amount : Rs.45,000
Applied Amount : Rs.45,000
Nominee Name : 		Date Sanctioned : 23-03-2021
Date Applied : 23-03-2021
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000*00000000000000000000000000000000000000000000030+01+
Days Past Due :000000000000000000***000000000000000000000000000000000000000000000033029
04 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 21
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 05-07-1996
UID: 		Gender: Female
PAN: CBGPV9086E		VoterID:
OtherID: XXXXXXXX5495
Address: 0 GRAMPOST BAIKUNTHPUR SIRMOUR BAIKUNTHP URState: Postal: 486441
Monthly Family Income: Rs.24,000
Acct # 29424000000511
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 7
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.20,000
Last Payment Date : 30-01-2023
Reason :
FirstDaysPastDueDate : 		Date Reported : 22-04-2023
Date Opened : 09-12-2021
Date Closed : 30-01-2023
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 60
Key Person Name : GOPAL WERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.390
Key Person Relationship :
Branch Id : 294
Kendra ID : 294089		Sanction Amount : Rs.20,000
Applied Amount : Rs.20,000
Nominee Name : 		Date Sanctioned : 08-12-2021
Date Applied : 08-12-2021
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000
04 - 2303 - 2302 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 21
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.2,40,000
Acct # 52210031354016
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : READYMADE GARMENTS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.50,000
Last Payment Date : 20-09-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2023
Date Opened : 25-03-2021
Date Closed : 20-09-2022
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 96
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.615
Key Person Relationship : Other
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSDCLSDCLSD000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000
02 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 21
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3276864
OtherID: 59097367389
Address: GRAMPOST BAIKUNTHPUR SIRMOURState: Postal: 486441
Monthly Family Income: 0
Acct # 29446500000931
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 1
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.20,000
Last Payment Date : 10-03-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-05-2022
Date Opened : 14-08-2020
Date Closed : 10-03-2022
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 103
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.290
Key Person Relationship :
Branch Id : 294
Kendra ID : 294089		Sanction Amount : Rs.20,000
Applied Amount : Rs.20,000
Nominee Name : 		Date Sanctioned : 10-08-2020
Date Applied : 10-08-2020
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD00000000000000000000000030+30+01+000000000000000000000NEW
Days Past Due :000000000000000000000000000000000040036004000000000000000000000000
05 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 20
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 01-01-1996
UID: 		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID: 380795310012861948
Address: BAIKUNTPUR MANGAWAN REWA MP REWAState: MPPostal: 486441
Monthly Family Income: 0
Acct # 1090090000012650
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : GENERAL-KIRANA STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,000
Last Payment Date : 28-04-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-04-2022
Date Opened : 01-09-2020
Date Closed : 28-04-2022
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.610
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.25,000
Applied Amount : Rs.25,000
Nominee Name : GOPAL VERMA		Date Sanctioned : 01-09-2020
Date Applied : 31-07-2019
Nominee Relationship : Husband
History 24 Months : CLSD00000000000000000000000000001+01+000000000000000000000000CLSD
Days Past Due :000000000000000000000000000000011010000000000000000000000000000
04 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 20
MICROFINANCE
Name: ALPANA VERAMA RAM SIYA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID:
Address: BAIKUNTHPUR REWA MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income:
Acct # 6379158 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : AGRICULTURAL
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.62,600
Last Payment Date : 13-01-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 13-04-2022
Date Opened : 22-11-2019
Date Closed : 13-01-2022
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 105
Key Person Name : RAM SIYA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.1,301
Key Person Relationship : Father
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.62,600
Applied Amount : Rs.62,600
Nominee Name : 		Date Sanctioned : 22-11-2019
Date Applied : 22-11-2019
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
04 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 20
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 0 GRAM POST BAIKUNTHPUR WARD N 05 TAHSIL SIRMOUR SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income:
Acct # 52200022053310
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : TAILORING
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 25-03-2021
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2021
Date Opened : 11-03-2020
Date Closed : 25-03-2021
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.635
Key Person Relationship : Husband
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : GOPAL VERMA		Date Sanctioned :
Date Applied :
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD*000000000000000000000000000000000NEW
Days Past Due :000000000***000000000000000000000000000000000000
07 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 20
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3276864
OtherID: 59097367389
Address: GRAMPOST BAIKUNTHPUR SIRMOURState: Postal: 486441
Monthly Family Income:
Acct # 2941030027542
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : 13
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.40,000
Last Payment Date : 05-12-2020
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2021
Date Opened : 19-09-2018
Date Closed : 05-12-2020
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 102
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.495
Key Person Relationship : Husband
Branch Id : 294
Kendra ID : 294089		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : 		Date Sanctioned : 18-09-2018
Date Applied : 18-09-2018
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD00000000000001+01+00000001+000000000000000000000000000000000000
Days Past Due :000000000000000000000001001000000001000000000000000000000000000000000000
02 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 19
MICROFINANCE
Name: ALPANA VERMA
Ration Card: 		DOB: 01-01-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI3275864
OtherID: 380795310012861948
Address: BAIKUNTPUR MANGAWAN REWA MPState: MPPostal: 486441
Monthly Family Income:
Acct # 1090090000008205
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : GENERAL-KIRANA STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,000
Last Payment Date : 17-03-2020
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2020
Date Opened : 27-03-2018
Date Closed : 09-06-2020
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.25,000
Applied Amount : Rs.25,000
Nominee Name : GOPAL		Date Sanctioned : 27-03-2018
Date Applied : 27-03-2018
Nominee Relationship : Husband
History 24 Months : CLSDCLSD000000000000000000000000000000000000000000000000000000000000CLSD000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
07 - 2006 - 2005 - 2004 - 2003 - 2002 - 2001 - 2012 - 1911 - 1910 - 1909 - 1908 - 1907 - 1906 - 1905 - 1904 - 1903 - 1902 - 1901 - 1912 - 1811 - 1810 - 1809 - 1808 - 18
MICROFINANCE
Name: ALPANA VERAMA
Ration Card: 		DOB: 05-07-1996
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID: 59097367389
Address: GRAMPOST BAIKUNTHPUR SIRMOURState: MPPostal: 486441
Monthly Family Income:
Acct # 2941030027541
Institution : ESAF Small Finance Bank LTD
Loan Category : JLG Individual
Loan Purpose : A05
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.20,000
Last Payment Date : 19-09-2018
Reason :
FirstDaysPastDueDate : 		Date Reported : 19-12-2018
Date Opened : 28-11-2017
Date Closed : 19-09-2018
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : GOPAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.440
Key Person Relationship : Husband
Branch Id : 294
Kendra ID : 294089		Sanction Amount : Rs.20,000
Applied Amount : Rs.20,000
Nominee Name : 		Date Sanctioned : 28-11-2017
Date Applied : 28-11-2017
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000
12 - 1811 - 1810 - 1809 - 1808 - 1807 - 1806 - 1805 - 1804 - 1803 - 1802 - 1801 - 1812 - 17
MICROFINANCE
Name: ALPANA VARMA
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID: XXXXXXXXXXXX
Address: BAIKUNTHPUR REWA MADHYA PRADESHState: Postal: 486111
Monthly Family Income:
Acct # 2222679 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : BUFFALO PURCHASE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,550
Last Payment Date : 07-12-2017
Reason :
FirstDaysPastDueDate : 		Date Reported : 19-03-2018
Date Opened : 10-11-2016
Date Closed : 07-12-2017
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 55
Key Person Name : GOPAL VARMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.300
Key Person Relationship : Husband
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.14,550
Applied Amount : Rs.14,550
Nominee Name : 		Date Sanctioned : 04-11-2016
Date Applied : 04-11-2016
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD*000000000000000000000000000000NEWNEW
Days Past Due :000000000000***000000000000000000000000000000000000
03 - 1802 - 1801 - 1812 - 1711 - 1710 - 1709 - 1708 - 1707 - 1706 - 1705 - 1704 - 1703 - 1702 - 1701 - 1712 - 1611 - 16
 

Enquiries :

InstitutionDateTimePurposeAmount
FINANCE 15-07-2025 18:16  JLG Group   Rs. 40,000 
Muthoot Microfin Limited 15-07-2025 18:16  JLG Group   Rs. 40,000 
ESAF Small Finance Bank LTD 09-12-2024 11:56  Auto Loan (Personal)   Rs. 25,000 
Utkarsh Small Finance Bank Limited 06-02-2024 17:40  Auto Loan (Personal)   Rs. 68,000 
FINANCE 05-01-2024 13:33  JLG Group    
FINANCE 04-01-2024 12:50  JLG Group    
FINANCE 02-01-2024 02:13  JLG Group    
Small Industries Development Bank Of India 27-12-2023 07:18  JLG Group    
FINANCE 12-12-2023 01:57  JLG Group    
Sonata Finance Pvt Ltd 12-12-2023 01:57  JLG Group    
Sonata Finance Pvt Ltd 26-11-2023 19:12  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. alpana varma
Consumer's First Name:   Mr. alpana varma
Father :  S/O gopal varma
DOB:   19-11-1998
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9009737523
Other Phone : 
Contact Details
Address Information 1 :
Address: Ward no.05 baikunthpur
State: MP
Postal: 486441
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

]]>