SGQK 009FZ04426 NA 2332703910, 2332703911 CCR 1 25-12-2025 19:42:17 10 0E Mr. seema rawat Mr. seema rawat S/O gyanendra kol F Pidihan, bagdha MP 486440 Pidihan, bagdha MP 486440 9109411893 M 2002-12-25 1 XXXXXXXXXXXX 9109411893 102 102 SEEMA RAWAT 2003-01-01 Female 22 COW 25000 2025-11-15 YBY4386504 XXXXXXXXXXXX 50457525 60018507992847 BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHAPIDIHAN REWA000 MP 486440 N/A BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHAPIDIHAN REWA MP 486440 N/A 00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDIHAN BAGADHA PIDIHAN SEMARIYA REWA MADHYA PRADESH -486440 BAIKUNTHPUR MP 486440 N/A 00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDIHAN BAGADHA PIDIHAN SEMARIYA BAIKUNTHPUR MP 486440 N/A BAGADHA PIDIHAN BAGDHA BAGDHA BAGDHA SIRMOUR MP 486441 N/A 9109411893 9109382614 M001 -1 COW 25000 7900 Y 20000 7550 SELF EMPLOYEED 43500 0 SELF EMPLOYEED 44000 0 3 0 175540.00 6811.67 3 0 175540.00 Microfinance - Personal Loan on 29-10-2025 6811.67 0.00 4 197669 197669 Microfinance - Personal Loan on 14-03-2024 0.00 0 3 SEEMA RAWAT 01-01-2003 Female YBY4386504 50457525 BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHAPIDIHAN REWA000 MP 486440 9109411893 4061096171 25000 65299634 44840 Midland Microfin Limited 0 50000 JLG Individual LIVESTOCK 50000 2025-12-04 2025-12-04 2025-08-19 1 2025-08-17 2025-08-18 50000 22 Others 2900 GYANENDRA KOL Husband GYANENDRA KOL Husband Current Account 000 0 000 0 000 0 000 0 NEW 0 B0488 C2099066 0 C 50000 22 0 SEEMA RAWAT 01-01-2003 Female YBY4386504 00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDIHAN BAGADHA PIDIHAN SEMARIYA REWA MADHYA PRADESH -486440 BAIKUNTHPUR MP 486440 9109411893 4212088925 20000 224216300617 51405 Tata Capital Limited 0 51405 JLG Group PURCHASEOFGOATORSHEE 51405 2025-11-30 2025-10-29 1 2025-10-29 2025-10-28 51405 24 Monthly 2770 GYANENDRA KOL Husband GYANENDRA KOL Husband Current Account 000 0 NEW 0 2242 224200093 0 C 51405 SEEMA RAWAT 01-01-2003 Female YBY4386504 XXXXXXXXXXXX BAGADHA PIDIHAN BAGDHABAGDHA BAGDHA SIRMOUR MP 486441 9109382614 3706589551 43500 L701256463562 79295 L&T Finance 0 96264 JLG Individual 96264 2025-11-30 2025-01-08 1 2025-01-08 2025-01-08 96264 36 Monthly 3800 GYANENDRA KOL Wife Current Account 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 4473 4473 0 C 96264 SEEMA RAWAT 01-01-2003 Female YBY4386504 XXXXXXXXXXXX BAGADHA PIDIHAN BAGDHABAGDHA BAGDHA SIRMOUR MP 486441 8982336819 3178478792 44000 L03247464769 0 L&T Finance 0 47716 JLG Individual 0 47716 2025-05-15 2024-03-14 2025-01-09 1 2024-03-14 2024-03-14 47716 24 Monthly 2550 GYANENDRA KOL Wife Closed Account CLSD 0 * * * * * * CLSD 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 000 0 NEW 0 4473 4473 0 47716 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. MFI.Microfinance Risk Score MRS 750 103 Sanction Amount 106 Max cycle across all MFIs XML/HTML2332703910_2332703911.html
 

CONSUMER CREDIT REPORT V2.0
 
CLIENT ID:   009FZ04426DATE:   25-12-2025
REPORT ORDER NO.:   2332703910, 2332703911TIME:   19:42:17
REFERENCE NUMBER:   NA
 

Consumer Name: SEEMA

Personal Information
Previous Name:  
Alias Name:  
DOB:   01-01-2003
Age:   22   Years   11   Months
Gender:   Female
Monthly Family Income : Rs.25,000
Income - Reported Date : 2025-11-15
Occupation:   COW
Identification
PAN:  
Voter ID:   YBY4386504
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration Card:   50457525
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   60018507992847
Contact Details
Home: 
Office: 
Mobile:  9109411893
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  9109382614
Email: 
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHA PIDIHAN REWA000   MP   486440   15-11-2025  
N/A   BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHA PIDIHAN REWA   MP   486440   15-11-2025  
N/A   00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDIHAN BAGADHA PIDIHAN SEMARIYA R EWA MADHYA PRADESH -486440 BAIKUNTH PUR   MP   486440   31-10-2025  
N/A   00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDIHAN BAGADHA PIDIHAN SEMARIYA B AIKUNTHPUR   MP   486440   31-10-2025  
N/A   BAGADHA PIDIHAN BAGDHA BAGDHA BAGDH A SIRMOUR   MP   486441   15-06-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Equifax Risk Score - Retail

-1
 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
MRS

750

1 . Sanction Amount
2 . Max cycle across all MFIs
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,75,540
Total Installment Amount: 6811.67 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Total Accounts: Total Past Due Amount:    Recent Account:
Total Sanction Amount:  Total High Credit:    Oldest Account:
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
Installment Amount:  No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts: 3 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs. 1,75,540
Recent Account: on Microfinance - Personal Loan on 29-10-2025 Installment Amount: Rs. 6,811.67 Total Past Due Amount: 0
Total Accounts:4 Total Sanction Amount: Rs. 1,97,669 Total High Credit: Rs. 1,97,669
Max Days Past Due: 0 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 3
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account: on Microfinance - Personal Loan on 14-03-2024 No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
MICROFINANCE
Name: SEEMA RAWAT
Ration Card: 50457525		DOB: 01-01-2003
UID: 		Gender: Female
PAN: 		VoterID: YBY4386504
OtherID:
Address: BAGDHAPIDIHAN BAGDHAPIDIHAN BAGADHAPIDIH AN REWA000State: MPPostal: 486440
Monthly Family Income: Rs.25,000
Acct # 65299634
Institution : Midland Microfin Limited
Loan Category : JLG Individual
Loan Purpose : LIVESTOCK
DaysPastDue : 0		Current Balance : Rs.44,840
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.50,000
Last Payment Date : 04-12-2025
Reason :
FirstDaysPastDueDate : 		Date Reported : 04-12-2025
Date Opened : 19-08-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 22
Key Person Name : GYANENDRA KOL
Dispute Code : 		Repayment Frequency : Others
Installment Amount : Rs.2,900
Key Person Relationship : Husband
Branch Id : B0488
Kendra ID : C2099066		Sanction Amount : Rs.50,000
Applied Amount : Rs.50,000
Nominee Name : GYANENDRA KOL		Date Sanctioned : 17-08-2025
Date Applied : 18-08-2025
Nominee Relationship : Husband
History 24 Months : 000000000000NEW
Days Past Due :000000000000000
12 - 2511 - 2510 - 2509 - 2508 - 25
MICROFINANCE
Name: SEEMA RAWAT
Ration Card: 		DOB: 01-01-2003
UID: 		Gender: Female
PAN: 		VoterID: YBY4386504
OtherID:
Address: 00 GRAM POST BAGDHA PIDIHAN BAGADHA PIDI HAN BAGADHA PIDIHAN SEMARIYA REWA MADHYA PRADESH -486440 BAIKUNTHPURState: MPPostal: 486440
Monthly Family Income: Rs.20,000
Acct # 224216300617
Institution : Tata Capital Limited
Loan Category : JLG Group
Loan Purpose : PURCHASEOFGOATORSHEE
DaysPastDue : 0		Current Balance : Rs.51,405
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.51,405
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 29-10-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : GYANENDRA KOL
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,770
Key Person Relationship : Husband
Branch Id : 2242
Kendra ID : 224200093		Sanction Amount : Rs.51,405
Applied Amount : Rs.51,405
Nominee Name : GYANENDRA KOL		Date Sanctioned : 29-10-2025
Date Applied : 28-10-2025
Nominee Relationship : Husband
History 24 Months : 000NEW
Days Past Due :000000
11 - 2510 - 25
MICROFINANCE
Name: SEEMA RAWAT
Ration Card: 		DOB: 01-01-2003
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: YBY4386504
OtherID:
Address: BAGADHA PIDIHAN BAGDHABAGDHA BAGDHA SIRM OURState: MPPostal: 486441
Monthly Family Income: Rs.43,500
Acct # L701256463562
Institution : L&T Finance
Loan Category : JLG Individual
Loan Purpose :
DaysPastDue : 0		Current Balance : Rs.79,295
Past Due Amount : 0
Last Payment :
Write-off Amount :
Institution Type: MFI
MaxDaysPastDue : 0		Status : Current Account
Disbursed Amount : Rs.96,264
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 30-11-2025
Date Opened : 08-01-2025
Date Closed :
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 36
Key Person Name : GYANENDRA KOL
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.3,800
Key Person Relationship : Wife
Branch Id : 4473
Kendra ID : 4473		Sanction Amount : Rs.96,264
Applied Amount : Rs.96,264
Nominee Name : 		Date Sanctioned : 08-01-2025
Date Applied : 08-01-2025
Nominee Relationship :
History 24 Months : 000000000000000000000000000000NEW
Days Past Due :000000000000000000000000000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 2503 - 2502 - 2501 - 25
MICROFINANCE
Name: SEEMA RAWAT
Ration Card: 		DOB: 01-01-2003
UID: XXXXXXXXXXXX		Gender: Female
PAN: 		VoterID: YBY4386504
OtherID:
Address: BAGADHA PIDIHAN BAGDHABAGDHA BAGDHA SIRM OURState: MPPostal: 486441
Monthly Family Income: Rs.44,000
Acct # L03247464769
Institution : L&T Finance
Loan Category : JLG Individual
Loan Purpose :
DaysPastDue : 0		Current Balance : 0
Past Due Amount : 0
Last Payment :
Write-off Amount : 0
Institution Type: MFI
MaxDaysPastDue : 0		Status : Closed Account
Disbursed Amount : Rs.47,716
Last Payment Date :
Reason :
FirstDaysPastDueDate : 		Date Reported : 15-05-2025
Date Opened : 14-03-2024
Date Closed : 09-01-2025
Date Written Off :
Loan Cycle ID : 1
No. of Installments : 24
Key Person Name : GYANENDRA KOL
Dispute Code : 		Repayment Frequency : Monthly
Installment Amount : Rs.2,550
Key Person Relationship : Wife
Branch Id : 4473
Kendra ID : 4473		Sanction Amount : Rs.47,716
Applied Amount : Rs.47,716
Nominee Name : 		Date Sanctioned : 14-03-2024
Date Applied : 14-03-2024
Nominee Relationship :
History 24 Months : CLSD***CLSD000000000000000000000000000NEW
Days Past Due :000*********000000000000000000000000000000000
05 - 2504 - 2503 - 2502 - 2501 - 2512 - 2411 - 2410 - 2409 - 2408 - 2407 - 2406 - 2405 - 2404 - 2403 - 24
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mr. seema rawat
Consumer's First Name:   Mr. seema rawat
Father :  S/O gyanendra kol
DOB:   25-12-2002
Gender:   Female
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9109411893
Other Phone : 
Contact Details
Address Information 1 :
Address: Pidihan, bagdha
State: MP
Postal: 486440
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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