SGQK 009FZ04426 NA 2317552348, 2317552347 CCR 1 18-12-2025 08:21:05 10 0E Mr. rashmi kushwaha Mr. rashmi kushwaha S/O ashok kushwaha F Nada sirmour MP 486448 Nada sirmour MP 486448 9200689418 M 1991-12-17 1 XXXXXXXXXXXX 9200689418 102 102 RASHMI KUSHWAHA RASHMI KUSHWAHA 1991-01-01 Female 34 SALARIED 21000 2025-12-05 XCL2845865 XXXXXXXXXXXX 50046365851106 UMARI NADA UMARI NADA UMARI1 REWA00000000000000000 MP 486446 N/A UMARI NADA UMARI NADA UMARI1 REWA MP 486446 N/A 134NAGRAM NADA POST UMARI TEHSIRMOUR NAUMARIUMARISIRMOUR NA NA REWA MP 486448 N/A 134NAGRAM NADA POST UMARI TEHSIRMOUR NANAUMARINA INDIANNA REWA MP 486448 N/A UMARI NADA UMARI NADA UMARI1 REWA00000000000000000 MP 486446 N/A 9200689418 8435285492 M001 -1 21000 2200 N SALARIED 17500 8750 N SALARIED 16666 8333 N 21000 2200 N 2 0 78836.00 5520.00 2 0 78836.00 Microfinance - Personal Loan on 01-08-2025 5520.00 0.00 4 105000 105000 Microfinance - Personal Loan on 19-01-2023 0.00 0 2 RASHMI KUSHWAHA RASHMI KUSHWAHA 01-01-1991 Female XCI2845865 XXXXXXXXXXXX 134NAGRAM NADA POST UMARI TEHSIRMOUR NAUMARIUMARISIRMOUR NA NA REWA MP 486448 8435285492 4052255587 17500 25900005837874 47820 AU Small Finance Bank Limited 0 55000 JLG Individual HONEY MAKING 55000 2025-12-12 2025-12-12 2025-08-01 2 2025-08-01 55000 24 Monthly 3020 ASHOK KUSHWAHA Husband ASHOK KUSHWAHA Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 10509 893000018 0 L RASHMI KUSHWAHA 01-01-1991 Female XCI2845865 UMARI NADA UMARI NADA UMARI1 REWA00000000000000000 MP 486446 9200689418 3647851465 21000 643443 31016 Mitrata Inclusive Financial Services Limited 0 50000 JLG Individual AGRI ALLIED ACTIVITI 50000 2025-12-05 2025-12-05 2024-12-13 2 2024-12-11 2024-12-06 60000 26 Monthly 2500 ASHOK KUMAR KUSHWAHA Husband ASHOK KUMAR KUSHWAHA Husband Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 B0038 C16760 0 C 50000 0 0 RASHMI KUSHWAHA RASHMI KUSHWAHA 01-01-1991 Female XCL2845865 XXXXXXXXXXXX 134NAGRAM NADA POST UMARI TEHSIRMOUR NAUMARIUMARISIRMOUR NA NA REWA MP 486448 8435285492 9200689418 2909601815 16666 23900013843813 0 AU Small Finance Bank Limited 0 40000 JLG Individual MASHROOM CULTIVATION 40000 2025-08-01 2025-10-15 2023-09-25 2025-08-01 1 2023-09-25 40000 24 Monthly 2200 ASHOK KUSHWAHA Husband ASHOK KUSHWAHA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 10509 893000018 0 L RASHMI KUSHWAHA 01-01-1991 Female XCI2845865 UMARI NADA UMARI NADA UMARI1 REWA00000000000000000 MP 486446 9200689418 2572943578 21000 376178 0 Mitrata Inclusive Financial Services Limited 0 30000 JLG Individual AGRI ALLIED ACTIVITI 30000 2024-12-06 2025-02-28 2023-01-19 2024-12-06 1 2023-01-17 2023-01-11 30000 24 Monthly 1580 ASHOK KUMAR KUSHWAHA Husband ASHOK KUMAR KUSHWAHA Husband Closed Account CLSD 0 CLSD 0 CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 B0038 C16760 0 C 30000 0 0 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 806 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2317552348_2317552347.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   18-12-2025
REPORT ORDER NO.:   2317552348, 2317552347TIME:   08:21:05
REFERENCE NUMBER:   NA
 

Consumer Name: RASHMI KUSHWAHA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-1991
Age:   34   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.21,000
Income - Reported Date : 2025-12-05
Occupation:   SALARIED
Identification
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   50046365851106
Contact Details
Home: 
Office: 
Mobile:  9200689418
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  8435285492
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   UMARI NADA UMARI NADA UMARI1 REWA00 000000000000000   MP   486446   05-12-2025  
N/A   UMARI NADA UMARI NADA UMARI1 REWA   MP   486446   05-12-2025  
N/A   134NAGRAM NADA POST UMARI TEHSIRMOU R NAUMARIUMARISIRMOUR NA NA REWA   MP   486448   15-11-2025  
N/A   134NAGRAM NADA POST UMARI TEHSIRMOU R NANAUMARINA INDIANNA REWA   MP   486448   15-07-2025  
N/A   UMARI NADA UMARI NADA UMARI1 REWA00 000000000000000   MP   486446   31-12-2024  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

806

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 78,836
Total Installment Amount: 5520.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 2 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 78,836
Recent Account: on Microfinance - Personal Loan on 01-08-2025 Installment Amount: Rs. 5,520 Total Past Due Amount: 0
Total Accounts:4 Total Sanction Amount: Rs. 1,05,000 Total High Credit: Rs. 1,05,000
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 2
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 19-01-2023 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: RASHMI KUSHWAHA RA SHMI KUSHWAHA
Ration Card: 		DOB: 01-01-1991
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCI2845865
OtherID:
Address: 134NAGRAM NADA POST UMARI TEHSIRMOUR NAU MARIUMARISIRMOUR NA NA REWAState: MPPostal: 486448
Monthly Family Income: Rs.17,500
Acct # 25900005837874
Institution : AU Small Finance Bank Limited
Loan Category : JLG Individual
Loan Purpose : HONEY MAKING
DaysPastDue : 0		Current Balance : Rs.47,820
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.55,000
Last Payment Date : 12-12-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 12-12-2025
Date Opened : 01-08-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 24
Key Person Name : ASHOK KUSHWAHA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.3,020
Key Person Relationship : Husband
Branch Id : 10509
Kendra ID : 893000018		Sanction Amount : Rs.55,000
Applied Amount : Rs.55,000
Nominee Name : ASHOK KUSHWAHA		Date Sanctioned :
Date Applied : 01-08-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 25
MICROFINANCE
Name: RASHMI KUSHWAHA
Ration Card: 		DOB: 01-01-1991
UID: 		Gender: Female
PAN: 		VoterID: XCI2845865
OtherID:
Address: UMARI NADA UMARI NADA UMARI1 REWA0000000 0000000000State: MPPostal: 486446
Monthly Family Income: Rs.21,000
Acct # 643443
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : AGRI ALLIED ACTIVITI
DaysPastDue : 0		Current Balance : Rs.31,016
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 05-12-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 05-12-2025
Date Opened : 13-12-2024
Date Closed :
Date Written Off :
Loan Cycle ID : 2
No. of Installments : 26
Key Person Name : ASHOK KUMAR KUSHWAHA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,500
Key Person Relationship : Husband
Branch Id : B0038
Kendra ID : C16760		Sanction Amount : Rs.50,000
Applied Amount : Rs.60,000
Nominee Name : ASHOK KUMAR KUSHWAHA		Date Sanctioned : 11-12-2024
Date Applied : 06-12-2024
Nominee Relationship : Husband
History 24 Months : 000000000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 24
MICROFINANCE
Name: RASHMI KUSHWAHA RA SHMI KUSHWAHA
Ration Card: 		DOB: 01-01-1991
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: XCL2845865
OtherID:
Address: 134NAGRAM NADA POST UMARI TEHSIRMOUR NAU MARIUMARISIRMOUR NA NA REWAState: MPPostal: 486448
Monthly Family Income: Rs.16,666
Acct # 23900013843813
Institution : AU Small Finance Bank Limited
Loan Category : JLG Individual
Loan Purpose : MASHROOM CULTIVATION
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.40,000
Last Payment Date : 01-08-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-10-2025
Date Opened : 25-09-2023
Date Closed : 01-08-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : ASHOK KUSHWAHA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,200
Key Person Relationship : Husband
Branch Id : 10509
Kendra ID : 893000018		Sanction Amount : Rs.40,000
Applied Amount : Rs.40,000
Nominee Name : ASHOK KUSHWAHA		Date Sanctioned :
Date Applied : 25-09-2023
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
10 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 23
MICROFINANCE
Name: RASHMI KUSHWAHA
Ration Card: 		DOB: 01-01-1991
UID: 		Gender: Female
PAN: 		VoterID: XCI2845865
OtherID:
Address: UMARI NADA UMARI NADA UMARI1 REWA0000000 0000000000State: MPPostal: 486446
Monthly Family Income: Rs.21,000
Acct # 376178
Institution : Mitrata Inclusive Financial Services Limited
Loan Category : JLG Individual
Loan Purpose : AGRI ALLIED ACTIVITI
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.30,000
Last Payment Date : 06-12-2024
Reason :
FirstDaysPastDueDate : 		Date Reported : 28-02-2025
Date Opened : 19-01-2023
Date Closed : 06-12-2024
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : ASHOK KUMAR KUSHWAHA
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.1,580
Key Person Relationship : Husband
Branch Id : B0038
Kendra ID : C16760		Sanction Amount : Rs.30,000
Applied Amount : Rs.30,000
Nominee Name : ASHOK KUMAR KUSHWAHA		Date Sanctioned : 17-01-2023
Date Applied : 11-01-2023
Nominee Relationship : Husband
History 24 Months : CLSDCLSDCLSD000000000000000000000000000000000000000000000000000000000000000
Days Past Due :000000000000000000000000000000000000000000000000000000000000000000000000
02 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 2402 - 2401 - 2412 - 2311 - 2310 - 2309 - 2308 - 2307 - 2306 - 2305 - 2304 - 2303 - 23
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. rashmi kushwaha
Consumer's First Name:   Mr. rashmi kushwaha
Father :  S/O ashok kushwaha
DOB:   17-12-1991
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9200689418
Other Phone : 
Contact Details
Address Information 1 :
Address: Nada sirmour
State: MP
Postal: 486448
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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