009FZ04426 NA 2335411609, 2335411607 CCR 1 27-12-2025 09:42:05 10 0E Mrs. Jamuna saket Mrs. Jamuna saket S/O Ramkaran saket F nauwa post madhi MP 486111 nauwa post madhi MP 486111 9179778872 M 1993-09-20 2 XXXXXXXXXXXX 9179778872 102 102 JAMUNA SAKET 1993-09-20 Male 32 IRFPS0839K 20067022672973 S/O RAMKARAN SAKET GRAM NAUWA POST MADHI MADIKALA REWA REWA REWA MADHYA PRADESH MP 486111 Rents,Primary 9179778872 9179778872 JAMUNASAKET97@GMAIL.COM M001 -1 1 1 14349.00 3011.00 1 3011.00 1 14349.00 1 13078.00 Consumer Loan on 03-04-2025 22417.00 0.00 Consumer Loan on 03-04-2025 0.00 119 1 ********** FINANCE Consumer Loan Individual 14349 13078 3011 Yes 22417 2025-08-27 2025-11-30 2025-04-03 9 3011 Monthly 90-119 days past due 90+ 119 * * 60+ 89 * * 30+ 58 * * 01+ 28 * * 01+ 28 * * 000 0 * * 000 0 * * NEW 0 * * 119 The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide. RTL.ERS4.0 4.0 ERS 501 400 Occurances of default account 402 Overdue Amount 401 Vintage in Bureau XML/HTML2335411609_2335411607.html
 

CONSUMER CREDIT REPORT V2.0

 
CLIENT ID:   009FZ04426DATE:   27-12-2025
REPORT ORDER NO.:   2335411609, 2335411607TIME:   09:42:05
REFERENCE NUMBER:   NA
 

Consumer Name: JAMUNA

Personal Information
Previous Name:  
Alias Name:  
DOB:   20-09-1993
Age:   32   Years   3   Months
Gender:   Male
Monthly Family Income :
Income - Reported Date :
Occupation:  
Identification
PAN:   IRFPS0839K
Voter ID:  
Passport ID:  
UID:  
Driver's License:  
Ration Card:  
NREGA card number:  
CKYC:  
Photo Credit Card:  
ID - Other:   20067022672973
Contact Details
Home:  9179778872
Office: 
Mobile: 
Alt. Home/Other No.: 
Alt. Office: 
Alt. Mobile:  9179778872
Email:  JAMUNASAKET97@GMAIL.COM
 

Consumer Address:

TypeAddressStatePostalDate Reported
N/A   S/O RAMKARAN SAKET GRAM NAUWA POST MADHI MADIKALA REWA REWA REWA MADHY A PRADESH   MP   486111   30-06-2025  
 

Equifax Score(s):

Score NameScoreScoring Factors
Microfinance Risk Score

-1

 

Score Detail(s):

Score NameScoreScoreAttribute ValueAttributeDescription / ScoringElement
Equifax Risk Score 4.0

501

1 . Occurances of default account
2 . Overdue Amount
3 . Vintage in Bureau
 

Account Summary:

Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 14,349
Total Installment Amount: 3011.00 No. of 60+ DPD Accounts: 0 Total Outstanding Balance 60+ DPD Accounts: 0
Total Unsecured Outstanding Balance:
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 1 Total Outstanding Balance: Rs. 14,349
Total Accounts:1 Total Past Due Amount: Rs. 13,078 Recent Account: on Consumer Loan on 03-04-2025
Total Sanction Amount: Rs. 22,417 Total High Credit: 0 Oldest Account: on Consumer Loan on 03-04-2025
Max Days Past Due: 119 Total Write-Off Amount: 0.00 Number Of Loans With Reported EMI: 1
Installment Amount: Rs. 3,011 No. of 60+ DPD Accounts::  Total Outstanding Balance 60+ DPD Accounts:
Total Unsecured Outstanding Balance:
MICROFINANCE
Number of Open Accounts:  Number of Past Due Accounts:  Total Outstanding Balance:
Recent Account:  Installment Amount:  Total Past Due Amount:  
Total Accounts: Total Sanction Amount:  Total High Credit:  
Max Days Past Due:  Total Write-Off Amount:  Number Of Loans With Reported EMI:
No. of Active Lenders:  No. of 60+ DPD Accounts:  Total Outstanding Balance 60+ DPD Accounts:
Oldest Account:  No. of 60+ DPD Accounts with Outstanding > 3000 each:

 

Account Details:

Accounts
RETAIL
Acct # **********
Institution : FINANCE
Type : Consumer Loan
Ownership Type : Individual
DaysPastDue : 119
Balance : Rs.14,349
Past Due Amount : Rs.13,078
Last Payment : Rs.3,011
Write-off Amount :
Institution Type:
MaxDaysPastDue :
Open : Yes
Interest Rate :
Last Payment Date : 27-08-2025
Sanction Amount : Rs.22,417
FirstDaysPastDueDate :
Date Reported : 30-11-2025
Date Opened : 03-04-2025
Date Closed :
Reason :
Repayment Tenure : 9
Dispute Code :
Payment Amount : Rs.3,011
Term Frequency : Monthly
Credit Limit :
Branch Id :
Kendra ID :
Collateral Value :
Collateral Type :
Account status : 90-119 days past due
Asset Classification :
Suit Filed Status :
History 48 Months
Account Status : 90+60+30+01+01+000000NEW
Asset Classification :********
Suit Filed Status :********
Days Past Due :119089058028028000000000
11 - 2510 - 2509 - 2508 - 2507 - 2506 - 2505 - 2504 - 25
 

Enquiries :

InstitutionDateTimePurposeAmount
 
 
 

Input Enquiry:

Personal & Account Information
Consumer's Full Name:   Mrs. Jamuna saket
Consumer's First Name:   Mrs. Jamuna saket
Father :  S/O Ramkaran saket
DOB:   20-09-1993
Gender:   Male
Inquiry / Request Purpose:   JLG Group
Member ID / Unique Account Number:  
Transaction Amount:  
Inquiry Account 1:  
Inquiry Account 2:  
Inquiry Account 3:  
Inquiry Account 4:  
ID & Phone Numbers
PAN:  
Voter ID:  
Passport ID:  
UID:   XXXXXXXXXXXX
Driver's License:  
Ration ID:  
ID - Other:  
ID - Other:  
Home Phone : 
Mobile Phone :  9179778872
Other Phone : 
Contact Details
Address Information 1 :
Address: nauwa post madhi
State: MP
Postal: 486111
Address Information 2 :
Address:
State:
Postal:
Address Information 3 :
Address:
State:
Postal:
Branch ID:  
Kendra / Centre ID:  
 

Glossary, Terms and Explanations:

 
History: 
Code Description
000current account
CLSDPaid or closed account/zero balance
NEWNew Account
LNSBLoan Submitted
LANDLoan Approved - Not yet disbursed
INACAccount is Inactive
CONContact Member for Status
01+1-29 days past due
30+30-59 days past due
DECLoan Declined
60+60-89 days past due
SPMSpecial Mention
SUBSub-standard
RESRestructured Loan
RGMRestructured Loan - Govt Mandate
RNCRestructured Loan - Natural Calamity
SETSettled
SFSuit Filed
90+90-119 days past due
120+120-179 days past due
180+180-359 days past due
360+360-539 days past due
540+540-719 days past due
720+720 or more days past due
DBTDoubtful
FPDFirst Payment Default
WDF Willful Default
PWOSPost Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STDStandard
SUBSub-standard
DBTDoubtful
LOSSLoss
SPMSpecial Mention Account
SFRSuit Filed-Restructured
SFSuit Filed
WDFWillful Default
SFWDSuit Filed-Willful Default
WOFWritten Off
SFWOSuit Filed and Written Off
WDWOWillful Default and Written Off
SWDWSuit Filed, Willful Default and Written Off
SETSettled
*Data Not Reported
RCVRestructured Due to COVID19
RCRestructured and Closed
PWOSPost Write Off Settled
PWOCPost Write Off Closed
ASAuctioned and Settled
RPSRepossessed and Settled
GIGuarantee Invoked
CANCancelled
01Account Ownership Disputed
02Account Status Disputed
03Account Balance Disputed
04Account Ownership Type Disputed
05Account Needs to be closed
06Account History Disputed
07Suit Filed / Willful Status Disputed
08Asset Classification Status Disputed
09Sanction Amount Disputed
10Name Correction Requested
11Address information Disputed
12DOB Disputed
13Contact Number Disputed
14Gender Flag Disputed
15Total Income Disputed
16Occupation Disputed
17Pan Information Disputed
18Voter Information Disputed
19Passport Information Disputed
20Driver's License information Disputed
21State Code Disputed
22Date closed Disputed
23Credit Limit Disputed
24Write-off / Settled Amount Disputed
25Loan / Credit Type Disputed
26Collateral Details Disputed
27Email Id Disputed
28MFI - Loan Category Disputed
29MFI - Repayment Frequency Disputed
30MFI - Installment Amount Disputed
31MFI - Key Person Name Disputed
32Dispute Closed
 
 
Contact Us:           Phone: 1800 209 3247     Fax: +91-22-6112-7950     Email: ecissupport@equifax.com

The entire information contained in this report is furnished by various Credit Institutions/members ("Members"), which is neither controlled nor subjected to any alteration by Equifax Credit Information Services Private Limited (ECIS). ECIS by using its proprietary search match logic tools, in compliance with the CIC Laws has collated the information and has generated this report. ECIS provides this report on a best effort basis and does not guarantee the timelines, correctness or completeness of the information contained therein. The use of this report will be governed by the terms and conditions accepted by You or as per Membership Agreement entered by the Member with ECIS. Lending decisions are taken by Members/Credit Institutions who access these reports and may differ from Member to Member. ECIS doesn’t tell a lender whether they should offer credit or not to its customer/borrower– it is solely for the lender to decide.

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