SGQK 009FZ04426 NA 2302805403, 2302805404 CCR 1 10-12-2025 16:03:02 10 0E Mr. saroj varma Mr. saroj varma S/O heeralal F Baikunthpur MP 486441 Baikunthpur MP 486441 9823537825 M 1974-12-10 1 XXXXXXXXXXXX 9823537825 102 102 SAROJ VERMA SAROJ 1968-01-01 Female 57 23600 2025-12-02 CMZ0589473 XXXXXXXXXXXX 22256948 1313 WARD,NO 05 SIRMOUR REWA MP 486441 N/A WORD 5 BARIYAN TOLA SIRMAOUR REWA MADHY PRADESH REWA BR 843314 Primary WORD 5 BARIYAN TOLA SIRMAOUR REWA MADHY PRADESH REWA BR 843314 Primary VILLAGE POST BAIKUNTHPUR DIST,REWA PIN 486114 MP 486001 N/A VILLAGE POST BAIKUNTHPUR DIST,REWA PIN 486114 MP 484001 N/A 8982602826 9823537825 8518201041 23600 1830 SELF EMPLOYEED 0 TRADER - STREET VENDOR 10000 25000 0 113 Y 113 Y 113 Y 5000 1800 AGRICULTURE- LAND LESS LABORER 45000 0 SELFEMPLOYED 5000 1800 3 1 31939.00 6328.00 1 1644.00 0 1065.00 1 0.00 Personal Loan on 14-12-2023 30000.00 0.00 Personal Loan on 14-12-2023 0.00 0 1 2 1 30874.00 Microfinance - Personal Loan on 28-02-2024 4684.00 26587.00 9 86762 86762 Microfinance - Personal Loan on 27-03-2015 26587.00 900 1 Sonata Finance Pvt Ltd 2024-04-25 09:01 0E Utkarsh Small Finance Bank Limited 2024-02-28 17:18 01 50000 Sonata Finance Pvt Ltd 2024-01-02 05:23 0E Sonata Finance Pvt Ltd 2023-12-12 01:13 0E ********** FINANCE Personal Loan Individual 1065 0 Yes 30000 2025-11-05 2025-11-30 2023-12-14 27 24 1644 Monthly Current Account 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * 000 0 * * * * * * 000 0 * * 000 0 * * 000 0 * * NEW 0 * * 0 SAROJ VERMA 01-01-1968 Female XCL2841070 1313 WARD NO 05 SIRMOUR REWA MP 486441 9823537825 3174172073 23600 1090091000009054 8289 Utkarsh Small Finance Bank Ltd 0 50000 JLG Group ANIMAL HUSBANDRY (CO 50000 2025-12-02 2025-12-02 2024-02-28 1 2024-02-28 2024-02-28 50000 52 Bi-weekly 1492 RAMAYANVERMA Husband RAMAYANVERMA Son Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1090 10900195 0 C 50000 106 2 SAROJ VERMA 01-01-1968 Female 1313 WARD NO 05 BARIYAN TOLA SIRMOUR REWA REWA MP 486441 9823537825 3107607120 10000 90001058769362 0 Bandhan Bank Limited 0 30000 JLG Individual GROCERY STATIONARY 30000 2024-11-12 2025-01-15 2023-12-13 2024-11-12 10 30000 48 Weekly 695 HEERA LAL VERMA Other Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 1422 1219600209 0 SAROJ VERMA 01-01-1968 Female CMZ0589473 XXXXXXXXXXXX 1313 WARD NO 05 WARD NO 05 SIRMOUR REWA MADHYA PRADESH 486441 9823537825 2546856470 25000 7539335 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 45250 JLG Individual EGG SHOP 45250 2024-04-25 2024-06-30 2022-11-16 2024-04-25 5 2022-11-16 2022-11-16 45250 78 Weekly 700 HEERALAL VERMA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 47 1731 0 C 45250 SAROJ VERMA DUDAL 01-01-1968 Female CMZ0589473 XXXXXXXXXXXX 1313 WARD NO 05 WARD NO 05 SIRMOUR REWA MADHYA PRADESH MP 486441 9823537825 1842367322 6756222 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 63340 Individual OTHER 63340 2022-11-03 2023-02-03 2021-02-03 2022-11-03 4 2021-02-03 2021-02-03 63340 105 Weekly 750 DUDAL Father Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 * * 01+ 22 01+ 27 01+ 24 30+ 35 30+ 40 30+ 37 30+ 35 30+ 39 30+ 39 30+ 36 30+ 40 30+ 31 000 0 000 0 000 0 000 0 000 0 000 0 000 0 47 1731 0 63340 SAROJ VERMA DUDAL 04-10-1968 Female CMZ0589473 XXXXXXXXXXXX 1313 WARD NO 05 WARD NO 05 SIRMOUR REWA MADHYA PRADESH MP 486441 9823537825 7477205469 1239222306 5828603 License Cancelled Entity 0 Sonata Finance Pvt Ltd 0 25040 Individual ZARI BUISNESS 25040 2020-12-17 2022-02-28 2018-10-04 2020-12-17 2 2018-10-04 2018-10-04 25040 105 Weekly 300 DUDAL Father Closed Account CLSD 0 * * * * * * * * * * * * * * * * * * * * CLSD 0 CLSD 0 CLSD 0 CLSD 0 * * 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 47 1731 0 25040 SAROJ 26-08-1968 Female XCL2841070 XXXXXXXXXXXX VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114 MP 486001 935135464 1090090000004501 0 Utkarsh Small Finance Bank Ltd 0 15000 JLG Group FRUIT & VEGETABLE VE 15000 2017-08-08 2017-09-30 2016-06-28 2017-08-08 1 2016-06-28 2016-06-15 15000 29 Bi-weekly LT HEERALAL Husband LT HEERALAL Husband Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 NEW 0 1090 10900195 0 15000 SAROJ Female XCL2841070 XXXXXXXXXXXX XXXXXXXXXXXX VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114 486114 642008021 505505PRG00029831 0 Utkarsh Small Finance Bank Ltd 0 15000 JLG Group COSMETICS 15000 2016-07-26 2016-07-31 2015-06-30 2016-06-28 1 2015-06-29 2015-06-29 15000 29 Bi-weekly 600 LT HEERALAL Husband Closed Account CLSD 0 CLSD 0 000 0 000 0 000 0 * * 000 0 000 0 000 0 000 0 * * 000 0 NEW 0 505 0195 0 L 15000 0 SAROJ VERMA 01-01-1968 Female XXXXXXXXXXXX XXXXXXXXXXXX HNO1313BAIKUTHPUR MP 486441 918982602526 918982602826 8982602826 8982602526 614267432 75531060000551 License Cancelled Entity 0 Fino Finance Pvt Ltd 0 14000 JLG Individual GENERAL STORE 14000 2016-03-17 2016-06-01 2015-03-27 2016-03-17 1 2015-03-27 2015-03-27 14000 50 Weekly DUDAL Father RAMAYAN Son Closed Account CLSD 0 CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 FINO-UBI-7553 7553006007 0 L 15000 0 0 SAROJ VERMA 01-01-1968 Female MP09068132465 XXXXXXXXXXXX 22256948 PIPARI WARD 5BAIKUNTHAPUR BAIKUNTHAPUR SIRMOUR MP 486441 8982602826 8982602826 8518201041 1228269488 L09180524166 22585 L&T Finance 26587 31574 JLG Individual HANDICRAFTS 26587 36762 2025-11-30 2018-09-30 2020-09-30 1 2018-09-30 2018-09-30 36762 27 Monthly 1700 RAMAYAN VERMA RAMAYAN VERMA Wife Charge Off/Written Off WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 WOF 900 4021 4021 900 C 31574 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 300 103 Delinquency 101 Delinquency RTL.ERS4.0 4.0 ERS 750 702 Total Credit Exposure 703 Total Utilization 704 Credit Card Utilization XML/HTML2302805403_2302805404.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   10-12-2025
REPORT ORDER NO.:   2302805403, 2302805404TIME:   16:03:02
REFERENCE NUMBER:   NA
 

Consumer Name: SAROJ

Personal Information
Previous Name:  
Alias Name:   SAROJ
DOB:   01-01-1968
Age:   57   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.23,600
Income - Reported Date : 2025-12-02
Occupation:  
Identification
PAN:  
Voter ID:   CMZ0589473
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   22256948
Contact Details
Home:  8982602826
Office: 
Mobile:  9823537825
Alt. Home/Other No.:  8518201041
Alt. Office: 
Alt. Mobile: 
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   1313 WARD NO 05 SIRMOUR REWA   MP   486441   02-12-2025  
N/A   WORD 5 BARIYAN TOLA SIRMAOUR REWA M ADHY PRADESH REWA   BR   843314   15-11-2025  
N/A   WORD 5 BARIYAN TOLA SIRMAOUR REWA M ADHY PRADESH REWA   BR   843314   31-12-2024  
N/A   VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114   MP   486001   31-08-2017  
N/A   VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114   MP   484001   31-07-2017  
 

Equifax Score(s):

Score NameScoreScoring Factors
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

300

1 . Delinquency
2 . Delinquency
Equifax Risk Score 4.0

750

1 . Total Credit Exposure
2 . Total Utilization
3 . Credit Card Utilization
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 31,939
Total Installment Amount: 6328.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance: 0
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,065
Total Accounts:1 Total Past Due Amount: 0 Recent Account: on Personal Loan on 14-12-2023
Total Sanction Amount: Rs. 30,000 Total High Credit: 0 Oldest Account: on Personal Loan on 14-12-2023
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
Installment Amount: Rs. 1,644 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 30,874
Recent Account: on Microfinance - Personal Loan on 28-02-2024 Installment Amount: Rs. 4,684 Total Past Due Amount: Rs. 26,587
Total Accounts:9 Total Sanction Amount: Rs. 86,762 Total High Credit: Rs. 86,762
Max Days Past Due: 900 Total Write-Off Amount: 26587.00 Number Of Loans With Reported EMI: 1
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 27-03-2015 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Personal Loan
Ownership Type : Individual
DaysPastDue : 0		Balance : Rs.1,065
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type:
MaxDaysPastDue : 		Open : Yes
Interest Rate : 27
Last Payment Date : 05-11-2025
Sanction Amount : Rs.30,000
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 14-12-2023
Date Closed :
Reason :
Repayment Tenure : 24
Dispute Code : 		Payment Amount : Rs.1,644
Term Frequency : Monthly		Credit Limit :
Branch Id :
Kendra ID : 		Collateral Value :
Collateral Type :
Account status : Current Account
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 000000000000000000000000000000000000000000000000000000000*000000000NEW
Asset Classification :************************
Suit Filed Status :************************
Days Past Due :000000000000000000000000000000000000000000000000000000000***000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
MICROFINANCE
Name: SAROJ VERMA
Ration Card: 		DOB: 01-01-1968
UID: 		Gender: Female
PAN: 		VoterID: XCL2841070
OtherID:
Address: 1313 WARD NO 05 SIRMOUR REWAState: MPPostal: 486441
Monthly Family Income: Rs.23,600
Acct # 1090091000009054
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : ANIMAL HUSBANDRY (CO
DaysPastDue : 0		Current Balance : Rs.8,289
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 02-12-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 02-12-2025
Date Opened : 28-02-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 52
Key Person Name : RAMAYANVERMA
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.1,492
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : RAMAYANVERMA		Date Sanctioned : 28-02-2024
Date Applied : 28-02-2024
Nominee Relationship : Son
History 24 Months : 000000000000000000000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 24
MICROFINANCE
Name: SAROJ VERMA
Ration Card: 		DOB: 01-01-1968
UID: 		Gender: Female
PAN: 		VoterID:
OtherID:
Address: 1313 WARD NO 05 BARIYAN TOLA SIRMOUR RE WA REWAState: MPPostal: 486441
Monthly Family Income: Rs.10,000
Acct # 90001058769362
Institution : Bandhan Bank Limited
Loan Category : JLG Individual
Loan Purpose : GROCERY STATIONARY
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 12-11-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-01-2025
Date Opened : 13-12-2023
Date Closed : 12-11-2024
Date Written Off :
Loan Cycle ID : 10
No. of Installments : 48
Key Person Name : HEERA LAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.695
Key Person Relationship : Other
Branch Id : 1422
Kendra ID : 1219600209		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : 		Date Sanctioned :
Date Applied :
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000
01 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
MICROFINANCE
Name: SAROJ VERMA
Ration Card: 		DOB: 01-01-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: CMZ0589473
OtherID:
Address: 1313 WARD NO 05 WARD NO 05 SIRMOUR REW A MADHYA PRADESHState: Postal: 486441
Monthly Family Income: Rs.25,000
Acct # 7539335 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : EGG SHOP
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.45,250
Last Payment Date : 25-04-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-06-2024
Date Opened : 16-11-2022
Date Closed : 25-04-2024
Date Written Off :
Loan Cycle ID : 5
No. of Installments : 78
Key Person Name : HEERALAL VERMA
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.700
Key Person Relationship : Husband
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.45,250
Applied Amount : Rs.45,250
Nominee Name : 		Date Sanctioned : 16-11-2022
Date Applied : 16-11-2022
Nominee Relationship :
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000000000000000000000000
06 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 2302 - 2301 - 2312 - 2211 - 22
MICROFINANCE
Name: SAROJ VERMA DUDAL
Ration Card: 		DOB: 01-01-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: CMZ0589473
OtherID:
Address: 1313 WARD NO 05 WARD NO 05 SIRMOUR REW A MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income:
Acct # 6756222 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : OTHER
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.63,340
Last Payment Date : 03-11-2022
Reason :
FirstDaysPastDueDate : 		Date Reported : 03-02-2023
Date Opened : 03-02-2021
Date Closed : 03-11-2022
Date Written Off :
Loan Cycle ID : 4
No. of Installments : 105
Key Person Name : DUDAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.750
Key Person Relationship : Father
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.63,340
Applied Amount : Rs.63,340
Nominee Name : 		Date Sanctioned : 03-02-2021
Date Applied : 03-02-2021
Nominee Relationship :
History 24 Months : CLSDCLSDCLSDCLSD*01+01+01+30+30+30+30+30+30+30+30+30+000000000000000000000
Days Past Due :000000000000***022027024035040037035039039036040031000000000000000000000
02 - 2301 - 2312 - 2211 - 2210 - 2209 - 2208 - 2207 - 2206 - 2205 - 2204 - 2203 - 2202 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 21
MICROFINANCE
Name: SAROJ VERMA DUDAL
Ration Card: 		DOB: 04-10-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: CMZ0589473
OtherID:
Address: 1313 WARD NO 05 WARD NO 05 SIRMOUR REW A MADHYA PRADESHState: MPPostal: 486441
Monthly Family Income:
Acct # 5828603 License Cancelled Entity
Institution : Sonata Finance Pvt Ltd
Loan Category : Individual
Loan Purpose : ZARI BUISNESS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.25,040
Last Payment Date : 17-12-2020
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2022
Date Opened : 04-10-2018
Date Closed : 17-12-2020
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 105
Key Person Name : DUDAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount : Rs.300
Key Person Relationship : Father
Branch Id : 47
Kendra ID : 1731		Sanction Amount : Rs.25,040
Applied Amount : Rs.25,040
Nominee Name : 		Date Sanctioned : 04-10-2018
Date Applied : 04-10-2018
Nominee Relationship :
History 24 Months : CLSD**********CLSDCLSDCLSDCLSD*000000000000000000000000
Days Past Due :000******************************000000000000***000000000000000000000000
02 - 2201 - 2212 - 2111 - 2110 - 2109 - 2108 - 2107 - 2106 - 2105 - 2104 - 2103 - 2102 - 2101 - 2112 - 2011 - 2010 - 2009 - 2008 - 2007 - 2006 - 2005 - 2004 - 2003 - 20
MICROFINANCE
Name: SAROJ
Ration Card: 		DOB: 26-08-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCL2841070
OtherID:
Address: VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114State: MPPostal: 486001
Monthly Family Income:
Acct # 1090090000004501
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : FRUIT & VEGETABLE VE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.15,000
Last Payment Date : 08-08-2017
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-09-2017
Date Opened : 28-06-2016
Date Closed : 08-08-2017
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 29
Key Person Name : LT HEERALAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount :
Key Person Relationship : Husband
Branch Id : 1090
Kendra ID : 10900195		Sanction Amount : Rs.15,000
Applied Amount : Rs.15,000
Nominee Name : LT HEERALAL		Date Sanctioned : 28-06-2016
Date Applied : 15-06-2016
Nominee Relationship : Husband
History 24 Months : CLSDCLSD000000000*000000000000*000000000000NEW
Days Past Due :000000000000000***000000000000***000000000000000
09 - 1708 - 1707 - 1706 - 1705 - 1704 - 1703 - 1702 - 1701 - 1712 - 1611 - 1610 - 1609 - 1608 - 1607 - 1606 - 16
MICROFINANCE
Name: SAROJ
Ration Card: 		DOB:
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCL2841070
OtherID: XXXXXXXXXXXX
Address: VILLAGE POST BAIKUNTHPUR DIST REWA PIN 486114State: Postal: 486114
Monthly Family Income:
Acct # 505505PRG00029831
Institution : Utkarsh Small Finance Bank Ltd
Loan Category : JLG Group
Loan Purpose : COSMETICS
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.15,000
Last Payment Date : 26-07-2016
Reason :
FirstDaysPastDueDate : 		Date Reported : 31-07-2016
Date Opened : 30-06-2015
Date Closed : 28-06-2016
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 29
Key Person Name : LT HEERALAL
Dispute Code : 		Repayment Frequency : Bi-weekly
Installment Amount : Rs.600
Key Person Relationship : Husband
Branch Id : 505
Kendra ID : 0195		Sanction Amount : Rs.15,000
Applied Amount : Rs.15,000
Nominee Name : 		Date Sanctioned : 29-06-2015
Date Applied : 29-06-2015
Nominee Relationship :
History 24 Months : CLSDCLSD000000000*000000000000*000NEW
Days Past Due :000000000000000***000000000000***000000
07 - 1606 - 1605 - 1604 - 1603 - 1602 - 1601 - 1612 - 1511 - 1510 - 1509 - 1508 - 1507 - 15
MICROFINANCE
Name: SAROJ VERMA
Ration Card: 		DOB: 01-01-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID:
OtherID: XXXXXXXXXXXX
Address: HNO1313BAIKUTHPURState: MPPostal: 486441
Monthly Family Income:
Acct # 75531060000551 License Cancelled Entity
Institution : Fino Finance Pvt Ltd
Loan Category : JLG Individual
Loan Purpose : GENERAL STORE
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.14,000
Last Payment Date : 17-03-2016
Reason :
FirstDaysPastDueDate : 		Date Reported : 01-06-2016
Date Opened : 27-03-2015
Date Closed : 17-03-2016
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 50
Key Person Name : DUDAL
Dispute Code : 		Repayment Frequency : Weekly
Installment Amount :
Key Person Relationship : Father
Branch Id : FINO-UBI-7553
Kendra ID : 7553006007		Sanction Amount : Rs.14,000
Applied Amount : Rs.14,000
Nominee Name : RAMAYAN		Date Sanctioned : 27-03-2015
Date Applied : 27-03-2015
Nominee Relationship : Son
History 24 Months : CLSDCLSDCLSDCLSD000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000
06 - 1605 - 1604 - 1603 - 1602 - 1601 - 1612 - 1511 - 1510 - 1509 - 1508 - 1507 - 1506 - 1505 - 15
MICROFINANCE
Name: SAROJ VERMA
Ration Card: 		DOB: 01-01-1968
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: MP09068132465
OtherID: 22256948
Address: PIPARI WARD 5BAIKUNTHAPUR BAIKUNTHAPUR S IRMOURState: MPPostal: 486441
Monthly Family Income:
Acct # L09180524166
Institution : L&T Finance
Loan Category : JLG Individual
Loan Purpose : HANDICRAFTS
DaysPastDue : 900		Current Balance : Rs.22,585
Past Due Amount : Rs.26,587
Last Payment :
Write-off Amount : Rs.26,587
Institution Type: MFI
MaxDaysPastDue : 900		Status : Charge Off/Written Off
Disbursed Amount : Rs.31,574
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 30-09-2018
Date Closed :
Date Written Off : 30-09-2020
Loan Cycle ID : 1
No. of Installments : 27
Key Person Name : RAMAYAN VERMA RAMAYAN VERMA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,700
Key Person Relationship : Wife
Branch Id : 4021
Kendra ID : 4021		Sanction Amount : Rs.36,762
Applied Amount : Rs.36,762
Nominee Name : 		Date Sanctioned : 30-09-2018
Date Applied : 30-09-2018
Nominee Relationship :
History 24 Months : WOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOFWOF
Days Past Due :900900900900900900900900900900900900900900900900900900900900900900900900
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
Sonata Finance Pvt Ltd 25-04-2024 09:01  JLG Group    
Utkarsh Small Finance Bank Limited 28-02-2024 17:18  Auto Loan (Personal)   Rs. 50,000 
Sonata Finance Pvt Ltd 02-01-2024 05:23  JLG Group    
Sonata Finance Pvt Ltd 12-12-2023 01:13  JLG Group    
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. saroj varma
Consumer's First Name:   Mr. saroj varma
Father :  S/O heeralal
DOB:   10-12-1974
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9823537825
Other Phone : 
Contact Details
Address Information 1 :
Address: Baikunthpur
State: MP
Postal: 486441
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
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